RBC ION+ Visa Card

Welcome Bonus
14,000 Avion Points
Ends Nov 4, 2025
  • Purchasing insurance
  • Mobile Device Insurance
Annual Fee
$48
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
22.99 %
21.99 % (QC)
Balance Transfer Rates
22.99 %
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RBC-AvionRewards-ION-Card-FRONT-RGB-FRE-2
RBC ION+ Visa Card
14,000 Avion Points
Ends Nov 4, 2025
Apply Now

Offer

Get 14,000 Avion points upon approval^ – that’s $100 of value in gift cards!

Earn 3X Avion points per dollar spent1 on:

  • Grocery, Dining & Food Delivery – Satisfy your taste buds by earning points on groceries, dining out, food delivery.i
  • Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.ii
  • Streaming, Digital Gaming & Subscriptions– Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.iii

Earn 1 Avion point for every $1 spent on all other qualifying purchases1

Annual Fee of $482 ($4 charged monthly)

Card Awards

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Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $48
First Additional Card $0
Other Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Nov 4, 2025
Welcome Bonus amount 14,000 Avion Points

Earnings

Per dollar of purchases

All Spending 1 Avion Point
Groceries 3 Avion Points
Gas 3 Avion Points
Dining and Food delivery 3 Avion Points
Convenience Stores 1 Avion Point
Drugstores 1 Avion Point
Local Transport 3 Avion Points
Travel 1 Avion Point
Entertainment 1 Avion Point
Recurring Payments 1 Avion Point
Telecom/Internet 1 Avion Point
Streaming services 3 Avion Points
Online transactions 1 Avion Point
Office Supplies 1 Avion Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
2 year(s)
Price Protection

Our review

With the RBC ION+ Visa card, you can earn 14,000 Avion points on approval as a welcome bonus.

With this RBC credit card, you can earn 3 Avion points per dollar for :

  • Grocery stores, restaurants and meal deliveries
  • Transportation, gas and electric vehicle charging
  • Streaming, Digital Gaming & Subscriptions

And 1 Avion point per dollar for all other purchases. Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card

Finally, you get two years of Mobile Device Insurance up to $1,000 if your mobile device, such as your cell phone, is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with the RBC ION+ Visa card.

Frequently Asked Questions

Alternative Cards

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