BMO AIR MILES® Mastercard® for Students

BMO AIR MILES® Mastercard® for Students

The best no-fee AIR MILES credit card in Canada for students. Earn AIR MILES Reward Miles and get insurance on your purchases.

Take advantage of this limited-time welcome offer!

Welcome Bonus

800 miles



Best For

Annual Fee


Purchase Rates

19.99 %

Cash Advance Rates

22.99 %

Balance Transfer Rates

22.99 %


  • The best AIR MILES credit card for students
  • Get 800 AIR MILES Bonus Miles!*
  • That’s enough for $80 towards purchases with AIR MILES Cash*
  • Get AIR MILES bonus miles back every time you spend, plus start building a healthy credit history
  • Get 3x the Miles for every $25 spent at participating AIR MILES Partners*
  • Get 1 Mile for every $25 spent everywhere else*
  • No annual fee*.



Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%
Balance Transfer Intro Duration 9


Welcome Bonus 800 miles
Minimum Spending Required $1,000
Minimum Spending Timeframe 90 day(s)
Rewards Type Cash Back
Transfer Partners AIR MILES
Loyalty Program AIR MILES
All Spending 0.04
Travel 0.04
Local Transport 0.04
Dining and Food delivery 0.04
Groceries 0.04
Convenience Stores 0.04
Gas 0.04
Drugstores 0.04
Office Supplies 0.04
Telecom/Internet 0.04
Entertainment 0.04
Online transactions 0.04
AIR MILES partners 0.12
Air Canada 0.04
Streaming services 0.04
Recurring Payments 0.04


We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)


Calculation of the offer value
in the first year
Value per point 10.5 ¢
Welcome bonus $84
Annual fee $0
Value ≈ $84



Purchase Protection
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year(s)