- Limit up to $500,000
- No additional cost for extended warranties on your purchases for up to 90 days
- Free supplementary cards and personalized cheques
- Flexible repayment terms
- 21-day interest-free grace period
- Primary card $0
- Additional card $0
- Individual
- Household
- %
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
- Year 1
- Year 2+
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Digital Exclusive Offer
-
Balance Transfer Offer
-
Low-interest
Transfer your credit card balance – Get 0% interest for up to 10 months with a 1% transfer fee† and a first year annual fee rebate†
Check full offer details below†
- Transfer up to 50% of your assigned credit limit†
- If you choose to carry a balance and you make your minimum payments on time, a balance transfer could save you money on interest
- Take advantage of this 0% introductory interest rate on balance transfers for your first 10 months. You’ll only have to pay a 1% fee† when you transfer your balance from another card to the CIBC Select Visa Card
- This balance transfer offer is only available at the time of your online application.† Simply tick the checkbox to select the balance transfer option when you’re filling out your application
Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.
Save on gas with CIBC and Journie Rewards
Link and use your CIBC Select Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†
This is a digital-exclusive offer.† To be eligible for this offer, you must apply for a new eligible card using the “Apply Now” link available on this webpage.†
Legal† Terms and Conditions apply
- Primary card $29
- Additional card $0
- Individual $0
- Household $15,000
- 2.5 %
- Purchase Rates 13.99 %
- Cash Advance Rates 13.99 %
- Balance Transfer Rates 13.99 %
- Year 1 $29
- Year 2+ $-29
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Get an 8.99% promotional interest rate on Purchases for the first 6 months† from Account opening. Conditions apply. Account must be approved by September 3, 2024.
With the TD Low Rate Visa* Card you can enjoy great financial flexibility for your everyday purchases.
- Save on interest with a low annual interest rate of 12.90%† (13.90%† in QC) for Purchases and Cash Advance transactions.
- Option to purchase Travel Medical Insurance† and Trip Cancellation/Trip Interruption Insurance†.
- Earn 50% more Stars at participating Starbucks® stores. Conditions apply.
Enjoy all of the benefits of your TD Low Rate Visa* Card when using Apple Pay† or Samsung Pay†. It’s an easy and secure way to pay.
Legal†Terms and conditions apply.
- Primary card $25
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
-
Purchase Rates
12.90 %13.90 % (QC)
-
Cash Advance Rates
12.90 %
13.90 % (QC)
-
Balance Transfer Rates
12.90 %13.90 % (QC)
- Year 1
- Year 2+
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
- Take advantage of low interest rates on purchases and cash advances
- Low annual fee
- Purchase security and extended warranty insurance
Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points
Get $0 delivery fees for 3 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:
- Get a 3-month complimentary DashPass subscription – a value of almost $30
- Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
Refer to RBC page for up to date offer terms and conditions
- Primary card $20
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 12.99 %
- Cash Advance Rates 12.99 %
- Balance Transfer Rates 12.99 %
- Year 1 $0
- Year 2+ $0
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Low-interest on cash advances
-
Low-interest
- 0% introductory interest rate on Balance Transfers for the first 10 months (12.99% after that; annual fee $29). Plus no annual fee in the first year. Offer ends 31 Oct 2024.
- Save up to hundreds of dollars a year on interest
- Low interest rate of 12.99%
- Pay down higher interest rate balances faster
- Transfer higher rate balances and save even more
*Conditions apply.
- Primary card $29
- Additional card $0
- Individual $12,000
- Household $12,000
- 2.5 %
- Purchase Rates 12.99 %
- Cash Advance Rates 12.99 %
- Balance Transfer Rates 12.99 %
- Year 1 $0
- Year 2+ $-29
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
No Foreign Transaction Fee
-
Premium Insurance
-
10 Complimentary Visits to VIP Lounges
- Earn up to $2,100* in value in the first 14 months, including up to 60,000 bonus Scene+ points.
- Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
- Earn 2X Scene+ points for every $1 CDN in eligible gas and public transit purchases. Includes rideshare, buses, taxis, subway, and more.
