Support the Quebec breast cancer Foundation and Get $150 Cash Back!
featured credit cards 1

Best No-Fee Credit Card Offers – June 2021

To the point

Here are the best credit card offers with no annual fee to build your credit history!

When you’re just starting or don’t have a great credit history, it’s best to apply for a credit card with no annual fee that you’ll keep from year to year! Thus, this credit card will be the basis of your credit history, a major asset in establishing your credit score!

On milesopedia, we compare nearly 180 credit cards available in Canada to show you the best offers available at this time.

To help you find your way around, we’ve created dozens of categories like Aeroplan, AIR MILES, Costco, Airbnb, Grocery, etc.

And to simplify your choice, we’ve compiled the best no-fee credit card offers in June 2021 in this article.

If you want more information about a card, click on the card’s name or image!

SimplyCash™ from American Express

Would you like a cashback credit card with no-annual-fee and a high earning rate on all your purchases? Here’s an option for you: the SimplyCash™ from American Express.

With this Card, you earn a 1.25% cashback on all purchases.

For the first 6 months, you can earn 4% cash back with the SimplyCash™ from American Express (up to $200 cash back).

And you’ll get insurance with it: $100,000 travel accident insurance, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.

NBC Allure Mastercard

Support the Quebec Breast Cancer Foundation’s cause by becoming an NBC Allure Mastercard credit cardholder with this exclusive offer!

For a limited time, National Bank is running an exclusive offer for milesopedia readers: $150 cash back after $1,500 in Card purchases during the first three months for this no-fee credit card. That’s a 10% return on your first $1,500 in purchases!

For every $2 in purchases charged to your NBC Allure Mastercard account, you earn 1 point. Once a year, in January, you earn a $10 cash back for every 1,000 points you’ve earned.

And for every $10 you spend with your card, the National Bank of Canada donates 10 cents to the Quebec Breast Cancer Foundation! It can be as much as $750,000 per year for all cardholders!

For example, if you charge $1,000/month to your card, National Bank will donate $10/month to the foundation, or $120/year. Take advantage of this exclusive offer and help support the Foundation’s actions!

Best Western Rewards Mastercard

If you’re looking for a credit card with no annual fee but with a welcome bonus, the Best Western Rewards® Mastercard is the card for you!

You earn 20,000 Best Western points after your first purchase! It can get you at least one free hotel night.

With this card you earn:

  • 5 points per dollar at Best Western properties
  • 1 point per dollar anywhere else, including Costco

BMO® AIR MILES® MasterCard®

MBNA Rewards Platinum Plus® Mastercard®

The MBNA Smart Cash Platinum Plus® Mastercard® is one of Canada’s best cashback credit cards with no annual fee.

With this card you can get 2% for some purchases:

  • gas
  • grocery stores

Until the total gas and grocery purchases in the applicable month reaches $500. And 0.5% everywhere else.

For a limited time, you can get 5% cash back for the first 6 months, up to $150.

NBC mycredit Mastercard

For a limited time, as a new NBC mycredit Mastercard credit cardholder, you get:

  • 8% cashback on restaurant and food delivery purchases
  • 8% cashback on recurring pre-authorized payments

All this up to $1,500 charged to the card during the first three months (a $120 value).

With the NBC mycredit Mastercard, you earn:

  • 1% cash back on restaurant purchases and recurring pre-authorized payments
  • 0.5% cash back on all other purchases, including at Costco

Cash back is automatically applied to your credit card statement every billing cycle.

We recommend this credit card for those who are new to credit cards and want a credit card with no annual fee. Especially since this credit card comes with some insurance for your purchases, including mobile device insurance (which is rare for a no annual fee credit card ).

Choice Card from American Express™

Would you like a travel rewards credit card with no annual fee? Here is an option for you: the Choice Card from American Express™.

By applying for the Choice Card from American Express™, you could earn a welcome bonus of 10,000 Membership Rewards points after $1,000 in Card purchases in the first three months. It’s a value of $100 for travel or 12,000 Marriott Bonvoy points.

With this no-fee Credit Card, you will also have access to online promotional offers to get points or rebates on your purchases.

MBNA Rewards Platinum Plus® Mastercard®

The MBNA Rewards Platinum Plus® Mastercard® is one of the best credit cards with no annual fee in Canada.

With this card, you earn 2 points per dollar on some purchases:

  • gas
  • grocery stores
  • restaurants

One caveat: there is a $5,000 max annual spend per category. And 1 point per dollar everywhere else.

For a limited time, you can get 10,000 welcome bonus points, a $100 value on travel purchases charged to your Card.

HSBC Canada Credit Cards

Leave a Reply

Suggested Reading