WestJet RBC Mastercard

WestJet RBC Mastercard

Get up to $100 WestJet Dollars when you sign up for this welcome offer for the WestJet RBC Mastercard.

Welcome Bonus

Up to 100 Westjet dollars

Best For

Year 1


Years 2 and +


Annual Fee


Interest rates
Purchase Rates

19.99 %

Cash Advance Rates

22.99 %

Balance Transfer Rates

Your Monthly Spending


  • Earn up to 100 WestJet dollars (with $1,000 spend in the first 3 months)
  • Earn 1% in WestJet dollars for every qualifying purchase you make on your card
  • Earn 1.5% in WestJet dollars when you buy WestJet flights or WestJet Vacations packages using your card

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $39
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Cash Advance Rate (QC) 21.99%


Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value

Reward points value

We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.

First-year value

For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:

  • Grocery
  • Gas/Transit
  • Meals
  • Travel
  • Bills
  • Other purchases

First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards First-Year Annual Fee

Value of subsequent years

For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.

Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) Annual fee

VIP lounges:

For credit cards with complimentary airport lounge access, this benefit is calculated as follows:

  • 1 access = $40
  • Unlimited access = $400 (the value of 10 annual visits)


Welcome Bonus 100 WestJet Dollars
Minimum Spending Required $1,000
Minimum Spending Timeframe 90 day(s)


All Spending 1 Dollar WestJet
Drugstores 1 Dollar WestJet
Groceries 1 Dollar WestJet
Convenience Stores 1 Dollar WestJet
Gas 1 Dollar WestJet
Telecom/Internet 1 Dollar WestJet
Local Transport 1 Dollar WestJet
Streaming services 1 Dollar WestJet
Dining and Food delivery 1 Dollar WestJet
Online transactions 1 Dollar WestJet
Recurring Payments 1 Dollar WestJet
Office Supplies 1 Dollar WestJet
Travel 1 Dollar WestJet
Entertainment 1 Dollar WestJet


Common Carrier Travel Accident Insurance Amount $500,000
Common Carrier Travel Accident Insurance
Delayed Baggage Amount $500
Lost/Stolen Baggage Insurance Amount $500
Auto Rental Loss/Insurance - Amount MSPP $65,000
Hotel/Motel Burglary Insurance - Amount $2,500
Purchase Protection
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year