- Earn 2X Scene+ points for every $1 spent on all your other purchases.
- You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
- Enjoy 10 complimentary airport lounge passes per year
*Conditions apply.
- Primary card $399
- Additional card $99
- Individual $12,000
- Household $12,000
- 0.00 %
- Purchase Rates 9.99 %
- Cash Advance Rates 9.99 %
- Balance Transfer Rates 9.99 %
- All Spending2Scene+ points
- Groceries2Scene+ points
- Gas2Scene+ points
- Year 1 $1,081
- Year 2+ $481
- Scene+
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
- Take advantage of a 12.99% interest rate, if you choose to carry a balance and make your minimum monthly payments on time.
American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Apply now link. Terms and conditions apply.
- Primary card $25
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 12.99 %
- Cash Advance Rates 12.99 %
- Balance Transfer Rates —
- Year 1
- Year 2+
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Low-interest
-
Balance Transfer
-
Accepted at Costco
- Welcome offer: Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee* and we’ll waive the $29 annual fee for the first year.*
- Enjoy our lowest interest rate of 13.99% on purchases*
- Purchase Protection and Extended Warranty*
*Terms and conditions apply
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- Primary card $29
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 13.99 %
- Cash Advance Rates 15.99 %
- Balance Transfer Rates 15.99 %
- Year 1 $29
- Year 2+ $-29
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Balance Transfer Offer
-
No annual fee
-
Accepted at Costco
- This offer is not available to residents of Quebec.
- Standard Annual Interest Rates of 12.99% on eligible purchases, 12.99% on balance transfers✪, and 24.99% on cash advances
- You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening, with a 3% transfer fee.
- Around-the-clock fraud protection
- Use available credit on your credit card to transfer funds right to your chequing account.
Apply for the MBNA True Line® Mastercard® credit card today
Legal†, ✪, Terms and Conditions apply.
This offer is not available to residents of Quebec.
Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.
- Primary card $0
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 12.99 %
- Cash Advance Rates 24.99 %
- Balance Transfer Rates 12.99 %
- Year 1 $0
- Year 2+ $0
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Low-interest
-
Purchase Insurance
-
Accepted at Costco
- Purchase protection
- Extended warranty
Interest rates
The prime rate means the annual variable interest rate posted by National Bank, from time to time, and used by the Bank to determine the interest rates on the demand loans it grants in Canadian dollars in Canada.
The interest rate for the SYNCRO card consists of a variable prime rate set by National Bank plus a fixed adjustment rate of 4% for purchases and 8% for balance transfers and cash advances. Please note that the annual interest rate for the SYNCRO card will not be less than 8.9% for purchases and 12.9% for balance transfers and cash advances.
Purchase Insurance
This coverage applies to purchases charged to the National Bank Syncro card. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer’s warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.
Credit terms
Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers.
Minimum payment: If your account balance is lower than $10, you must pay the entire balance.
If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher.
If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher.
Account statement: A statement is sent monthly.
Example of credit charges over a 30-day period
Annual interest rate | Average balance | |
$500 | $3,000 | |
22,49 % | $9.24 | $55.45 |
20,99 % | $8.63 | $51.76 |
12,9 % | $5.30 | $31.81 |
8,9 % | $3.66 | $21.95 |
*Variable interest rate in effect on September 1st, 2021
Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.
- Primary card $35
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 11.20 %
- Cash Advance Rates 15.20 %
- Balance Transfer Rates 15.20 %
- Year 1 $-35
- Year 2+ $-35
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
-
Accepted at Costco
-
-
- This offer is not available to residents of Quebec.
- $39 annual fee
- Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪and access cheques, and 24.99% on cash advances
- Around-the-clock-fraud protection
- Access to 24/7 customer service
†, ✪, Terms and Conditions apply.
This offer is not available to residents of Quebec.
Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.
- Primary card $39
- Additional card $0
- Individual $0
- Household $0
- 2.5 %
- Purchase Rates 8.99 %
- Cash Advance Rates 24.99 %
- Balance Transfer Rates 8.99 %
- Year 1 $-39
- Year 2+ $-39
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit