Loyalty Program: WestJet Rewards

  • Earn WestJet points on your purchases
  • Accepted at Costco
Learn More
  • Earn up to 10,000 WestJet points1 (with minimum $1,000 spend in the first 3 months)
  • Get an annual round-trip companion voucher starting from $199 CAD2 (plus taxes, fees, surcharges and other ATC3) for round-trip travel within Canada and to/from the continental U.S.
  • Earn 1 WestJet point for every $1 spent on everyday purchases3
  • Earn 1.5 WestJet points per for every $1 spent on WestJet flights or WestJet Vacations packages3
  • Use your WestJet points to pay for all or part of a WestJet flight, WestJet Vacations package, or Sunwing Vacations package9
  • WestJet points can now be redeemed to cover taxes, fees and surcharges9
  • No blackout periods and your WestJet points don’t expire5,fly to destinations across North America, Central America, the Caribbean and Europe (ALT language: Anywhere WestJet flies)
  • Travel accident insurance11, plus hotel/motel burglary insurance9, auto rental collision/loss damage waiver insurance10 and delayed bagged insurance9
  • Link your RBC card with a Petro-Points membership and to instantly save 3₵ per litre on fuel7 and always earn 20% more Petro-Points at Petro-Canada8
  • Get $0 delivery fees for 3 months from DoorDash^

Add your eligible RBC credit card to your DoorDash account to:

  • Get a 3-month complimentary DashPass subscription± – a value of almost $30
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your WestJet RBC® Mastercard‡
Legal

Refer to RBC page for up to date offer terms and conditions.

1 To benefit from this offer and receive 5,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”), your application must be approved by Royal Bank of Canada (“Royal Bank”). This offer only applies to new applications for a WestJet RBC Mastercard.

The Welcome WestJet points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC Mastercard credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

To receive the additional 5,000 WestJet points (“Additional WestJet Points”), (i) a total of $1,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date (“Period”), and (ii) your Credit Card Account must remain open and in good standing at the time the Additional WestJet Points are awarded to your WestJet Rewards account, approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card account during the Period will reduce the amount of your Qualifying Transactions.

The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.

Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC Mastercard, are not eligible for this offer.

If you close your credit card account, including replacing it with another type of RBC Royal Bank credit card, before WestJet Membership Rewards points and additional WestJet points have been allocated to your WestJet Rewards account, you may not receive them. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

Annual Fee
  • Primary card $39
  • Additional card $19
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
    21.99 % (QC)
Earning Rate
  • All Spending1WestJet Point
  • Groceries1WestJet Point
  • Gas1WestJet Point
Value
  • Year 1 $301
  • Year 2+ $201
Best For
Transfer Partners
  • WestJet Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Earn WestJet points on your purchases
  • Premium Insurance
  • Accepted at Costco
Learn More

Welcome Offer

  • Get up to $700 in WestJet points1 with the WestJet RBC World Elite Mastercard
  • Plus, a Round-Trip Companion Voucher Every Year3

Offer Details

Get up to 70,000 WestJet points:

  • 30,000 WestJet points after your first purchase
  • 30,000 WestJet points when you spend $5,000 in the first 3 months
  • 10,000 WestJet points after your first year

Get more with WestJet Rewards Status Lift

Now everyday purchases on the WestJet RBC World Elite Mastercard can bring you closer to achieving status with WestJet. Learn more at www.westjet.com/statuslift

WestJet Benefits

  • Earn 1.5 WestJet points per $1 spent for everyday purchases you make on your card8
  • Earn 2 WestJet points per $1 spent on WestJet flights or WestJet Vacations packages using your card8
  • Free first-baggage check-in on WestJet flights for the primary cardholder and up to eight guests travelling on the same reservation4
  • Cardholders can now achieve Silver, Gold and even Platinum Status with Status Lift5 up to 50 times per year – you’ll earn 200 CAD in tier qualifying spend for every $5,000 in purchases on your card
  • Receive a round-trip companion voucher – every year – for any WestJet destination starting from $119 CAD (plus taxes, fees, surcharges and other ATC)3 or choose to exchange it for 4 lounge vouchers7
  • Use your WestJet points to pay for all or part of a WestJet flight, WestJet Vacations package, or Sunwing Vacations package9
  • WestJet points can now be redeemed to cover taxes, fees and surcharges9

