BMO AIR MILES® Mastercard® For Students

BMO AIR MILES® Mastercard® For Students

The Best No-Fee Student Credit Card for AIR MILES Collectors. Always get 3x the miles at participating AIR MILES Partners.

For a limited time, Get 800 AIR MILES Bonus Miles with this offer!



Welcome Bonus

800 miles

Best For

Annual Fee



  • Best BMO AIR MILES Mastercard for Students
  • Get 800 AIR MILES Bonus Miles!*
  • That’s enough for $80 towards purchases with AIR MILES Cash*
  • Get AIR MILES bonus miles back every time you spend, plus start building a healthy credit history
  • Get 3x the Miles for every $25 spent at participating AIR MILES Partners*
  • Get 1 Mile for every $25 spent everywhere else*
  • Get topped up to 5x the AIR MILES Reward Miles on groceries until May 31, 2021. Use any BMO AIR MILES credit card with your AIR MILES Card when you shop at Sobeys, Safeway, Foodland & Participating Co-op’s, Urban Fresh, Thrifty Foods, IGA, Les Marchés Traditions and Rachelle Béry.*
  • No annual fee*
  • Get a 1.99% introductory interest rate on Balance Transfers for 9 months*, 1% fee applies to balance amounts transferred*

Fees & Conditions

Personal Income $15000
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Balance Transfer
Balance Transfer Intro Duration 9
Balance Transfer - Promotional Rate 1.99%


Welcome Bonus 800 miles
Rewards Type Cash Back
Loyalty Program AIR MILES
All Spending 1 mille / 25 $



For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)


Offer Value calculation
for the first-year
Point Value (according to milesopedia) 10.5 ¢
Welcome Offer Value ≈ $85
Points earned with minimum purchases to get the Welcome Offer
(1 Mile per $10 or $20 in Card purchases)
≈ $10
Annual fee $0
Estimated Value ≈ $95



Purchase Protection
Purchase Protection - Duration 90
Extended Warranty
Extended Warranty - Duration 1