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New BMO Business Credit Card Offers

To the point

Here are the four BMO Business Credit Cards Welcome Offers: AIR MILES, Cash Back, BMO Rewards.

BMO AIR MILES®† World Elite®* Business Mastercard®*

The BMO AIR MILES World Elite Business Mastercard is great for AIR MILES Collectors who wish to separate their personal and business spending. You can get a welcome bonus of 3,000 AIR MILES Bonus Miles after $5,000 in card purchases ($310 value). In addition, there is no annual fee for the first year. You earn 4x the Miles when you use your card at participating AIR MILES Partners. And 1 Mile for every $12 you spend everywhere else, including Costco. With the BMO AIR MILES World Elite Business Mastercard, you get premium insurance:
  • Collision Damage Waiver
  • Car Rental Personal Effects & Business Property
  • Car Rental Accidental Death & Dismemberment
  • Baggage & Personal Effects
  • Baggage insurance in case of delay
  • Trip Cancellation Insurance
  • Trip Interruption/Trip Delay
  • Departure flight delay insurance
  • Common Carrier Insurance
And for your purchases:
  • Extended Warranty
  • Purchase Protection
The BMO AIR MILES World Elite Business Mastercard is great for AIR MILES Collectors who wish to separate their personal and business spending. You can get a welcome bonus of 3,000 AIR MILES Bonus Miles after $5,000 in card purchases ($310 value). In addition, there is no annual fee for the first year. You earn 4x the Miles when you use your card at participating AIR MILES Partners. And 1 Mile for every $12 you spend everywhere else, including Costco. With the BMO AIR MILES World Elite Business Mastercard, you get premium insurance:
  • Collision Damage Waiver
  • Car Rental Personal Effects & Business Property
  • Car Rental Accidental Death & Dismemberment
  • Baggage & Personal Effects
  • Baggage insurance in case of delay
  • Trip Cancellation Insurance
  • Trip Interruption/Trip Delay
  • Departure flight delay insurance
  • Common Carrier Insurance
And for your purchases:
  • Extended Warranty
  • Purchase Protection

BMO® AIR MILES® No-Fee Business® Mastercard®*

The BMO® AIR MILES® No-Fee Business® Mastercard®* is the only no-fee Business Mastercard for AIR MILES collectors. For a limited time, you can earn a Welcome Bonus of 1,000 AIR MILES after $2,500 in Card purchases, a value of $105. You earn 1 AIR MILES Reward Mile on every $20 you spend, including at Costco. And 1.25X the Miles at Shell.

Other BMO Small Business Credit Cards

Besides AIR MILES Business Credit Cards, BMO issues two other credit cards: one for its reward program (BMO Rewards) and the other one as a cash back business credit card:

BMO Rewards® World Elite®* Business Mastercard®*

The BMO Rewards World Elite Business Mastercard is one of the best small business travel credit cards in Canada.

You can earn a welcome bonus of 50,000 points after $5,000 in Card purchases. Plus, there is no annual fee for the first year! And you’ll get two complimentary airport lounge visits each year.

With BMO Rewards® World Elite®* Business Mastercard®*, you earn 4 points for every dollar you spend on:

  • gas
  • office supplies
  • cell phone/internet payments

And 1.5 points for every dollar spent, including at Costco!

You can use your points for travel purchases on the BMO Rewards website (flights, hotels, car rentals, all-inclusive).

Finally, you can combine your points with those earned with other BMO Rewards cards to save even more on travel!

With the BMO Rewards® World Elite®* Business Mastercard®*, you get premium insurance:

  • Collision Damage Waiver
  • Car Rental Personal Effects & Business Property
  • Car Rental Accidental Death & Dismemberment
  • Baggage & Personal Effects
  • Baggage insurance in case of delay
  • Trip Cancellation Insurance
  • Trip Interruption/Trip Delay
  • Departure flight delay insurance
  • Common Carrier Insurance

And for your purchases :

  • Extended Warranty
  • Purchase Protection

BMO CashBack® Business Mastercard®*

The BMO CashBack® Business Mastercard®* is one of the best Business Mastercard credit cards for cash back in Canada. You can get 10% cash back for three months on:
  • gas
  • office supplies
  • cell phone/internet payments
After that, you'll get 1.5% on these purchases and 1.75% at Shell.

On-demand Health Care with Maple

With the two new BMO World Elite Business Mastercards, you can access on-demand health care:

  • Get five free virtual care visits on Maple shared by you and your family members
  • 24/7 access to virtual care
  • Get support from Canadian-licensed general practitioners and mental health counsellors
  • Connect with a mental health counsellor on-demand within 12 hours or through a bookable visit, at your convenience

To register for Maple, you will need to complete the registration email that you will receive within two weeks of receiving your credit card.

Small Business Credit Cards accepted at Costco

If you are a Costco customer, some good news: these Mastercard credit cards are accepted at Costco.

So you can earn at Costco:

Costco Warehouse
Costco Warehouse

How to apply for a BMO Business Credit Card?

In the facebook group of milesopedia,many testimonials from members who get this card by declaring themselves as sole proprietor/self-employed.

You can report having a business activity that does not exceed $30,000 per year: buy/sell things on eBay – Kijiji, Home repair, housekeeping, consulting, etc. There is no lack of choice!

When you apply for the BMO AIR MILES®† World Elite®* Business Mastercard®*, you will be asked the following questions (with suggested answers)

exigences bmo entreprise

Then you will have to give information about the type of business (here, Sole Proprietor):

bmo type entreprise

And about your industry (here: Personal and Household Service Industries / Other Services).

bmo renseignements

Then you have to answer No to the other 3 questions and then agree on the nature of the activities.

bmo activites nature

Then it will be your personal information, as with any credit card application. You will then be able to submit your application.

Conclusion

Frequently Asked Questions about BMO Business Credit Cards

How to apply for a BMO Business Credit Card?

To apply for a BMO Business Credit Card, follow the process outlined in the article above.

You can report having a business activity that does not exceed $30,000 per year: buy/sell things on eBay – Kijiji, Home repair, housekeeping, consulting, etc. There is no lack of choice!

What is the best BMO Business Credit Card?

The four BMO Business Credit Cards offer a variety of rewards: cashback, AIR MILES Reward Miles, or travel points from BMO Rewards. So it’s up to you to choose the rewards that suit you best!

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