Platinum Card: Earn Up To 100,000 Bonus Points!

Credit Cards AMEX Offer: Up to 100,000 Points with the American Express Platinum Card^®

To the point Earn up to 100,000 points with Canada's best premium card for travellers: the American Express Platinum Card®!

Milesopedia recommends this card from American Express Canada

American Express Platinum Card^®

Up to 100,000 Membership Rewards

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Welcome Offer

The Platinum Card® is the best Premium Card in Canada for travellers.

With this welcome offer, you can earn up to 100,000 Membership Rewards points:

70,000 points when you charge $10,000 in net purchases to your Card within the first 3 months of membership
30,000 points if you make a purchase in the 14 to 17 months following your membership

With this Card, you get:

2 points per dollar for dining purchases
2 points per dollar on travel purchases
1 point per dollar for other purchases

You can use your Membership Rewards points in many ways:

Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta Skymiles, etc.
Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
Redeem points for statement credits to offset any travel purchase charged to your Card (1,000 points = $10)
Redeem points for statement credits towards other purchases (1,000 points = $10)
And more!

For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :

100,000 Aeroplan points
100,000 Avios
75,000 Flying Blue Miles
120,000 Marriott Bonvoy points

With this card, you also have advantages for your travels:

$200 Annual Travel Credit
$200 Annual Dining Credit
$100 NEXUS Card Statement Credit
Complimentary & unlimited access for you and one additional traveller to over 1,400 airport lounges in more than 130 countries
Hilton Honors Gold Elite status (complimentary breakfast at all Hilton hotels)
Marriott Bonvoy Gold Elite status
Access to the Fine Hotels and Resorts program

Last but not least, the Platinum Card® offers a wide range of insurance coverage: rental car theft and damage, $500,000 travel accident, emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.

Like all American Express Canada Cards, there is no minimum income requirement.

Membership Rewards Value

100,000 Membership Rewards points have a value of $1,000 if used against any purchase charged to your card. That’s a value of 1 cent per point.

But in our opinion, the value can be much greater by transferring your points to partner loyalty programs such as Aeroplan, British Airways Executive Club, Flying Blue or Marriott Bonvoy!

Personally, I use my Membership Rewards points by transferring them to Aeroplan to book flights:

In business class: here the return I get is at least 4 cents per point
For multi-destination flights in North America: here, I often get at least 2 to 3 cents per point.

Or I can use my Membership Rewards points through the American Express fixed-point travel program for certain North American destinations: the return is 2 cents per point.

singapore airlines a350 – business class-09 — Singapore Airlines A350 Business Class

Everyday Life Benefits

Improved Earning Rates for Certain Purchases

American Express adapts the earning rate of the Platinum Card^® to the consumption habits of its cardholders!

The Platinum Card^® earns:

3X points per dollar for travel purchases through American Express Travel
2X points for every $1 in Card purchases on eligible travel
1X points per dollar for all other purchases

Membership Rewards points can be transferred to:

Airline programs such as Aeroplan, British Airways Executive Club, Delta Skymiles or Flying Blue
Hotel programs such as Marriott Bonvoy and Hilton Honors.

$200 Annual Dining Credit

You can benefit from a $200 Annual Dining Credit.

This credit is automatically applied following a single transaction of CAN 200 or more, including taxes and gratuities, at one of the eligible restaurants.

The benefit is automatically reset to zero on January 1 of each year in which it is offered.

amex platinum cobalt restaurants — Platine card Cobalt card at the restaurant

A Metal Card

A premium card… means a metal card!

The Platinum Card^® is one of the only cards in Canada that is made of metal, which reinforces the Premium (and different) side of the Platinum Card^® from their competitors.

And this card is really beautiful, with only your name on the front: all the other information is on the back (although your wallet will weigh a little more)!

card Platine Max Featured Platinum Card — My Platinum Card

Benefits for Your Travels

Access to Airport Lounges

American Express Platinum Card^® cardmembers have access to the worldwide collection of American Express lounges.

Here are the conditions of access for each type of lounge:

Lounges	Details
Priority Pass	Complimentary and unlimited access for the cardmember AND one guest 1,400 airport lounges worldwide
Swissport Executive lounges	Complimentary access for the cardmember and their spouse & 2 children under 21 on presentation of the platinum card Ex: Banque Nationale lounge at Montreal, Aspire in Amsterdam, Gatwick…
V.I.P lounge at the International Airport Jean-Lesage in Quebec	Free access for the cardmember and one travelling companion & 2 children under 18 on presentation of the Platinum card.
Plaza Premium lounges	Complimentary access for the cardmember and their spouse on presentation of Platinum card Ex: Numerous Plaza Premium lounges at Montreal (Air France), Toronto, Vancouver, Edmonton, Winnipeg…
Delta Sky Club	Complimentary access for cardmembers on presentation of their Platinum card & Delta Airlines ticket.
Airspace lounges	Complimentary access for the cardmember and their spouse & 2 children under 21 or 2 travelling companions on presentation of the Platinum cardSan Diego and Cleveland airports
Escape Lounges	Complimentary access for the cardmember & 2 travel companions on presentation of Platinum card Oakland and Minneapolis airports…
Centurion lounge	Complimentary access for the cardmember & 2 travel companions on presentation of the Platinum card Miami, Las Vegas, La Guardia, San Francisco, Hong Kong airports…
International Lounges American Express	Free access for the cardmember