Other Benefits

  • Travel insurance including18 emergency medical care, trip interruption insurance, hotel burglary insurance and rental car insurance. Even eligible purchases you make with the card are protected.
  • Link your RBC card with a Petro-Points membership to and instantly save 3₵ per litre on fuel12 and always earn 20% more Petro-Points13 at Petro-Canada.
    Link your RBC card to your Petro-Points card and save 3¢ per liter on fuel at the pump12, plus always get 20% more Petro-Points13 at Petro-Canada.

12 Months of Free Delivery With Doordash

  • Add a WestJet RBC® World Elite Mastercard to your DoorDash account.
  • Get a 12-month complimentary DashPass subscription – a value of almost $120
  • Enjoy unlimited free shipping on orders of $15 or more when you pay with your WestJet RBC® World Elite Mastercard
Legal

Refer to RBC page for up to date offer terms and conditions

1 To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between May 1 and July 8, 2025 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.
You will receive up to 30,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”) distributed as follows:
(i) 25,000 Welcome WestJet Points up to six (6) weeks after your first purchase transaction date; and
(ii) 5,000 Welcome WestJet Points up to twelve (12) weeks after your first purchase transaction date, provided your first purchase gets posted to your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) within the first three (3) months of your Credit Card Account opening date (“Period”).

You will receive an additional 30,000 WestJet points (“Additional WestJet Points”) provided a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transaction(s)”) are posted to your Credit Card Account within the Period. The Additional WestJet Points will be awarded approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card account during the Period will reduce the amount of your Qualifying Transactions.

The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.
You will receive an additional 10,000 WestJet points (“Anniversary WestJet Points”) up to sixteen (16) weeks after your Credit Card Account has been open for one (1) year.
Welcome WestJet Points, Additional WestJet Points and Anniversary WestJet Points will be awarded to your WestJet Rewards account, accessible at westjet.com/account, and appear on your monthly credit card statement, provided your Credit Card Account is open and in good standing at the time they are awarded to your WestJet Rewards account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.
If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet Points, Additional Welcome WestJet Points or the Anniversary WestJet points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

Once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks after the first purchase transaction date for the welcome round-trip companion voucher (the “World Elite Companion Voucher”) to appear on your WestJet Rewards account, accessible at westjet.com/account. The World Elite Companion Voucher is offered to new WestJet RBC World Elite Mastercard cardholders only, and annually thereafter 4-6 weeks after the annual fee is charged. Primary cardholder may use the World Elite Companion Voucher only once for one of these options of A) round-trip flight for travel in Canada and the continental U.S. for $119 for UltraBasic, Econo and EconoFlex fares (“Economy Fares”) or for $219 for Premium and PremiumFlex fares (“Premium Fares”); or B) round-trip flight to/from the rest of the WestJet network from $399 for Economy Fares or from $499 for Premium Fares. Applicable taxes, fees, charges and other ATC (Air Transportation Charges) on the World Elite Companion Voucher must be paid at time of booking. Unless otherwise stated, companion voucher fees are quoted in Canadian dollars (CAD) and are quoted for flights originating in Canada. World Elite Companion Voucher bookings originating outside of Canada will be in the currency of the departure country. Visit westjet.com/creditcard-companion-voucher for complete details. Additional fees may apply for bookings made via the Contact Centre.

World Elite Companion Voucher may only be used: A) for all published and eligible Economy Fares and Premium Fares wholly marketed and operated by WestJet; B) if the companion is travelling with you on the same itinerary; and C) for new bookings made through westjet.com or WestJet’s Contact Centre. World Elite Companion Voucher cannot be: A) used for Business, BusinessFlex or Member Exclusive fares; B) applied to existing reservations; nor C) used for group bookings, WestJet Vacations, WestJet Vacations Quebec or Sunwing Vacations bookings. Other terms and conditions apply. Visit westjet.com/companion-voucher for complete details. The welcome (first) World Elite Companion Voucher is not available to existing or former WestJet RBC World Elite Mastercard primary cardholders applying for or transferring to a WestJet RBC World Elite Mastercard. Additional cardholders (co-applicant and authorized user(s)) are also not eligible for the World Elite Companion Voucher offer. This offer may not be combined or used in conjunction with any other offer. Terms and conditions of the World Elite Companion Voucher are established by WestJet, not Royal Bank of Canada, and WestJet reserves the right to change or withdraw this offer at any time. For complete details, visit westjet.com/companion-voucher

