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Scotiabank offers five banking packages:
Scotiabank offers 5 savings accounts:
At the end of the article, you’ll find a list of features for all these packages and savings accounts.
The package that interests us most as travellers – and one that’s been recommended by several members of our Facebook group – is the Scotiabank Ultimate Package. For a limited time, it also offers a welcome bonus of up to $1,000!
This package helps you avoid paying certain fees such as a credit card’s annual fee or foreign withdrawal fees.
The Scotiabank Ultimate Package is a single package for:
As a Scotiabank Ultimate Package holder, you could keep your credit card, year after year, without paying an annual fee!
Like the excellent Scotiabank Passport Visa Infinite +* Card, which offers:
Here’s the current promotional offer:
Or the Scotia Momentum® Visa Infinite+* Card, one of the best cash back credit cards in Canada:
Or the Scotiabank Gold American Express® Card, which racks up plenty of travel points:
Scotiabank is one of the few institutions to offer rewards on activity done with a DEBIT card linked to the Ultimate Package chequing account.
This means you can earn 1 Scene+ point for every $5 in purchases made with a Scotia debit card
The Scotiabank Ultimate Package costs $30.95 per month.
However, it could be FREE ($0 per month) by maintaining a minimum daily closing balance of $6,000 in your Ultimate Package.
If you have $6,000 sitting uninvested, it could be worth leaving it in your Ultimate Package chequing account so you don’t pay:
The Scotiabank Preferred Package costs $16.95 per month.
However, it could be FREE ($0 per month) by maintaining a minimum daily closing balance of $4,000 in your Preferred Package.
This chequing account is for people under 25 and full-time students. For them, the monthly fee drops to $0, with no minimum balance required.
The bonus reaches $200 for an account opened between July 2 and November 1, 2026. You then have to complete two eligible transactions within 60 days of opening.
Pairing this package with the Money Master Savings Account and an eligible credit card brings the total bonus to $625. Scotiabank groups all three products in its Scene+ Student Banking Bundle, whose bonus also runs to November 1, 2026.
The Scotiabank Basic Plus Bank Account costs $11.95 per month.
However, it could be FREE ($0 per month) by maintaining a minimum daily closing balance of $3,000 in your Basic Plus Bank Account.
The Scotiabank Basic Bank Account costs $3.95 per month.
The Money Master Savings Account has the following key features:
In Quebec and elsewhere in Canada, Scotiabank offers many online banking services for its customers. As a Scotiabank debit cardholder, you can access Scotiabank’s online banking services at no cost.
Several online banking services are offered by Scotiabank:
Scotiabank’s online banking offer is complete, notably in Quebec, thanks to the presence of numerous Scotiabank branches, including Scotiabank Express agencies. Scotiabank is thus an excellent choice.
As a Scotiabank Online customer, you can benefit from many advantages thanks to Scotia OnLine:
Also, note that Scotiabank offers discounts and benefits for newcomers (Scotiabank StartRight program), students, and seniors.
Savings are this way:
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