RBC® British Airways Visa Infinite‡

RBC® British Airways Visa Infinite‡

Get Up To 60,000 Aviosˆ with the RBC® British Airways Visa Infinite Apply by February 28, 2022.

Welcome Bonus

Up to 60,000 miles Ends Feb 28, 2022

Best For

Value
Year 1

$1093

Years 2 and +

$243

Annual Fee

$165

Interest rates
Purchase Rates

20.50 %

Cash Advance Rates

22.99 %

Balance Transfer Rates

22.99 %

Your Monthly Spending

Offer

Offer

Get Up To 60,000 Aviosˆ with the RBC® British Airways Visa Infinite Apply by February 28, 2022.

Receive up to 60,000 Aviosˆ, here’s how:

  • Step 1: Receive 15,000 Avios as welcome bonus upon approval
  • Step 2: 35,000 bonus Avios when you spend $6,000 CAD in the first 3 months
  • Step 3: Another 10,000 bonus Avios after your first yearˆ
  • Collect 1 Avios for every $1 CAD spent on qualifying net purchases*
  • Collect double Avios when you shop with British Airways and BA Holidays*
  • Earn a Companion Award eVoucher when you spend $30,000 CAD annually˜
  • 10% off British Airways flights when you book and pay with your card∞
  • Redeem for flights and more – you can spend your Avios on all of the travel things you love, including cabin upgrades with British Airways or reward flights with British Airways and any of the oneworld partner airlines to almost 1,000 destinations worldwide**
  • Comprehensive Insurances including 31–day out of country/province emergency medical insurance1, flight delay insurance2, hotel burglary3 and rental car4 insurance. Even eligible purchases you make with the card are protected3.
  • Luxury Visa Infinite benefits5 such as first in line service for exclusive events and hotel and dining exclusives via www.visainfinite.ca
  • Complimentary 24/7 Concierge Service5
  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more RBC rewards points
  • Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
  • Get $0 delivery fees for 12 months from DoorDash – Add your eligible RBC credit card to your DoorDash account to:
  • Get a 12-month complimentary DashPass subscription± – a value of almost $120
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

Fees & Conditions

Personal Income $60,000
Household Income $100,000
Annual Fee $165
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.50%
Cash Advance Rates 22.99%
Balance Transfer Rates 22.99%
Cash Advance Rate (QC) 21.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value
Value

Reward points value

We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.

First-year value

For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:

  • Groceries
  • Gas/Transit
  • Meals
  • Travel
  • Bills
  • Other purchases

First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards First-Year Annual Fee

Value of subsequent years

For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.

Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) Annual fee

VIP lounges:

For credit cards with complimentary airport lounge access, this benefit is calculated as follows:

  • 1 access = $40
  • Unlimited access = $400 (the value of 10 annual visits)

Advantages

Offer ends on Feb 28, 2022
Welcome Bonus Up to 60,000 miles
Minimum Spending Required $6,000
Minimum Spending Timeframe 90 day(s)
Concierge

Earnings

All Spending 1 Mille
Drugstores 1 Mille
Groceries 1 Mille
Convenience Stores 1 Mille
Gas 1 Mille
Telecom/Internet 1 Mille
Local Transport 1 Mille
Streaming services 1 Mille
Dining and Food delivery 1 Mille
Online transactions 1 Mille
Recurring Payments 1 Mille
Office Supplies 1 Mille
Travel 1 Mille
Entertainment 1 Mille

Insurance

Common Carrier Travel Accident Insurance Amount $500,000
Flight Delay Insurance Amount $500
Delayed Baggage Amount $500
Lost/Stolen Baggage Insurance Amount $500
Travel medical insurance up to 64 years old
Travel medical insurance up to 64 years old - Duration 31 day(s)
Travel medical insurance 65+ - Duration 7 day(s)
Auto Rental Loss/Insurance - Amount MSPP $65,000
Hotel/Motel Burglary Insurance - Amount $2,500
Purchase Protection
Purchase Protection - Duration 90 day(s)
Travel Medical Insurance
Extended Warranty
Extended Warranty - Duration 1 year
4.1 Milesopedia Rating