RBC ION and ION+ Cards Offer: Get Up to 28,000 Avion Points

May 7, 2026

Updated Jun 17, 2026

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Credit Cards RBC ION and ION+ Cards Offer: Get Up to 28,000 Avion Points

To the point You can get up to 28,000 Avion points with RBC ION credit cards.

RBC has two consumer credit cards in the program Avion Rewards:

These two credit cards are particularly attractive for everyday expenses such as groceries, gas, transportation and subscriptions.

Both of these RBC Avion Rewards credit cards offer a welcome bonus:

RBC ION+ Visa Card

With the RBC ION+ Visa Card, get up to 28,000 Avion points^{^}, which is a value of up to $200 in gift cards^†. Apply by November 4, 2026.

This offer includes:

7,000 Avion points upon approval^{^}
14,000 additional Avion points when you charge at least $1,500 in eligible purchases to your account within the first 6 months^{^}
7,000 anniversary Avion points^{^}

This RBC credit card allows you to earn 3X the Avion points per dollar on the following categories¹:

Groceries, restaurants and meal delivery
Transportation, gas and electric vehicle charging
Streaming, digital games, and subscriptions

You also earn 1 Avion point per dollar on all other eligible purchases¹.

Plus, save 3¢ per litre on fuel at Petro-Canada and earn 20% more Petro-Points and Avion points when you pay with an eligible linked RBC card⁴.

Finally, benefit from mobile device insurance³ providing two years of protection, up to $1,000, in the event of loss, theft, accidental damage, or breakdown of your mobile device purchased with the card.

FAQ – RBC ION and RBC ION+ Cards

What is the difference between the RBC ION and RBC ION+ cards?

The main difference concerns the earning rates, welcome bonus, and annual fees. The RBC ION card has no annual fees and offers basic earning rates, while the RBC ION+ has an annual fee of $48 but offers enhanced rates (up to 3 points per dollar in certain categories) as well as a higher welcome bonus.

Is the RBC ION card a good credit card?

The RBC ION card is a good no-annual-fee option for daily expenses such as groceries, gas, and subscriptions. To maximize Avion points earning, the RBC ION+ version may offer better long-term value.

Does the RBC ION card include travel insurance?

No, the RBC ION card generally does not include comprehensive travel insurance. It is designed for everyday spending rather than travel benefits.

Does the RBC ION+ offer insurance?

Yes. The RBC ION+ card notably includes mobile device insurance, covering certain cases of loss, theft, or accidental damage, subject to conditions.

Can the RBC ION card be used internationally?

Yes, the RBC ION card can be used internationally wherever Visa is accepted. However, foreign currency conversion fees may apply, making it less advantageous for travel.

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Jean-Maximilien Voisine

Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.

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FAQ – RBC ION and RBC ION+ Cards

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