Offer
Get 3,500 Welcome Points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months.*
Earn 3X Avion points for every $1 spent1 on:
- Grocery, Dining & Food Delivery – Satisfy your taste buds by earning points on groceries, dining out, food delivery.
- Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.
- Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.
Earn 1 Avion point for every $1 spent on all other qualifying purchases
Annual Fee $48 ($4 charged monthly)
Pay With Points
- Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer. Minimum redemption is only $10, so you can use your points where you need them most.
Save at Petro-Canada
- Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.
Earn more Be Well points at Rexall
- Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.
Save Big on Delivery with DoorDash
- Get a 3-month complimentary DashPass subscription – a value of almost $30
- Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card. See how to save with DoorDash.
Enjoy a Monthly Fee Rebate
- Get a $4 rebate10 each month ($48/year) on the monthly fee of your credit card when you have an RBC Signature No Limit Banking or RBC Advantage Banking for students account.
Mobile Device Insurance Included
- Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.
Purchase Security and Extended Warranty Insurance
- Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.
Fees & Conditions
Value
Advantages
Earnings
Per dollar of purchases
Insurance
Travel Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Our review
With the RBC ION+ Visa Card, you can earn up to 7,000 Avion points as a welcome bonus.
With this RBC credit card, you can earn 3 Avion points per dollar for :
- Grocery, Dining & Food Delivery
- Rides, Gas & EV Charging
- Streaming, Digital Gaming & Subscriptions
And 1 Avion point per dollar for all other purchases. Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card
Finally, you get two years of Mobile Device Insurance up to $1,000 if your mobile device, such as your cell phone, is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with the RBC ION+ Visa card.
Frequently Asked Questions
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What are the annual fees for the RBC ION+ Visa Card?
The annual fee is $48 ($4 per month).
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How does the rewards program work?
Earn 3 points per dollar for spending on groceries, restaurants and deliveries, travel, gas, EV charging, streaming and digital games. Other eligible purchases earn 1 point per dollar.
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Can I pay with points?
Yes, points can be used to pay bills, pay down card balances or make Interac transfers.
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Are there any advantages to Petro-Canada and Rexall?
Save 3¢ per liter at Petro-Canada and earn more Be Well points at Rexall.
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Does the card offer advantages with DoorDash?
Yes, it offers a free three-month subscription to DashPass.
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What are the insurance benefits?
Mobile device insurance and extended warranty are included.
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What are the interest rates for purchases and cash advances?
20.99% for purchases and 22.99% for cash advances.
Alternative Cards
Legal
Refer to RBC page for up to date offer terms and conditions
*To be eligible for this offer your application for the RBC ION+ Visa credit card must be approved by us. The 3,500 welcome Avion points (“Welcome Points”) will appear within your first two monthly statements. The 3,500 additional Avion points will be awarded to you if a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your RBC ION+ Visa credit card account within the first 3 months from the date of your credit card account open date, provided your account is open and in good standing at the time you reach $500 in Qualifying Transactions. Please allow 60 days after this requirement is fulfilled for the additional Avion points to be awarded to your account. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges, and fees. Any credits for returns and adjustments that reduce the amount of Qualifying Transactions below $500 will cancel your additional Avion points. Additional cardholder(s), as well as existing cardholders of any RBC Royal Bank personal credit cards, applying for or transferring to an RBC ION+ Visa card are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.