MBNA Smart Cash World® Mastercard®

MBNA Smart Cash World® Mastercard®

A credit card offering 2% cash back on gas and grocery purchases.

Take advantage of this limited-time welcome offer!

Welcome Bonus




Best For

Annual Fee


Purchase Rates

20.99 %

Cash Advance Rates

20.99 %

Balance Transfer Rates

20.99 %


  • This offer is only available to residents of Quebec.  For residents of other provinces/territories please click here
  • Accelerate cash back on common purchases!
  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 1% Cash Back‡ for all other eligible purchases
  • $39 annual fee
  • Standard Annual Interest Rates of 20.99% on purchases, 20.99% on balance transfers✪ and access cheques, and 20.99% on cash advances
  • Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††


Fees & Conditions

Personal Income $60,000
Household Income $100,000
Annual Fee $39
Foreign Transaction Fee 2.5%
Purchase Rate (QC) 20.99%
Cash Advance Rate (QC) 20.99%
Balance Transfer Rates (QC) 20.99%


Welcome Bonus $150
Rewards Type Cash Back
Transfer Partners Cashback
Loyalty Program Cashback
All Spending 1
Groceries 2
Gas 2
AIR MILES partners 1
Air Canada 1



We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)
Calculation of the offer value
in the first year
Value per point 1.0 ¢
Welcome bonus about $150
Annual fee $39
Value approximately $111


Common Carrier Travel Accident Insurance
Purchase Protection
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year(s)
3.25 Milesopedia Rating