Terms
Terms of the offer
- Earn up to 2 points per dollar
- Comprehensive travel insurance
- Out-of-province-of-residence medical/hospital insurance
- Trip interruption / cancellation insurance
- Flight / Baggage insurance in case of delay
- Vehicle rental insurance
- Extended warranty
- Purchase protection against theft or damage
- 24/7 concierge service
Personal Income
$60000
Household Income
$100000
Annual Fee
$115
First Additional Card
$35
Other Additional Card
$35
Foreign Transaction Fee
2.5%
Purchase Rates
20.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Rewards Type
Travel points
Loyalty Program
BNC Rewards
All Spending
1.25 point / $
Costco
Yes
Value
Offer Value according to milesopedia
For all the credit card offers, we estimate the first year Offer Value according to:
- Value of the Cashback or Points earned with the Offer
- Value of the Benefits or travel credits earned with the Offer
- Annual fee offer (first-year rebate or not)
| Offer Value calculation for the first-year |
|
| Point Value (according to milesopedia) | 0.9 ¢ |
| Welcome Offer Value | |
| Annual fee | $115 |
| Estimated Value | |
Flight Delay Insurance
Yes
Flight Delay Insurance Amount
$500
Flight Delay Insurance Details
Up to $500 per person (over 4 hours)
Delayed Baggage Insurance
Yes
Delayed Baggage Amount
$500
Delayed Baggage Details
Up to $500 per person (over 6 hours)
Lost/Stolen Baggage Insurance
Yes
Lost/Stolen Baggage Insurance Amount
$1000
Lost/Stolen Baggage Insurance Details
Up to $1,000 per person
Trip Cancellation Insurance
Yes
Trip Cancellation Insurance Amount Per Person
$2500
Trip Cancellation Insurance Details
Up to $2,500 per person
Trip Interruption Insurance Amount Per Person
$5000
Trip Interruption Insurance Details
Up to $2,500 per person
Travel medical insurance up to 64 years old
Yes
Travel medical insurance up to 64 years old - Duration
31
Travel medical insurance up to 64 years old - Amount
$5000000
Travel medical insurance 65+
Yes
Travel medical insurance 65+ - Duration
15
Travel medical insurance 65+ - Amount
$5000000
Auto Rental Loss/Insurance
Yes
Auto Rental Loss/Insurance - Details
Against collision, theft or damage for a period of 48 days (theft of personal effects up to $2,000)
Purchase Protection
Yes
Purchase Protection - Duration
180
Extended Warranty
Yes
Extended Warranty - Details
Triple (up to 2 additional years)
Extended Warranty - Duration
1
Insurance Document
Learn More
Legal
Disclaimer
Credit card is issued subject to credit approval by National Bank of Canada. For new cardholders, conditions apply.