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Applicable to World Elite Companion Vouchers issued on or after June 30, 2024: Once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks after the first purchase transaction date for the welcome round-trip companion voucher (the “World Elite Companion Voucher”) to appear on your WestJet Rewards account, accessible at westjet.com/account. The World Elite Companion Voucher is offered to new WestJet RBC World Elite Mastercard cardholders only, and annually thereafter 4-6 weeks after the annual fee is charged. Primary cardholder may use the World Elite Companion Voucher only once for one of these options of A) round-trip flight for travel in Canada and the continental U.S. for $119 for UltraBasic, Econo and EconoFlex fares (“Economy Fares”) or for $219 for Premium and PremiumFlex fares (“Premium Fares”); or B) round-trip flight to/from the rest of the WestJet network from $399 for Economy Fares or from $499 for Premium Fares. Applicable taxes, fees, charges and other ATC (Air Transportation Charges) on the World Elite Companion Voucher must be paid at time of booking. Unless otherwise stated, companion voucher fees are quoted in Canadian dollars (CAD) and are quoted for flights originating in Canada. World Elite Companion Voucher bookings originating outside of Canada will be in the currency of the departure country. Visit westjet.com/creditcard-companion-voucher Additional fees may apply for bookings made via the Contact Centre.

The World Elite companion voucher A) applies to eligible published Economy and Privilege class fares on flights marketed and operated wholly by WestJet only, B) can only be used if the companion is traveling with you on the same itinerary and C) applies only to new bookings made on westjet.com or through the WestJet call center. The World Elite companion voucher cannot be applied to A) Business, BusinessFlex or Member Exclusive fares, B) existing bookings, or C) group bookings, WestJet Vacations bookings or Sunwing Vacations bookings. Other conditions apply. Go to westjet.com/companion-voucher for details. The first World Elite travel companion voucher is not available to current or former WestJet RBC® World Elite Mastercard primary cardholders. Additional cardholders (co-applicants and authorized users) are also not eligible for the World Elite Companion Travel Voucher offer. This offer may not be combined or used in conjunction with any other offer, except as otherwise set out. The terms and conditions applicable to the World Elite Companion Voucher are established by WestJet, not Royal Bank of Canada, and WestJet reserves the right to change or withdraw this offer at any time. For more information, visit westjet.com/companionvoucher.

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Valid for the primary WestJet RBC® World Elite Mastercard cardholder and up to eight (8) travel companions on the same booking. Not valid for group travel companions (ten or more passengers on the same reservation). Eligible member’s 9-digit WestJet Rewards ID must be added to reservation at time of check-in. Valid on routes marketed and operated entirely by WestJet. Not valid on code-share or interline partner flights. Baggage size and weight must comply with WestJet’s standard checked baggage allowance. Any baggage exceeding the permitted size or weight is subject to applicable restrictions and fees. Further details are available at https://www.westjet.com/fr-ca/vols/frais. This offer must be used as described and has no cash or exchange value.

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Beginning April 30, 2025, WestJet RBC® World Elite Mastercard or WestJet RBC World Elite Mastercard Corporate Primary Cardmembers (“Eligible Cardmembers”) will have access to an enhanced version of Propel to New Levels (an annual benefit that allows Eligible Cardmembers to reach Silver, Gold or Platinum status faster) providing them with a new way to earn eligible expenses for status upgrades.(opens in a new window)

Eligible Cardmembers will earn the equivalent of $200 CAD in eligible Status Upgrade Spending for every $5,000 in Eligible Purchases (as defined below) (“Status Upgrade Spending”) charged to their WestJet RBC World Elite Mastercard or WestJet RBC World Elite Mastercard corporate credit card account (each, an “Eligible RBC World Elite Account”) during a Qualifying Year (as defined below). Status Upgrade Rewards will be added to eligible Status Upgrade spending already earned, bringing Cardmembers closer to the next level of the WestJet Rewards program. If an eligible cardholder has two (2) eligible RBC World Elite accounts, the total amount of eligible purchases (as defined below) made on both accounts will count towards the $5,000 in eligible purchases.

