National Bank: How to Use NBC Rewards Points on Your Travels?

Updated May 8, 2026
National Bank: How to Use NBC Rewards Points on Your Travels? - National Bank
To the point Here's our tutorial to help you use your NBC National Bank credit card rewards points on your travels.

National Bank Rewards Points

With the National Bank World Elite Mastercard, the National Bank World® Mastercard®, and the National Bank Platinum Mastercard®, you earn NBC reward points on all your purchases (and through their welcome bonus).

You can use these reward points for any travel purchase: flights, train tickets, rental cars, hotels, Airbnb rentals, etc). The same applies to any booking made through a travel agency such as Expedia.

As soon as you have 10,000 points, you can receive a $100 discount on your next travel reservation through the “Voyage à la carte” agency.

Otherwise, with 12,000 points in your account (a $100 value), you can use them for a travel credit. Then in increments of 11,000 points (or $100) when you redeem more than 55,000 points in the same transaction.

Access the NBC À la Carte Rewards Portal

To use the reward points from your National Bank World Elite Mastercard, you will need to log in to your online NBC À la carte Rewards Plan account. You can click on this link to go directly to this page.

Then select your National Bank credit card.

National Bank: How to Use NBC Rewards Points on Your Travels? - nbc selection card

Then click on “Travel”.

National Bank: How to Use NBC Rewards Points on Your Travels? - BNC

A page will open and you’ll have to choose how you want to use your NBC Reward Points.

  • Book your vacation with your points
  • Get your vacation reimbursed
National Bank: How to Use NBC Rewards Points on Your Travels? - Programme de récompense BNC en

Book Your Next Vacation With Your NBC Reward Points

Once on the NBC À la carte Rewards Plan portal, select the “Book your next vacation” option.

Then a new window will appear. You can choose the flight or the all-inclusive package you want.

National Bank: How to Use NBC Rewards Points on Your Travels? - BNC 6

Then, at the time of booking, you can choose to apply your NBC reward points to reduce the cost of your trip. A minimum of 10,000 points is required to obtain a $100 discount on your purchase.

For an all-inclusive package:

National Bank: How to Use NBC Rewards Points on Your Travels? - BNC Récompenses forfait

For a plane ticket:

National Bank: How to Use NBC Rewards Points on Your Travels? - BNC Récompenses vol

You can see that the $200 discount was applied in both cases using 20,000 NBC reward points.

If you don’t have enough points to cover the entire cost, you can simply supplement with money.

What’s more, you can earn additional NBC rewards points through the À la carte Travel agency.

Refund Your Last Trip With Your NBC Reward Points

Once on the “Redeem your last stay” portal, you can calculate the value of your NBC reward points for a travel discount and then click on “Redeem”.

The exchange rate is different from that of bookings made with the À la carte Travel agency.

National Bank: How to Use NBC Rewards Points on Your Travels? - BNC 3

Eligible purchases are:

National Bank: How to Use NBC Rewards Points on Your Travels? - BNC 4

The travel rebate will be issued as a credit to your credit card account within 72 hours of your NBC reward points redemption request.

Here’s an example when I used my points for my tour in Turkey with G Adventures.

Safari in Africa: A Wonderful Adventure Among Wild Animals - IMG

Bottom Line

The National Bank World Elite Mastercard has an annual fee of $150 (except sometimes for the first year, depending on the welcome offer).

Don’t forget that you also enjoy multiple travel credits totaling up to $150 each year, travel and purchase insurance that stands out from the competition, and unlimited access to the National Bank Lounge!

Frequently Asked Questions

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Aline Nguyen
Aline Nguyen
Aline, an experienced traveler and avid photographer, is an Avgeek, a foodie at heart and a mother to two children. An expert in credit cards & rewards programs, including Aeroplan, Marriott Bonvoy, American Express Membership Rewards, CIBC Aventura, and RBC Avion, she uses points to travel affordably and save in daily life. Having explored all 7 continents and 83 countries, Aline shares her travel passion and insights to help others make the most of loyalty programs.
All posts by Aline Nguyen

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