To the point
Here are 10 reasons to apply for the NBC World Elite Mastercard, one of the best credit cards for travellers in Canada.
Table of contents
10 Reasons To Apply For The NBC World Elite Mastercard
Until April 30, 2021, the National Bank of Canada (NBC) runs a promotion for the National Bank’s World Elite Mastercard®: earn $300 cash back.
Here’s why the National Bank’s World Elite Mastercard® is attractive right now, in 10 reasons!
#1 - $300 cash back
By applying for the National Bank’s World Elite Mastercard® before April 30, 2021, you can get $300 cash back after $4,000 in Card purchases in 3 months.
Purchases will be calculated starting March 1. This means that you will have to spend $4,000 between March 1 and May 31, 2021. You will then receive a $300 cash back before June 15, 2021!
Think of all the purchases you will have to make during this period (you could also use services like Plastiq to pay your income taxes, municipal and school taxes)!
With these $4,000 in Card purchases, you will also earn 6,000 points, which can be worth up to $60 for travel!
#2 - First-year free
If you missed the previous offer to have the first-year waived (which was an exceptional offer), here is another possibility for you.
By opening an NBC The Total Chequing Account, you can get an annual fee waiver for the first year on the National Bank’s World Elite Mastercard®!
#3 - $100 for parking
The National Bank’s World Elite Mastercard® is the only credit card in Canada to offer up to $100 for your airport parking fees. Every year!
This advantage works for all parking lots, like Indigo, Park’N Fly, Skypark, etc.
#4 - $100 for baggage fees
The National Bank’s World Elite Mastercard® is the only credit card in Canada to offer up to $100 for your baggage fees. Every year! A convenient advantage for families.
This benefit works for baggage fees that you would have to pay with airlines such as Air Canada, WestJet, Air Transat, Sunwing, Air France, etc. And it also works with Aeroplan fees.
#5 - $50 for seat selection
With the National Bank’s World Elite Mastercard®, you can get up to $50 for your seat selection fee. Every year!
This benefit works for the fees you would have to pay with an airline such as Air Canada, WestJet, Air Transat, Sunwing, Air France, etc. And it also works with Aeroplan fees.
#6 - Unlimited access to the National Bank Lounge
With the National Bank’s World Elite Mastercard®, you can get unlimited and complimentary access to the National Bank Lounge at Montreal-Trudeau (YUL).
This benefit is valid for the main cardholder as well as an additional traveller. And up to two children.
#7 - Between 1.5 and 2 points per dollar
With the National Bank’s World Elite Mastercard®, you can earn between 1.5 and 2 points per dollar for all your purchases.
Points are awarded based on the volume of expenses charged to the card during the year.
| Expenses | Points |
| $0 to $40,000 | 1.5 points |
| $40,001 to $80,000 | 2 points |
| $80,001 and more | 1.5 points |
Since it’s a Mastercard credit card, you can use it anywhere, including Costco or Walmart!
#8 - Points for Airbnb and other rewards
With the National Bank’s World Elite Mastercard® , you can use your points for many rewards, such as travel rewards like an apartment rental on Airbnb, or SAQ gift cards.
The best way to use your points is to book your trip through the online travel agency NBC À la carte: you get a $100 statement credit for every 10,000 points redeemed.
| Rewards | Points for $100 |
| A La Carte Travel Agency Redemptions | 10 000 |
| Flexible travel discounts (from 55,000 points redeemed) |
11 000 |
| Flexible travel discounts | 12 000 |
| Extras À La Carte RRSP or TFSA contribution Reimbursement of your all-in-one line of credit or mortgage loan |
12 000 |
| Gift-card | 12 000 – 13 500 |
| Statement credit | 25 000 |
#9 - The best insurance for your travels
With the National Bank’s World Elite Mastercard®, you have the best credit card for travel insurance:
- Travel Medical Insurance (outside province of residence)
- Trip Cancellation / Trip Interruption Insurance
- Insurance in case of theft or loss of luggage
- Flight delay insurance
- Insurance in case of baggage delay
- Car Rental Insurance
Travel Medical Insurance can cover up to 60 days of travel (depending on your age). And Trip Cancellation/Trip Interruption Insurance covers you even if you only charge a portion of the trip’s cost to your card. Where other credit cards require that the entire trip has been paid with!
It’s convenient when you pay for part of your trip with your Aeroplan or Avios points and only the taxes with your credit card.
#10 - The best insurance for your purchases
With the National Bank’s World Elite Mastercard®, you have the best credit card for purchase insurance:
- Insurance against theft or breakage for 180 days (i.e. 6 months from the date of purchase)
- Possibility of tripling the manufacturer’s warranty (up to 2 additional years)
Most other credit cards in Canada only cover 90 days and 1 additional year. No need to buy an extended warranty for your appliances paid with this Card!
For more details on the card and its insurance, see this article:
Conclusion
Here are the 10 reasons why it’s the best time to apply for the National Bank’s World Elite Mastercard® . This credit card rarely has a welcome offer attached to it.
We could add the concierge service, Mastercard’s Priceless Cities benefits or the fact that NBC ranks #1 among credit card issuers for Customer Experience (2021 Forrester CX index).
Anyway: in 2021, travel will gradually resume! Might as well be equipped with one of the best credit cards for travellers and take advantage of this welcome offer that gives you a $300 cash back.
I’ve been doing it myself recently! 😉
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