For existing eligible Cardmembers prior to April 30, 2025: Eligible purchases (as defined below) on the Cardmember’s January, February, March and April 2025 monthly statements will be counted towards the $5,000 eligible purchase threshold (the new eligible spending threshold for the status upgrade), and WestJet will credit any additional upgrades to their WestJet Rewards account in May 2025.

“Eligible Purchases” means the net total of purchase transactions made by any Cardholder on the Eligible RBC World Elite Account and appearing on a monthly statement for the RBC World Elite Account during an Eligibility Year (as defined below), less returns and other credits, fees, interest charges and cash advances (balance transfers, cash-like transactions, bill payments that are not pre-authorized debits set up with a merchant). “Year of Eligibility” means the period from January 1 to December 31 of each calendar year. For new eligible RBC World Elite accounts, the term means the period from the date of the first monthly statement for the account to December 31. Up to fifty (50) Status Upgrade Awards may be granted per year of eligibility, equivalent to $10,000 CAD in eligible Status Upgrade spending. A Status Upgrade Bonus will be awarded approximately ten (10) business days after the monthly statement date on which the $5,000 threshold of eligible purchases is reached. For each year of eligibility, Status Upgrades are awarded based on the total amount of eligible purchases charged to an eligible RBC World Elite account prior to the December monthly statement date (statement production date). For example, if monthly statements are produced on the 27th day of each month and a purchase is made on December 28, the transaction will appear on the January monthly statement and will not count towards the $5,000 in eligible purchases for the current year of eligibility. Status Upgrade Rewards and eligible purchases will be reset to zero (0) at the beginning of each eligibility year.

In order for an Eligible Cardmember to earn a Status Upgrade Award, the Eligible Cardmember’s RBC World Elite account must be open and in good standing at the time the Status Upgrade Award is awarded. If an Eligible Cardmember closes an eligible RBC World Elite account prior to the end of an Eligibility Year, WestJet reserves the right to cancel any Status Upgrade Awards or Status Upgrades earned under this program. Eligible expenses for status upgrades earned under Propulsion to Other Levels have no cash or exchange value and are not transferable. WestJet and Royal Bank of Canada reserve the right to modify or withdraw the Power to Up benefit at any time.

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Earn 2 WestJet points for every dollar spent on eligible WestJet flights or WestJet vacation packages and 1.5 WestJet points for every dollar spent on everyday purchases when you pay with your WestJet RBC® World Elite Mastercard. The additional 0.5 WestJet points per dollar spent on eligible WestJet flights or WestJet Vacations packages (i) are in addition to the 1.5 WestJet points per dollar spent on all other purchases and are calculated separately, and (ii) will only be awarded if WestJet or WestJet Vacations is listed as the merchant for these purchases on your monthly credit card statement. Therefore, if you book a WestJet flight or WestJet Vacations package through a travel agency or third-party website, you may not be eligible for the additional 0.5 WestJet points per dollar of purchase. WestJet points are awarded on net purchases only; they are not awarded on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized debits set up with a merchant), interest charges or other fees. Credits for returns or adjustments will reduce or cancel the number of points earned on amounts originally charged to the card.

