BMO AIR MILES® Mastercard® for Students

BMO AIR MILES® Mastercard® for Students

The best no-fee AIR MILES credit card in Canada for students. Earn AIR MILES Reward Miles and get insurance on your purchases.

Take advantage of this limited-time welcome offer!

Welcome Bonus

800 miles



Best For

Annual Fee


Purchase Rates

19.99 %

Cash Advance Rates

22.99 %

Balance Transfer Rates

22.99 %


  • The best AIR MILES credit card for students
  • Get 800 AIR MILES Bonus Miles!*
  • That’s enough for $80 towards purchases with AIR MILES Cash*
  • Get AIR MILES bonus miles back every time you spend, plus start building a healthy credit history
  • Get 3x the Miles for every $25 spent at participating AIR MILES Partners*
  • Get 1 Mile for every $25 spent everywhere else*
  • No annual fee*.
  • Get a 1.99% introductory interest rate on Balance Transfers for 9 months*, 1% fee applies to balance amounts transferred*



Fees & Conditions

Personal Income 0
Household Income 0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%
Balance Transfer
Balance Transfer Intro Duration 9
Balance Transfer - Promotional Rate 1.99%


Welcome Bonus 800 miles
Rewards Type Cash Back
Transfer Partners AIR MILES
Loyalty Program AIR MILES
All Spending 0.04
Online transactions 0.04
AIR MILES partners 0.12
Air Canada 0.04
Streaming services 0.04



We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)


Calculation of the offer value
in the first year
Value per point 10.5 ¢
Welcome bonus $84
Annual fee $0
Value ≈ $84



Purchase Protection
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year(s)