collection salon lounge american express

For example, you can enjoy free access to the Air France Lounge or the National Bank Lounge at Montreal-Trudeau International Airport.

$200 Annual Travel Credit

American Express Canada offers an annual credit of $200 for travel booked via the American Express Travel site with the Platinum Card^®.

This may be:

A flight
A hotel
A car rental
A travel package

This credit is renewed each year based on Cardmembership anniversary date.

For more details on redeeming the $200 Annual Travel Credit, check out this article!

$100 Credit for NEXUS

The Platinum Card^® offers travellers another great benefit: a $100 Statement credit for a NEXUS membership. Simply charge your NEXUS membership (every 4 years) to your Platinum Card^® to obtain this credit.

Status in Hotel Programs

The Platinum Card^® also offers status in a number of hotel loyalty programs, entitling customers to numerous benefits:

Program	Status	Main benefits
	Elite Gold	Room upgrade Late checkout until 2 p.m. 10 points for every U.S. dollar in eligible purchases & 25% more points than base level members Free premium Internet access
	Gold	Complimentary breakfast Room upgrade 80% more points than base level members Complimentary premium Internet access 2 complimentary bottles of water per stay
	Gold	Room upgrade Early check-in and late check-out 25 points per US dollar spent 15% discount on food and beverages 2 free bottles of water per stay

Car Rental Benefits

The Platinum Card^® offers advantages with 2 major rental companies:

Rental	Benefits
	Five Star level Priority counter service Upgrading a car category Discounts on standard rates Special rates on the Prestige collection Grace period of up to 4 hours to return the vehicle Adding a driver at no charge (spouse)Read our testimonial on booking a rental car with Hertz using the Platinum Card
	Avis Preferred Priority counter service Car category upgrade Special discounts

The Fine Hotels and Resorts Program

Holders of the Platinum Card^® have access to the Fine Hotels & Resorts program, which offers a range of valuable benefits at high-end hotels such as:

Complimentary Breakfast
Room upgrade
4 p.m.guaranteed late departure
$100 credit for a service depending on the hotel

Marriott Bonvoy Cosmopolitan of Las Vegas Autograph Collection featured — The Cosmopolitan of Las Vegas, Autograph Collection

Premium Travel Insurance

Travel insurance from Platinum Card^® are particularly advantageous, with very high levels of reimbursement, whether for flight delays, baggage delays, assistance abroad, or top-of-the-range car rentals…

Here is a summary of our insurance and coverage (this information is provided for information purposes only). Please refer to the brochure supplied with your Platinum Card^®).

