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Get more Marriott Bonvoy points by charging purchases to your room !

To the point

An easy way to earn many Marriott Bonvoy points, in combination with those earned with your Marriott Bonvoy credit card

Which credit card to use in Marriott Bonvoy properties ?

In the milesopedia community, there is a question that comes up frequently:

Which credit card should I use in Marriott Bonvoy properties?

Some members often respond that the American Express Cobalt™ Card is a better choice for:

  • meals at restaurants
  • drinks at the Marriott Bonvoy bar

Because the American Express Cobalt™ Card earns 5x points per dollar (that’s 6 Marriott Bonvoy points per dollar).

In comparison, the two Marriott Bonvoy credit cards – the Marriott Bonvoy™ American Express® Card and the Marriott Bonvoy™ Business American Express® Card – earn “only” 5 Marriott Bonvoy points per dollar for all spending at Marriott Bonvoy locations.

Except we forget Marriott Bonvoy credit cards’ combination with the points earned with the Marriott Bonvoy program!

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The St Regis Bahia Beach Resort Puerto Rico - restaurant

10 Marriott Bonvoy points per US dollar spent

With Marriott Bonvoy, you can earn up to 10 Marriott Bonvoy points for every US dollar spent at Marriott Bonvoy properties:

  • 2.5 points per eligible US dollar at Marriott Executive Apartments and Execustay Hotels
  • 5 points per eligible US dollar at Element, Residence Inn and TownePlace Suites hotels
  • 10 points per eligible US dollar at all other hotels

And members with an Elite status earn a 10% to 75% bonus in points!

To simplify things, this table show you how many points you’ll earn per US dollar spent based on your status.

Status Bonus Points per US dollar
Member 0 % 10 points
Silver Elite 10 % 11 points
Gold Elite 25 % 12.5 points
Platinum Elite 50 % 15 points
Titanium Elite 75 % 17.5 points
Ambassador Elite 75% 17.5 points
the st regis bahia beach resort puerto rico concierge
St Regis Bahia Beach Resort Puerto Rico - Réception

Hotel nights

Let’s take the example of a $500 US hotel bill paid with your Marriott Bonvoy credit card earning 5 Marriott Bonvoy points per CA dollar.

Knowing that the amount displayed on your credit card is in Canadian dollars and that American Express uses this amount to award your points, let’s do the conversion at the rate of 1 US$ = 1.35 CA$.

So our $500 US spend is equal to $675 CDN; you’ll earn 3,375 Marriott Bonvoy points (5 points per dollar).

Status Program Card Total
Member 5 000 3 375 8,375 points
Silver Elite 5 500 3 375 8,875 points
Gold Elite 6 250 3 375 9,625 points
Platinum Elite 7 500 3 375 10,875 points
Titanium Elite 8 750 3 375 12,125 points
Ambassador Elite 8 750 3 375 12,125 points

To sum up, with a $675 CDN bill at a Marriott Bonvoy property, charged to a Marriott Bonvoy credit card, you can earn between 8,375 and 12,125 points, depending on your status.

We value the Marriott Bonvoy point at $0.009: this is a $75 to $109 value on a $675 CDN purchase.

So the ROI is from 11% to 16%!

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Other expenses at the Marriott Bonvoy property

And the principle will be the same for all other expenses made at a Marriott Bonvoy property such as:

  • restaurant bills
  • drinks in bars (except where prohibited by law)
  • Activities billed by the establishment
  • spa treatments
  • golf courses
  • And more!

Charge it to your room so Marriott Bonvoy can award you the points!

If you use a card like the American Express Cobalt™ Card to pay at the hotel restaurant or bar, you’re missing out on this great opportunity to earn Marriott Bonvoy points!

If you are not a hotel guest but eat at the hotel restaurant, try asking the waiter to add your Marriott Bonvoy account number to the bill.

In some hotels (especially those previously owned by Starwood Preferred Guest), it works! You will get 5x the Marriott Bonvoy™ American Express® Card points and the points awarded by Marriott Bonvoy for your consumption.

Reminder of the Marriott Bonvoy's card features

The two Marriott Bonvoy credit cards are quite similar in their features. They both offer:

  • 5 points per dollar of purchases at participating Marriott Bonvoy properties
  • 2 points per dollar of purchases everywhere else
  • one free hotel night per year (max value of 35,000 points)
  • Silver Elite status
  • 15 Elite Nights in calendar year

The version for self-employed, professionals and small business owners, the Marriott Bonvoy™ Business American Express® Card, however, stands out with an additional feature:

  • 3 points per dollar spent on gas, meals and travel

So it will be an interesting card to get if you make a lot of purchases in these categories.

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La carte Marriott Bonvoy entreprise American Express

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