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WestJet RBC® World Elite Mastercard primary cardholders may redeem each valid annual round-trip World Elite companion voucher for four (4) single-use lounge vouchers (” lounge vouchers”) at WestJet partner airport lounges. These vouchers will be identified as follows RBC Lounge Access. Applicable to WestJet RBC® World Elite Mastercard primary cardholders who hold a valid round-trip annual World Elite companion voucher (“World Elite travel companion voucher”) deposited to their account four to six weeks after the date of their first purchase, and 30 days after their credit card renewal date each year thereafter. Additional cardholders (co-applicants and authorized users) on the WestJet RBC® World Elite Mastercard credit card account are not eligible for vouchers from lounge. All requests to redeem World Elite Travel Companion Vouchers for lounge vouchers must be submitted to www.westjet.com/fr-ca/recompenses/cartes-credit/mastercard-rbc/echange-lounge at least four days prior to the cardholder’s scheduled travel date and prior to the expiration of the World Elite Travel Companion Voucher. Cardholders can view lounge vouchers and their expiry dates in the Vouchers section of their WestJet Rewards account. Vouchers from lounge will have the same expiry date as the World Elite companion travel voucher used for redemption. Vouchers from lounge must be redeemed before their expiry date. If you have more than one World Elite travel companion voucher, the first one to expire will be redeemed first. Log on to westjet.com to view available vouchers. There is no limit to the number of lounge World Elite vouchers that can be redeemed. If a lounge voucher expires after a cardholder has redeemed a World Elite companion voucher, but before the lounge voucher has been redeemed, the lounge voucher(s) will not be valid. Once a cardholder has requested to redeem a World Elite companion travel voucher for four (4) vouchers from lounge, the redemption will be considered final and cannot be cancelled or refunded.

lounge voucher terms and conditions: lounge vouchers may be used by the primary WestJet RBC® World Elite Mastercard cardholder and accompanying guests. Guests and travelling companions may only use the lounge voucher if they are accompanied by the primary cardholder and are travelling on the same day on a WestJet flight departing from the same airport. If the primary cardholder already has access to the lounges as a Platinum, Gold or Silver cardholder, vouchers from lounge can be used for other guests or companions accompanying the primary cardholder. lounge vouchers are valid only in WestJet partner airport lounges, up to three hours before flight departure. Visit westjet.com/lounges for a current list of lounges. The primary cardholder must present a valid boarding pass showing their WestJet Rewards ID and a WestJet flight number for an outbound flight when entering lounge: a printed voucher is not required for redemption. Vouchers from lounge are valid only for flights marketed by WestJet (identified by a WS carrier code preceding the flight number); they are not valid for itineraries marketed by a partner.

lounge vouchers must be used as described. They have no cash value and are not transferable. Unused lounge vouchers and World Elite companion vouchers will be automatically cancelled upon closure of your WestJet RBC World Elite Mastercard account. Royal Bank of Canada and WestJet reserve the right to change, cancel or withdraw this offer at any time, even after you have accepted it. The terms and conditions applicable to lounge vouchers are established by WestJet, and WestJet reserves the right to modify or withdraw this offer at any time. For more information on lounge vouchers, visit https://www.westjet.com/fr-ca/recompenses/cartes-credit/mastercard-rbc/echange-lounge. The terms and conditions of this benefit are subject to the terms and conditions of the WestJet Rewards program at the time of redemption. WestJet, not Royal Bank of Canada, is solely responsible for the terms and conditions of the WestJet Rewards program.

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WestJet points can be used to pay for: (1) base fares marketed by WestJet; (2) certain related WestJet services, such as checked baggage, upgrades and seat reservations; (3) all applicable taxes, fees, fares and other air transportation charges on flights marketed by WestJet; (4) eligible WestJet Vacation Packages, Sunwing Vacation Packages or WestJet Vacation Packages Quebec; (5) purchases from designated participating partners; and (6) purchases made in the WestJet Online Store. Retroactive redemption of WestJet points will not be permitted. The minimum redemption of 2,500 WestJet points applies to UltraBase, Econo, Privilege and Business fare purchases; the full base fare and other airfare charges must be paid with WestJet points when paying a Member Exclusive fare. A minimum of 5,000 WestJet points per booking applies to reservations for WestJet Vacations, Sunwing Vacations or WestJet Vacations packages Quebec. Other restrictions may apply and may change at any time. For full details, visit westjet.com/change

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To take advantage of this offer, you must have an RBC debit or credit card issued by Royal Bank of Canada (excluding RBC business credit cards) (“RBC Card”). RBC business clients will be able to link up to two (2) RBC business credit cards and one (1) RBC business debit card to a Petro-Points card. You must be registered with RBC Online Banking or have downloaded the RBC Mobile App to link an RBC card to your Petro-Points card. It may take up to two (2) business days for savings and bonus points to be applied to your purchases due to card linkage processing. Linked RBC card” means an RBC card linked to a Petro-Points account. Your linked RBC card acts as your Petro-Points card. You automatically collect Petro-Points, without having to swipe your Petro-Points card, when you pay for eligible purchases with your linked RBC card at a Petro-Canada location. You can redeem your Petro-Points at Petro-Canada using your linked RBC card. Every time you use your linked RBC card to purchase any grade of fuel or diesel at a Petro-Canada location, you save three cents (3¢) per liter at the time of the transaction.

