Amazing Offer: Get up to 130,000 points ($650) with this Card!
smart cash en
MBNA Smart Cash Platinum Plus® Mastercard® – ROC
  • This offer is not available for residents of Quebec. For residents of Quebec, please click here.
  • Accelerate cash back on common purchases!
  • No annual fee
  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 0.5% Cash Back‡ for all other eligible purchases
Value

Welcome Bonus

up to $150 cash back

Best For

Annual Fee

$0

Terms

Terms of the offer

  • This offer is not available for residents of Quebec. For residents of Quebec, please click here.
  • Accelerate cash back on common purchases!
  • No annual fee
  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 0.5% Cash Back‡ for all other eligible purchases
  • Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
  • A suite of comprehensive insurance**

 

 

First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 24.99%
Balance Transfer Rates 22.99%
Welcome Bonus up to $150 cash back
Minimum Spending Required $6000
Minimum Spending Timeframe 180
Rewards Type Cash Back
Loyalty Program Pas de programme
All Spending 0.005
Travel 0.005
Local Transport 0.005
Restaurants 0.005
Groceries 0.02
Convenience Stores 0.005
Gas Stations 0.02
Pharmacies 0.005
Office Supplies 0.005
Telecom/Internet 0.005
Food Delivery 0.005
Entertainment 0.005
Recurring Payments 0.005
Lounge Access No
Costco Yes
Value

Offer Value according to milesopedia

For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)

 

Offer Value calculation
for the first-year
Point Value (according to milesopedia) 1.0 ¢
Welcome Offer Value ≈ $150
Annual fee $0
Estimated Value ≈ $150

 

Purchase Protection Yes
Purchase Protection - Duration 90
Extended Warranty Yes
Extended Warranty - Details Doubles the written warranties for up to one additional year on most new purchases made with your MBNA credit card.
Extended Warranty - Duration 1

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