BMO AIR MILES® No-Fee Business® Mastercard®*  🇨🇦

air miles business mastercard
Business Card
Welcome Bonus
1 000 miles
  • No annual fee
  • Free Supplementary Cards
  • Accepted at Costco
Annual Fee
0 $
Interest rates
Purchase Rates
19.99 %
Cash Advance Rates
22.99 %
Balance Transfer Rates
22.99 %

air miles business mastercard
BMO AIR MILES® No-Fee Business® Mastercard®*
Business Card
1 000 miles
Apply Now

Offer

  • Welcome Offer: Get 1,000 AIR MILES Bonus Miles – That’s enough for over $100 towards your purchases with AIR MILES Cash!*
  • Use any BMO AIR MILES credit card with your AIR MILES Collector Card when you pay for gas or shop in store.*
  • Earn 1 AIR MILES Reward Mile on every $20 you spend*
  • Plus – earn 1.25X the Miles for every $20 you spend at participating Shell stations*
  • Get up to 7 cents off per litre on all Shell®± fuel*
  • You can now use your BMO Mastercard at Costco stores across Canada

 

Fees & Conditions

Personal Income 0 $
Household Income 0 $
Annual Fee 0 $
First Additional Card 0 $
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount 1 000 miles
Minimum Spending Required 3 000 $
Minimum Spending Timeframe (Months) 3 month(s)
Costco

Earnings

Per dollar of purchases

All Spending 0.05 miles
Groceries 0.05 miles
Gas 0.05 miles
Dining and Food delivery 0.05 miles
Convenience Stores 0.05 miles
Drugstores 0.05 miles
Local Transport 0.05 miles
Travel 0.05 miles
Entertainment 0.05 miles
Recurring Payments 0.05 miles
Telecom/Internet 0.05 miles
Streaming services 0.05 miles
Online transactions 0.05 miles
Office Supplies 0.05 miles

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

The BMO® AIR MILES® No-Fee Business Mastercard®* is the only AIR MILES Mastercard for Business credit card with no annual fee.

For a limited time, you can earn 1,000 AIR MILES Bonus Miles!

You earn 1 AIR MILES Reward Mile on every $20 you spend, including at Costco. And 1.25X the Miles at Shell.

Frequently Asked Questions

Alternative Cards

air miles business world elite
Business Card
  • 4X miles at participating AIR MILES partners
  • Virtual health care offered by Maple
  • Accepted at Costco
Learn More
  • Welcome Offer: Get 3,000 AIR MILES Bonus Miles when you spend a minimum of $5,000 in the first three months.
  • Plus, we’ll waive the $149 annual fee for a year.*
  • Get 4x the Miles when you use your card at participating AIR MILES partners
  • Get 1 Mile for every $12 you spend*
  • Get up to 7 cents off per litre on all Shell®± fuel*
  • You can now use your BMO Mastercard at Costco stores across Canada
  • Become A Cardholder & Get Access To Virtual On-Demand Healthcare With Maple*
  • 25 payment grace days*
  • Get up to 22 additional cards so employees can easily make purchases on behalf of your business and help you earn points faster* (employee cards have an annual fee of $50)
Legal

*Terms and conditions apply

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

Annual Fee
  • Primary card 149 $
  • Additional card 0 $
Annual Income Required
  • Individual 0 $
  • Household 0 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 19.99 %
  • Cash Advance Rates 22.99 %
  • Balance Transfer Rates 22.99 %
Earning Rate
  • AIR MILES partners0.33miles
  • All Spending0.08miles
  • Groceries0.08miles
Value
  • Year 1 715 $
  • Year 2+ 72 $
Best For
Transfer Partners
  • AIR MILES

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
5 000 000 $
15 day(s)
Travel medical insurance up to 64 years old
5 000 000 $
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
1 500 $
Trip Interruption Insurance
2 000 $
Common Carrier Travel Accident Insurance
500 000 $
Flight Delay Insurance
500 $
Delayed Baggage Insurance
500 $
Lost/Stolen Baggage Insurance
500 $
Auto Rental Loss/Insurance
65 000 $
48 day(s)
Hotel/Motel Burglary Insurance
1 000 $
bmo rewards world elite business mastercard
Business Card
  • 4X points on gas, office supplies, cell phone and internet bills
  • Access to VIP Lounges
  • Accepted at Costco
Learn More

Welcome offer:

  • Earn up to 100,000 BMO Rewards points in the first year – that’s a $669 value.
  • In addition, the $149 annual fee is waived in the first year*!
  • 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*

 

  • Earn 4 BMO Rewards points for every $1 you spend on gas, office supplies and cell phone/internet bill payments*
  • Earn 1.5 BMO Rewards points for every $1 you spend*
  • Enjoy VIP Airport Lounge Access at more than 400+ airports worldwide. You’ll get two complimentary lounge visits each year.
  • Become A Cardholder & Get Access To Virtual On-Demand Healthcare With Maple*
  • You can now use your BMO Mastercard at Costco stores across Canada
  • Get up to 7 cents off per litre on all Shell®± fuel*
  • Get up to 22 additional cards so employees can easily make purchases on behalf of your business and help you earn points faster* (employee cards have an annual fee of $50)
  • Our Liability Waiver Program protects your business against employee card abuse*
  • 25 payment grace days*
Legal

*Terms and conditions apply

BMO is not responsible for maintaining the content on this site. For the latest information, please click on the Apply now link.

Annual Fee
  • Primary card 149 $
  • Additional card 0 $
Annual Income Required
  • Individual 0 $
  • Household 0 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 17.99 %
  • Cash Advance Rates 22.99 %
  • Balance Transfer Rates 22.99 %
Earning Rate
  • Gas4Points
  • Telecom/Internet4Points
  • Office Supplies4Points
Value
  • Year 1 1 196 $
  • Year 2+ 231 $
Best For
Transfer Partners
  • BMO Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
5 000 000 $
15 day(s)
Travel medical insurance up to 64 years old
5 000 000 $
15 day(s)
Travel medical insurance 65+
Trip Cancellation Insurance
1 500 $
Trip Interruption Insurance
2 000 $
Common Carrier Travel Accident Insurance
500 000 $
Flight Delay Insurance
500 $
Delayed Baggage Insurance
500 $
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
65 000 $
48 day(s)
Hotel/Motel Burglary Insurance
1 000 $
Bmo Cashback No Fee Business Rgb Fre For Online
Business Card
  • No annual fee
  • Free Supplementary Cards
  • Accepted at Costco
Learn More

Welcome offer:

  • Get 10% cash back on gas, office supplies and cell phone/internet bills for 3 months*
  • 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*

 

  • Get 1.5% cash back on eligible gas stations, office supplies purchases and on your cell phone and internet recurring payments*
  • 1.75% cash back at Shell®*
  • Get up to 7 cents off per litre on all Shell®± fuel*
  • You can now use your BMO Mastercard at Costco stores across Canada
  • No annual fee*.
Legal

*Terms and conditions apply

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

Annual Fee
  • Primary card 0 $
  • Additional card 0 $
Annual Income Required
  • Individual 0 $
  • Household 0 $
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 19.99 %
  • Cash Advance Rates 22.99 %
  • Balance Transfer Rates 22.99 %
Earning Rate
  • Gas1.5%
  • Recurring Payments1.5%
  • Telecom/Internet1.5%
Value
  • Year 1 359 $
  • Year 2+ 234 $
Best For
Transfer Partners
  • Cash back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
3.8 Milesopedia Rating