BMO AIR MILES® No-Fee Business® Mastercard®*  🇨🇦

BMO AM Business Mastercard RGB Fre – for online
Business Card
Welcome Bonus
1,000 miles
  • No annual fee
  • Free Supplementary Cards
  • Accepted at Costco
Annual Fee
$0
Interest rates
Purchase Rates
19.99 %
Cash Advance Rates
22.99 %
Balance Transfer Rates
22.99 %

BMO AM Business Mastercard RGB Fre – for online
BMO AIR MILES® No-Fee Business® Mastercard®*
Business Card
1,000 miles
Apply Now

Offer

  • Welcome Offer: Get 1,000 AIR MILES Bonus Miles – That’s enough for over $100 towards your purchases with AIR MILES Cash!*
  • Use any BMO AIR MILES credit card with your AIR MILES Collector Card when you pay for gas or shop in store.*
  • Earn 1 AIR MILES Reward Mile on every $20 you spend*
  • Plus – earn 1.25X the Miles for every $20 you spend at participating Shell stations*
  • Get up to 7 cents off per litre on all Shell®± fuel*
  • You can now use your BMO Mastercard at Costco stores across Canada

 

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount 1,000 miles
Minimum Spending Required $3,000
Minimum Spending Timeframe (Months) 3 month(s)
Costco

Earnings

Per dollar of purchases

All Spending 0.05 mile
Groceries 0.05 mile
Gas 0.05 mile
Dining and Food delivery 0.05 mile
Convenience Stores 0.05 mile
Drugstores 0.05 mile
Local Transport 0.05 mile
Travel 0.05 mile
Entertainment 0.05 mile
Recurring Payments 0.05 mile
Telecom/Internet 0.05 mile
Streaming services 0.05 mile
Online transactions 0.05 mile
Office Supplies 0.05 mile

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

The BMO® AIR MILES® No-Fee Business Mastercard®* is the only AIR MILES Mastercard for Business credit card with no annual fee.

For a limited time, you can earn 1,000 AIR MILES Bonus Miles!

You earn 1 AIR MILES Reward Mile on every $20 you spend, including at Costco. And 1.25X the Miles at Shell.

Frequently Asked Questions

Alternative Cards

3.8 Milesopedia Rating