Every time you use your linked RBC card to make eligible purchases at a Petro-Canada location, you’ll earn twenty percent (20%) more Petro-Points than you normally would, according to the Petro-Points program terms and conditions available at www.petro-canada.ca/fr/personnel/conditions. Petro-Points are not awarded on the purchase of tobacco products, vaping products, gift cards, public transit tickets or taxes on non-petroleum purchases.

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For people under 65, 15 days’ coverage. For people age 65 and over, 3 days’ coverage. This product is underwritten by RBC Insurance Company of Canada.

Annual Fee
  • Primary card $119
  • Additional card $59
Annual Income Required
  • Individual $80,000
  • Household $150,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
Earning Rate
  • All Spending1.5WestJet Points
  • Groceries1.5WestJet Points
  • Gas1.5WestJet Points
Value
  • Year 1 $941
  • Year 2+ $241
Best For
Transfer Partners
  • WestJet Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
15 day(s)
Travel medical insurance up to 64 years old
15 day(s)
Travel medical insurance 65+
3 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Transfer your points to airline partners
  • Premium Insurance
  • Visa Infinite Benefits
Learn More
Best Credit Card For Flexible Travel Rewards In 2024

Earn up to 55,000 Avion points**(a value of up to $1,100) – Enough to fly to any destination in North America or the Caribbean

  • Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*. Apply by June 11, 2025.
  • Earn 1 Avion point for every dollar you spend* and an extra 25% on eligible travel purchases.
  • Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.
  • Avioners earn points that never expire so your points will be waiting for your next adventure.
  • Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
  • Eligible Avion rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.
  • Link your RBC card with a Petro-Points membership to instantly save per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
  • Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
  • Get access to RBC offers which provides access to earn points faster at specified brands
  • Avioners no longer need 14-days to book travel using the RBC grid
  • Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family
  • Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.

Get $0 delivery fees for 12 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:

  • Get a 12-month complimentary DashPass subscription± – a value of almost $120
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
Legal

Refer to RBC page for up to date offer terms and conditions

** This offer only applies to new applications for an RBC Avion Visa Infinite or RBC Avion Visa Platinum credit card (each, an “Eligible Credit Card”) approved by Royal Bank of Canada, subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the Eligible Credit Card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an Eligible Credit Card account, are not eligible for this offer.

35,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your Eligible Credit Card account remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.

You will receive 20,000 bonus Avion points (“Bonus Points”) if a total of $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your Eligible Credit Card account within the first six (6) months from your Eligible Credit Card account opening date (“Period”). The Bonus Points will appear on your monthly credit card statement within sixty days (60) after you reach $5,000 in Qualifying Transactions, provided your Credit Card Account remains open and in good standing at the time the Bonus Points are credited to your account.

Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 55,000 Avion points for a round trip flight from eastern Canada or the United States to Mexico, Hawaii or Alaska; or from western Canada or the United States to Bermuda, Central America or the Caribbean, with a maximum ticket price of $1,100. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including information on redeeming for first class and business class seats, visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

Annual Fee
  • Primary card $120
  • Additional card $50
Annual Income Required
  • Individual $60,000
  • Household $100,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates 22.99 %
Earning Rate
  • Travel1.25Avion Points
  • All Spending1Avion Point
  • Groceries1Avion Point
Value
  • Year 1 $1,151
  • Year 2+ $271
Best For
Transfer Partners
  • Asia MilesBritish Airways ClubRBC Avion Rewards - DistinctionRBC Avion Rewards - EliteWestJet Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
15 day(s)
Travel medical insurance up to 64 years old
15 day(s)
Travel medical insurance 65+
3 day(s)
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500
  • Transfer your points to airline partners
  • Premium Insurance
  • Access to VIP Lounges
Learn More

Earn up to 70,000 Avion* points (a travel value of up to $1,500). 70,000 Avion* points are enough for two round-trip tickets to almost anywhere in Canada and the U.S. (flights to Alaska and Hawaii require more points). Taxes and fees extra.

