American Express® AIR MILES®* Reserve Credit Card

American Express® AIR MILES®* Reserve Credit Card

The high end AIR MILES credit card.

Earn 2,400 miles and the ONYX status!

Welcome Bonus

2,400 miles



Best For

Annual Fee


Purchase Rates

20.99 %

Cash Advance Rates

21.99 %

Balance Transfer Rates


  • New American Express® AIR MILES®* Reserve Credit Card Cardmembers, earn a welcome bonus of 2,400 AIR MILES®* Bonus Miles when you charge a total of $3,000 in purchases to your Card within your first 3 months of Cardmembership. That’s enough for two select flights
  • Your ticket to the World of Onyx®* Receive automatic Onyx® Collector status
  • Once a year, when you redeem for any flight Reward within the AIR MILES®* Reward Program, you can receive a maximum of 1,700 Miles towards a Companion Flight, for your companion to travel with you for the same itinerary (offer excludes service charges if applicable and taxes)
  • Get 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners (excludes purchases made at
  • Get 1 Mile for every $10 in Card purchases at other eligible grocery stores, gas stations and drugstores in Canada
  • Plus, get 1 Mile for every $15 in Card purchases everywhere else
  • You can receive four (4) complimentary visits per year to more than 1,200 airport lounges around the globe. After your four (4) complimentary visits have been used for the year, you may continue to visit the lounges for a usage fee at the prevailing rate

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $299
First Additional Card $50
Other Additional Card $50
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 21.99%


Welcome Bonus 2,400 miles
Minimum Spending Required $3,000
Minimum Spending Timeframe 90 day(s)
Rewards Type Travel points
Transfer Partners AIR MILES
Loyalty Program AIR MILES
All Spending 0.067
Travel 0.067
Local Transport 0.067
Dining and Food delivery 0.067
Groceries 0.1
Convenience Stores 0.1
Gas 0.1
Drugstores 0.1
Office Supplies 0.067
Telecom/Internet 0.067
Entertainment 0.067
Online transactions 0.067
AIR MILES partners 0.1
Air Canada 0.067
Streaming services 0.067
Recurring Payments 0.067
Lounge Annual Visits included 4


We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)

More info on our points and miles evaluation page.

Calculation of the offer’s value in the first year
Value per point 10.5 ¢
Welcome bonus ≈ $252
Priority Pass lounges access
(approximately $35 per access)
≈ $140
Annual fee – $299
Value ≈ $93


Common Carrier Travel Accident Insurance Amount $100,000
Flight Delay Insurance Amount $500
Delayed Baggage Amount $500
Lost/Stolen Baggage Insurance Amount $500
Travel medical insurance up to 64 years old - Amount $5,000,000
Travel medical insurance up to 64 years old - Duration 15 day(s)
Auto Rental Loss/Insurance - Amount MSPP $85,000
Hotel/Motel Burglary Insurance - Amount $500
Purchase Protection - Amount $1,000
Purchase Protection - Duration 90 day(s)
Medical Travel Insurance
Extended Warranty
Extended Warranty - Duration 1 year(s)
Insurance Document Learn More