RBC Cathay Pacific Visa Platinum Card

RBC Cathay Pacific Visa Platinum Card

Welcome Bonus

Up to 40,000 miles Ends Oct 31, 2022

Best For

Value
Year 1

$840

Years 2 and +

$240

Annual Fee

$120

Interest rates
Purchase Rates

20.50 %

Cash Advance Rates

22.99 %

Balance Transfer Rates

Your Monthly Spending

Offer

Offer

The Only Credit Card in Canada that Earns Asia Miles.

  • Receive up to 40,000 Asia Miles (upon approval with a minimum spend in the first 3 months). Offer expires on October 31, 2022.
  • Earn Asia Miles with every purchase on your RBC Cathay Pacific Visa Platinum card
  • Enjoy complimentary first year Green Tier Membership to Cathay Pacific’s exclusive Marco Polo Club for your primary cardholder

Receive up to 40,000 Asia Miles

  • Step 1: Enjoy a 15,000 Asia Miles welcome offer upon approval
  • Step 2: Get 25,000 Asia Miles when you spend $7,000 on qualifying purchases in the first 3 months

Earn Asia Miles wherever you use your card

  • Earn 1 Asia Mile for every $1 CAD in local spend
  • Earn 1.25 Asia Miles for every $1 CAD equivalent of foreign currency you spend using your card
  • Earn double Asia Miles for every $1 CAD spent on Cathay Pacific purchases online
  • Your Asia Miles will no longer expire, as long as you make at least one purchase with your RBC Cathay Pacific Visa Platinum card every 18 months

Easily redeem your Asia Miles

  • Redeem your Asia Miles towards flights to over 1,000 international destinations, hotel and holiday packages, car rental, merchandise, and much more.

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $120
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.50%
Cash Advance Rates 22.99%
Cash Advance Rate (QC) 21.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP Lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value

Advantages

Offer ends on Oct 31, 2022
Welcome Bonus amount Up to 40,000 miles
Minimum Spending Required $7,000
Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 mile
Groceries 1 mile
Gas 1 mile
Dining and Food delivery 1 mile
Convenience Stores 1 mile
Drugstores 1 mile
Local Transport 1 mile
Travel 1 mile
Entertainment 1 mile
Recurring Payments 1 mile
Telecom/Internet 1 mile
Streaming services 1 mile
Online transactions 1 mile
Office Supplies 1 mile

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
31 day(s)
Travel medical insurance up to 64 years old
31 day(s)
Travel medical insurance 65+
7 day(s)
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$500
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$2,500

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
4.2 Milesopedia Rating