BMO eclipse Visa Infinite Privilege* Card

  • Welcome offer: Get up to 50,000 points*
  • Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel*
  • Get 1 BMO Reward for every $1 spent on everything else*
  • Get a $200 annual lifestyle credit to spend however you want*
  • Enjoy Priority PassTM membership and 6 lounge pass visits for primary cardholders and 6 lounge pass vists for every authorized user on the account per year*
  • Mobile Device Insurance that covers you for up to $1,000*
  • Earn 25% more points when you add an authorized user to your account*
  • Pay with Points by browsing your recent transactions & redeem your points for as little as $1
  • Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports*
  • Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country*
Value

$461

Welcome Bonus

Up to 50,000 points

Best For

Annual Fee

$499

Terms

Terms of the offer

  • Welcome offer: Get up to 50,000 points*
  • Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel*
  • Get 1 BMO Reward for every $1 spent on everything else*
  • Get a $200 annual lifestyle credit to spend however you want*
  • Enjoy Priority PassTM membership and 6 lounge pass visits for primary cardholders and 6 lounge pass vists for every authorized user on the account per year*
  • Mobile Device Insurance that covers you for up to $1,000*
  • Earn 25% more points when you add an authorized user to your account*
  • Pay with Points by browsing your recent transactions & redeem your points for as little as $1
  • Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports*
  • Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country*

 

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*Terms and conditions apply

Personal Income $150000
Household Income $200000
Annual Fee $499
First Additional Card $99
Other Additional Card $99
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 23.99%
Welcome Bonus Up to 50,000 points
Minimum Spending Required $5000
Minimum Spending Timeframe 90
Rewards Type Travel points
Loyalty Program BMO Rewards
All Spending 1 point / $
Travel 5 points / $
Restaurants 5 points / $
Groceries 5 points / $
Gas Stations 5 points / $
Pharmacies 5 points / $
Lounge Access Oui
Lounge Access - Annual Credits 6
Concierge Yes
Travel Credits Yes
Value

Offer Value

For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)

 

Offer Value calculation
for the first-year
Point Value (according to milesopedia) 0.7 ¢
Welcome Offer Value ≈ $245
Points earned with minimum purchases to get the Welcome Offer
(1 to 5 points per dollar)
≈ $105
$200 annual lifestyle credit (application to Dec. 31) ≈ $200
$200 annual lifestyle credit (from Jan. 01) ≈ $200
6 annual passes for Airport Lounges
(≈ $35 / visit)
≈ $210
Annual fee – $499
Estimated Value ≈ $461

 

Hide Tab Yes
Common Carrier Travel Accident Insurance Yes
Common Carrier Travel Accident Insurance Amount $500000
Flight Delay Insurance Yes
Flight Delay Insurance Amount $500
Lost/Stolen Baggage Insurance Yes
Lost/Stolen Baggage Insurance Amount $750
Trip Cancellation Insurance Yes
Trip Cancellation Insurance Amount Per Person $2500
Trip Interruption Insurance Yes
Trip Interruption Insurance Amount Per Person $2000
Travel medical insurance up to 64 years old Yes
Travel medical insurance up to 64 years old - Duration 21
Travel medical insurance up to 64 years old - Details Oui
Auto Rental Loss/Insurance Yes
Auto Rental Loss/Insurance - Amount MSPP $65000
Purchase Protection Yes
Purchase Protection - Duration 90
Purchase Protection - Amount $60000
Extended Warranty Yes
Extended Warranty - Duration 1
Insurance Document Learn More