Insurance	Coverage
Emergency medical expenses (out of province or country)	This coverage pays for eligible emergency medical expenses incurred outside your province or territory of residence in Canada, during the first 15 consecutive days of each trip, up to a maximum of $5,000,000 per insured person, for all insured persons under age 65.
Trip Cancellation	When you charge your entire travel arrangements to your Platinum Card, this coverage reimburses you for the non-refundable, non-transferable portion of your prepaid travel expenses, up to a maximum of $2,500 per insured person ($5,000 for all insured persons combined), if you have to cancel a trip due to a qualifying event.
Trip Interruption	When you charge your entire travel arrangements to your Platinum Card, this protection covers the unused, non-refundable and non-transferable portion of your prepaid travel arrangements, excluding the cost of unused prepaid transportation back to your departure point, up to a maximum of $2,500 per insured person per trip ($6,000 maximum for all insured persons combined), if your trip is interrupted or delayed due to an eligible event.
Flight delay	Charge your airline tickets to your Platinum Card and receive up to $1,000 (maximum in combination with Mishandled Baggage Insurance) for all necessary and reasonable hotel, motel or restaurant charges incurred within 48 hours if your flight is delayed or you are denied boarding for more than four hours without alternate transportation.
Misdirected baggage	When you book your flight with the Platinum Card, you can receive up to $1,000 (maximum in combination with Flight Delay Insurance) for any necessary and reasonable everyday purchases of essential clothing and sundries that you make within four days, if your baggage is not returned to you within six hours of arriving at your departure flight destination.
Loss or theft of baggage	If you charge the full cost of your airline tickets to your Platinum Card, you are covered for loss or damage to your personal effects, carry-on baggage or checked baggage while in transit, up to a combined maximum of $1,000 per trip.
Car Rental Theft and Damage	Save when you travel with flight and damage insurance for rental cars included with your Platinum card. Where permitted by law, you will automatically be insured against damage or theft of your rental car with a maximum MSRP of up to $85,000. To take advantage of this benefit, you must decline loss/damage coverage or any other similar option offered by the rental company, and charge the entire rental to your Platinum Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
Hotel/motel burglary	Automatic coverage of up to $1,000 for the loss of most personal belongings, excluding cash, if your hotel or motel room is burglarized. when you fully charge your accommodations to your Card.
$500,000 Travel Accident Insurance	You’re covered for up to $500,000 in the event of accidental death or dismemberment for you, your spouse and dependent children under the age of 23 when you travel on a common carrier (plane, train, boat or bus) and charge the full cost of your tickets to your Platinum Card. Supplementary Cardholders, their spouses and dependent children under 23 are also covered.
Purchase Protection^® Plan	Eligible items are automatically insured against direct physical damage and theft up to $1,000 per occurrence (not per item purchased) for 120 days from the date of purchase when purchased with your Platinum Card. No registration required. You may be reimbursed for eligible events not covered by any other insurance.
Buyer’s Assurance^® Protection Plan	The Purchase Protection Guarantee automatically doubles the duration of the original manufacturer’s warranty, up to a maximum of one additional year, if you pay for your purchase in full with your Platinum Card. This protection applies to items paid for with the Card anywhere in the world, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. Jewelry, motorized vehicles, and their parts are excluded from this coverage. Before having an item repaired, you must obtain authorization. Replacement and repair costs are limited to $10,000 per eligible item up to a maximum of $25,000 per Cardmember per policy year for all occurrences combined.

american express centurion lounge hong kong 17 — American Express Centurion Lounge Hong Kong

A Membership Rewards Card

Redeeming Points to Book Flights With American Express

American Express has two charts:

Flexible points: here, you use your points at a value of 1,000 Membership Rewards points = $10
Fixed Points: the fare will depend on the destination

And this is how we will be able to get the most value out of our Membership Rewards points!

Up to 1,000 Membership Rewards points = $20.

For more details on booking flights with your Membership Rewards points, check out this article!

Using Points Against Any Expense

Another way to use Membership Rewards points: by applying them to your purchases. The rate is 1,000 Membership Rewards points = $10.

Membership Rewards Transfer Partners

Here are all the transfer partners for American Express Membership Rewards program:

Partners	Conversion Rates
	100,000 Membership Rewards points = 100,000 Aeroplan points
	100,000 Membership Rewards points = 75,000 miles
	100,000 Membership Rewards points = 75,000 miles
	100,000 Membership Rewards points = 100,000 Avios
	100,000 Membership Rewards points = 75,000 miles
	100,000 Membership Rewards points = 75,000 miles
	100,000 Membership Rewards points = 100,000 Hilton Honors points
	100,000 Membership Rewards points = 120,000 Marriott Bonvoy points

Annual Fee and Welcome Bonus

See the details below for the current offer to apply for the Platinum Card^®:

Remember:

all the advantages offered by this card, including unlimited access to airport lounges for the Cardmember and one guest
the excellent welcome bonus, mainly covering the costs of the first year
$200 Annual Travel Credit, renewed each year on Cardmembership anniversary date
$200 Annual Dining Credit, renewed each year on January 1
$100 NEXUS credit every four years

Bottom Line

No other card offers benefits comparable to those of the Platinum Card^® which justifies the level of the fee.

For a frequent traveller, all the benefits of the Card far outweigh the effective cost of $399 (since each year, you receive a $200 credit on your travel reservations and $200 for certain restaurants):

access to a multitude of airport lounges worldwide
the benefits of hotel status, some of which offer complimentary breakfasts
the flexibility offered by both the transfer of Membership Rewards points and the fixed flight chart of American Express
high-end insurance coverages

To this, American Express adds an improved earning rate of:

2 Membership Rewards points for every $1 in Card purchases on eligible travel

Take advantage of this exceptional welcome offer:

Come to discuss that topic in our Facebook Group!

Jean-Maximilien Voisine

Jean-Maximilien, President and Founder of Milesopedia, is a recognized expert in rewards programs, credit cards, and travel in Canada and France. Approaching forty and a father of two, he has travelled to over 100 countries, half of them with his children and his wife, Audrey. Specializing in top loyalty programs like Aeroplan, American Express Membership Rewards, and Marriott Bonvoy, he guides travellers to maximize their benefits across North America and Europe.

All posts by Jean-Maximilien Voisine