Scotiabank Passport Visa Infinite Card - Welcome offer
With the Scotiabank Passport™ Visa Infinite* Card, you earn 25,000 points after just $1,000 in purchases, representing a $250 value. And each year, if you make at least $40,000 in Card purchases, you’ll earn 10,000 additional points ($100 value).
With the Scotiabank Passport™ Visa Infinite* Card, you earn 3 points per dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
Also, you earn 2 points per dollar for:
- grocery purchases
- dining purchases
The Scotiabank Passport™ Visa Infinite* Card is an excellent Visa credit card for this type of purchase.
You can redeem your points for any travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.
The Scotiabank Passport™ Visa Infinite* Card also offers:
- no foreign transaction fee
- 6 complimentary passes to airport VIP lounges
- Premium insurance for your travels or purchases
- Concierge services
Scotiabank Passport Visa Infinite Card - No foreign currency conversion fees
This is the major perk of this credit card: no foreign transaction fees. Virtually all other credit cards in Canada charge a 2.5% conversion fee for all foreign currency purchases.
It will therefore be particularly interesting for Snowbirds and anyone who regularly travels abroad or buys on sites that charge in US dollars, euros, etc.
On each of these transactions, when you pay with the Scotiabank Passport™ Visa Infinite* Card, you save 2.5%, plus earn Scene+ points !
And remember, you’ll also earn 2 points per dollar for purchases made abroad:
- grocery purchases
- dining purchases
Scotiabank Passport Visa Infinite Card - A Scene+ credit card
The Scene+ program is Scotiabank’s travel points loyalty program.
The other main cards in the Scene+ program are the Scotiabank Gold American Express® Card and the Scotiabank Platinum American Express® Card. So you can have another source of Scene+ points earning: it is of course possible to have a single Scene+ account regrouping your different credit cards, as explained in this article!
Enough to earn many points both through credit card application bonuses and with your purchases!
How to earn Scene+ points with this card
With this card, you earn:
- 3 points per dollar at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op
- 2 points per dollar spent on groceries, restaurants, entertainment or public transportation
- 1 point per dollar everywhere else
The accumulation of Scene+ points is not as great as that offered by the Scotiabank Gold American Express® Card(5 points per dollar in groceries, restaurants, entertainment), but since it’s a Visa card, you’ll be able to use it in more places!
For those who spend $40,000 in a year on the Scotiabank Passport™ Visa Infinite* Card, a bonus of 10,000 Scene+ points (or $100) will be credited to the account. After that, a bonus of 2,000 Scene+ points will be added to the account for every additional $10,000.
Using Scene+ points
6 annual airport lounge visits
Scotiabank is likely to want to address the traveller market. This Scotiabank Passport™ Visa Infinite* Card offers six annual airport lounge visits, which partly justifies the cost of the annual card fee.
Thanks to this exceptional welcome offer, you get all this for free the first-year!
This is a very nice perk for casual travellers. An individual traveller will be able to visit the airport lounges 6 times a year, while a couple will be able to access them… 3 times!
After 6 visits in a year, you will have to pay a US$32 entry fee.
In Quebec City, you can access the VIP lounge!
In Montreal, you have 2 options:
Scotiabank Passport Visa Infinite Card - Comprehensive Insurance
The Scotiabank Passport™ Visa Infinite* Card offers a wide range of travel insurance:
Travel Emergency Medical Insurance
Coverage is provided for eligible persons under age 65 for up to 25 consecutive days and for eligible persons age 65 and older for up to 3 consecutive days.
Trip Cancellation / Trip Interruption Insurance
Charge at least 75% of your trip costs to your Card and get trip interruption insurance at no extra cost.
Flight delay insurance
Charge at least 75% of the full ticket cost to your Scotiabank Passport Visa Infinite Card Card and you’ll be eligible for reimbursement of necessary expenses such as hotel accommodations, meals and other emergency items.
Delayed and Lost Baggage Insurance
Charge the full cost of your airplane, train, bus or cruise ship tickets to your Card. If your checked luggage is delayed or lost – you’re covered.
Travel Accident Insurance
Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.
Rental Car Collision Loss/Damage Insurance
Charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.
Hotel/Motel Burglary Insurance
Use your Card to pay for your stay at any hotel or motel in Canada or the U.S.
Scotiabank was the first major Canadian bank to offer a card with no foreign transaction fees. Since then, two other credit cards have also offered this perk.
This Scotiabank Passport™ Visa Infinite* Card will be of great interest to many profiles:
- Those who regularly pay in foreign currency
- Those who travel regularly abroad
- Those who live part of the year abroad like the Snowbirds
- Those who want a card with solid insurance
- Those who travel at least 1-2 times a year and will use airport VIP lounges
- Those who already have one or more Scene+ cards in their wallet