RBC ION+ Visa Card

Welcome Bonus
14,000 Avion Points
  • Purchasing insurance
  • Mobile Device Insurance
Annual Fee
$48
Interest rates
Purchase Rates
20.99%
Cash Advance Rates
22.99%
21.99% (QC)
Balance Transfer Rates
22.99%
21.99% (QC)
The best RBC credit cards – May 2026 - 2025 Milesopedia Rankings Best Credit Card Gas  Transportation
RBC AvionRewards ION Card FRONT RGB FRE 2
RBC ION+ Visa Card
14,000 Avion Points
Apply Now

Offer

Get 14,000 Avion points upon approval1 - that’s $100 of value in gift cards!

Points and Rewards

  • Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rideshare, streaming services and more1
  • Earn 1X Avion point for every $1 spent on all other qualifying purchases1
  • Start redeeming with as little as 1,400 Avion points, which gets you a $10 gift card2

Annual Fee $48

Card Awards

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Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $48
First Additional Card $0
Other Additional Card $0
Foreign Transaction Fee 2.5%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount 14,000 Avion Points

Earnings

Per dollar of purchases

All Spending 1 Avion Point
Groceries 3 Avion Points
Gas 3 Avion Points
Dining and Food delivery 3 Avion Points
Convenience Stores 1 Avion Point
Drugstores 1 Avion Point
Local Transport 3 Avion Points
Travel 1 Avion Point
Entertainment 1 Avion Point
Recurring Payments 1 Avion Point
Telecom/Internet 1 Avion Point
Streaming services 3 Avion Points
Online transactions 1 Avion Point
Office Supplies 1 Avion Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
2 year(s)
Price Protection

Our review

With the RBC ION+ Visa Card, earn 14,000 Avion points upon approval1, representing a value of approximately $100 in gift cards+!.

This RBC credit card allows you to earn 3X the Avion points per dollar on the following categories1:

  • Groceries, restaurants and meal delivery
  • Transportation, gas and electric vehicle charging
  • Streaming, digital games, and subscriptions

You also earn 1 Avion point per dollar on all other eligible purchases1.

Plus, save 3¢ per litre on fuel at Petro-Canada and earn 20% more Petro-Points and Avion points when you pay with an eligible linked RBC card4.

Finally, benefit from mobile device insurance3 providing two years of protection, up to $1,000, in the event of loss, theft, accidental damage, or breakdown of your mobile device purchased with the card.

Frequently Asked Questions

Alternative Cards

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