Up to 50,000 Points + First-Year Free!
TD CashBack Visa Infinite* Card

TD Exclusive Offer: Up to $290 cash back and first-year free!

To the point Until September 5, 2022, earn up to $290 cash back and the first year is free with this TD credit card offer.

TD Welcome Offer

With the TD Cash Back Visa Infinite* Card, you earn 3% cash back on :

  • Grocery stores
  • Gas stations
  • Recurring bill payments

And 1% cash back on all other purchases.

With this new welcome offer, you could earn 10% cash back on all purchases for the first 3 months (up to a total spend of $2,000). After your first $2,000 in Purchases, Gas Purchases, Grocery Purchases and Pre-Authorized Payments will continue to earn 6% up to a total spend of $3,500 for the first 3 months. That’s a total cash back of $290!

Plus, a first-year annual fee rebate for the Primary and Additional Cardholders.

Our take on this offer

This is the best offer for a cash back credit card available right now in Canada:

  • Up to $290 cash back
  • First-year free

First, you get 10% cash back on all purchases for the first 3 months up to a total spend of $2,000. That’s $200 cash back easily earned.

Are you a Costco member? For example, you could buy a $2,000 Shop Card from Costco.ca (which accepts Visa credit cards ) and earn $200 cash back.

So you will not be limited in time to make your purchases.

costco shop card

If you are not interested in Costco: you could make any purchase within the first three months.

Once you reach a total spend of $2,000 – and the $200 cash back is unlocked – TD offers you 6% back on gas, grocery and pre-authorized payments on your next $1,500 in Card purchases ( $90 cash back value).

Again, if you don’t think you can spend $1,500 in these three categories in the time allotted, you could buy gift cards at grocery stores or your local gas station!

5X The Points On Amazon.ca For Cobalt Cardmembers!

You can buy any gift card at your local grocery store or gas station and get 6% cash back on that purchase!

We think, for example, of grocery or gas gift cards – so you won’t be limited by the three months limit of this welcome offer – or other retailers: Amazon, Ikea, SAQ, Netflix, etc.

So, by being clever, you’ll get $290 cash back for a total spend of $3,500. An excellent 8.28% return!

Card Benefits

Cash Back Earning

With the TD Cash Back Visa Infinite* Card, you get :

  • 3% cash back on gas, grocery and pre-authorized payments
  • 1% cash back on all your other purchases

It is one of the best-earning rates you can get with a cash back credit card for gas, grocery and pre-authorized payments.

supermarket 949913 1280

Cash Back Redemption

Once you’ve reached $25 cash back, you can redeem it at any time as a statement credit to your TD Cash Back Visa Infinite* Card.

It’s convenient: other credit cards don’t offer this flexibility to redeem cash back at any time, often requiring you to wait for the annual renewal of the Card.

You will be able to quickly take advantage of your cash back of up to $290 earned with this welcome bonus!

Canadian dollars

Visa Infinite Services and Benefits

As a Visa Infinite level card, you receive many Visa Infinite benefits and services:

  • Complimentary Visa Infinite* Concierge: On call, 24 hours a day, seven days a week, to help you get the most from life whenever you travel, shop and use your Card.
  • Visa Infinite Luxury Hotel Collection: Receive exclusive benefits when you book your stay through the collection featuring over 900 of the world’s most intriguing properties. Read our article on this service.
  • Visa Infinite Food and Wine Experiences: Enjoy exclusive access to gourmet events at some of Canada’s top restaurants. Plus, receive premium benefits at participating wineries in British Columbia and Ontario. Find more here.

Insurance

With the TD Cash Back Visa Infinite* Card, you get top-of-the-line insurance:

  • Travel Medical Insurance
  • Delayed and Lost Baggage Insurance
  • Emergency Travel Assistance Services
  • Auto Rental Collision/Loss Damage Insurance
  • Purchase protection and Extended Warranty

Free Deluxe TD Auto Club Membership

As a TD CashBack Visa Infinite* Cardholder, you receive a complimentary Deluxe TD Auto Club membership. That’s a $79 value. This will save you the cost of the CAA.

The Deluxe TD Auto Club service covers you no matter whose vehicle you’re driving, anywhere in Canada and the Continental United States.

Emergency Road and Towing Services

The following are the primary services offered by the Deluxe TD Auto Club (up to 200 kilometres) for emergency road and towing services:

  • Emergency service calls
  • Lockout service
  • Breakdown Towing
  • Winching Services

You can also receive personal transportation, up to $25 (within 80 kilometres of home). This can come in handy if you have a mechanical breakdown so you can get to your destination.

Traffic Accident Emergency Services

The Deluxe TD Auto Club offers emergency services in the event of a traffic accident:

  • Accident Towing (up to $200)
  • Emergency transportation/rental car (up to $200)
  • Emergency Accommodation and Meals (up to $200)
  • Return to Location of Repair Site (up to $200)
  • Personal Necessities while staying at the hotel (up to $50)
car remorque

Stolen Vehicle Emergency Services

The Deluxe TD Auto Club also offers emergency services in the event of vehicle theft:

  • Emergency transportation/rental car (up to $200)
  • Emergency Accommodation and Meals (up to $200)
  • Return to Location (up to $200)
  • Personal Necessities while staying at the hotel (up to $50)

Hazardous Weather Services

Finally, in case of bad weather, the Deluxe TD Auto Club offers you these services:

  • Emergency Accommodation and Meals (up to $200)
  • Towing (up to 200 kilometers)

Conclusion

Do you have important purchases to make soon? Take advantage of this welcome offer for the TD CashBack Visa Infinite* Card and earn up to $290 cash back with no annual fee in the first year.

Come to discuss that topic in our Facebook Group!

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