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MBNA Smart Cash Platinum Plus® Mastercard®  🇨🇦

MBNA Silver Content Mastercard EN
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Welcome Bonus
Up to $150 cash back
  • No annual fee
  • Accepted at Costco
Annual Fee
$0
Interest rates
Purchase Rates
19.99 %
20.99 % (QC)
Cash Advance Rates
24.99 %
20.99 % (QC)
Balance Transfer Rates
22.99 %
20.99 % (QC)
See all cards from MBNA
MBNA Silver Content Mastercard EN
MBNA Smart Cash Platinum Plus® Mastercard®
Up to $150 cash back
Apply Now

Offer

Accelerate cash back on common purchases!

  • No annual fee
  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 0.5% Cash Back‡ for all other eligible purchases
  • Standard annual interest rates of 20.99% on eligible purchases, 20.99% on balance transfers and access cheques and 20.99% on cash advances

Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for a Smart Cash Mastercard.

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 24.99%
Balance Transfer Rates 22.99%
Purchase Rate (QC) 20.99%
Cash Advance Rate (QC) 20.99%
Balance Transfer Rates (QC) 20.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount Up to $150 cash back
Costco

Earnings

Per dollar of purchases

All Spending 0.5 %
Groceries 2 %
Gas 2 %
Dining and Food delivery 0.5 %
Convenience Stores 0.5 %
Drugstores 0.5 %
Local Transport 0.5 %
Travel 0.5 %
Entertainment 0.5 %
Recurring Payments 0.5 %
Telecom/Internet 0.5 %
Streaming services 0.5 %
Online transactions 0.5 %
Office Supplies 0.5 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection

Our review

The MBNA Smart Cash Platinum Plus® Mastercard® is one of the best cash-back credit cards with no annual fee in Canada.

With this card, you can get 2% on:

  • gas purchases
  • grocery purchases

Until the total gas and grocery purchases in the applicable month reaches $500. And 0.5% everywhere else.

For a limited time, you can earn 5% cash back for the first six months, a $150 value. This is the best no-fee MBNA credit card with cash back.

Milesopedia Links

Alternative Cards

MBNA Silver Content World Mastercard EN
MBNA Smart Cash World® Mastercard®  🇨🇦
Up to $150 cash back
First year value : $399
Apply Now
MBNA Rewards Platinum Plus Mastercard
MBNA Rewards Platinum Plus® Mastercard® (Quebec)  🇨🇦
Up to 10,000 Points
First year value : $407
Apply Now
MBNA Rewards World Elite Mastercard
MBNA Rewards World Elite® Mastercard® (Quebec)  🇨🇦
Up to 20,000 Points
First year value : $733
Apply Now
4 Milesopedia Rating