  • 35,000 Avion Points on approval*
  • 20,000 bonus points when you spend $5,000 in your first 6 months*
  • 15,000 one-time anniversary bonus points after 12 months of account opening*
  • Earn 1.25 Avion points for every dollar you spend.
  • Enjoy VIP travel benefits, including the Visa Airport Companion program, which offers you six visits from lounge per membership year for each cardholder registered on your account!
  • Plus, fast track security and other benefits at select airports.
  • Book flights on any airline, on any flight, at any time. You can also use your points to redeem for vacation packages, hotels, cruises and tours.
  • Pick any seat you want from 130+ airlines – with no seat restrictions or blackout periods, even during peak seasons.
  • Access more of the world with your 24/7 Visa Infinite Privilege Concierge
  • Avion Infinite Privilege card holders have access to book business or first class at a rate of 100 points for $2.
  • Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
  • Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars and British Airways Avios.
  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points.
  • Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10.
  • Get access to RBC offers which provides access to earn points faster at specified brands
  • Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
  • Flexibility to book flights last-minute: up to 24hrs before.
  • Extensive insurance coverage : Mobile Device Insurance included – up to $1,500. Travel with ease with trip cancellation and trip interruption insurance, and emergency medical. Plus, eligible purchases made on the card are protected.

Get $0 delivery fees for 12 months from DoorDash :

  • Add your eligible RBC credit card to your DoorDash account to:
  • Get a 12-month complimentary DashPass subscription – a value of almost $120.
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
Legal

Refer to RBC page for up to date offer terms and conditions

*This offer applies only to new RBC Avion Visa Infinite Privilege credit card applications approved by Royal Bank of Canada (“Royal Bank”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC Avion Visa Infinite Privilege credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card account transferring to an RBC Avion Visa Infinite Privilege credit card account during the Offer Period, are not eligible for the offer.
35,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your RBC Avion Visa Infinite Privilege credit card account (“Credit Card Account”) remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.
You will receive 20,000 bonus Avion points (“Bonus Points”) if a total of $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your Credit Card Account within the first six (6) months from your Credit Card Account opening date (“Period”). The Bonus Points will appear on your monthly credit card statement within sixty (60) days after you reach $5,000 in Qualifying Transactions, provided your Credit Card Account remains open and in good standing at the time the Bonus Points are credited to your account.
Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.
15,000 additional Avion points (“Anniversary Points”) will appear on your monthly credit card statement within twelve (12) to sixteen (16) weeks after the one- year anniversary of your account opening, provided that your account remains open and in good standing at the time the Anniversary Points are credited to your account.
If you close or change your Credit Card Account for another type of RBC Royal Bank credit card before the Welcome Points, the Bonus Points and/or the Anniversary Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.

Based on the Air Travel Reward redemptions from the Air Travel Redemption Schedule starting at 35,000 Avion points for one round-trip long-haul flight to almost anywhere in Canada or the United States with a maximum ticket price of $750. You will need a minimum of 70,000 Avion Points for two round-trips long-haul flights to almost anywhere in Canada or the United States, exclusive of Hawaii and Alaska. All applicable taxes, service fees and surcharges are the responsibility of the traveler. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

Annual Fee
  • Primary card $399
  • Additional card $99
Annual Income Required
  • Individual $200,000
  • Household $200,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.99 %
  • Cash Advance Rates 22.99 %
    21.99 % (QC)
  • Balance Transfer Rates
Earning Rate
  • All Spending1.25Avion Points
  • Groceries1.25Avion Points
  • Gas1.25Avion Points
Value
  • Year 1 $1,441
  • Year 2+ $321
Best For
Transfer Partners
  • AAdvantageAsia MilesBritish Airways ClubRBC Avion Rewards - EliteWestJet Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
31 day(s)
Travel medical insurance up to 64 years old
31 day(s)
Travel medical insurance 65+
7 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$2,500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$3,000

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