In this article, a three-step plan is detailed to earn enough points for a week-long trip to Disney World for a family of four. Because Disney is expensive!
For beginners, we recommend starting with one or two credit cards, and then spacing out applications by at least 6 to 9 months. Then, once you’re more comfortable with credit card management, you can increase the number of credit card subscriptions and bring them closer together over time.
We’ve grouped up to four credit cards in the same table to give you a better idea of the strategy for Disney World. However, it is advisable to take it slow with two rounds of two credit cards per year, especially for beginners. Travel hacking is a marathon, not a sprint!
Finally, pay attention to the spending amounts required to unlock bonuses. Don’t take on too many cards at once if you can’t unlock the points.
*The exact amount of cash back and points varies according to current offers.
It’s important to note that this strategy towards Disney World may vary from family to family, depending on your profile, annual spending volume and the amount required for your Disney savings account.
The following cards accumulate approximately$1,500.
The following cards accumulate approximately$1,000.
Balance sheet after the first stage: $2,500 net to put in the Disney savings account for family expenses.
Flip! The same strategy is repeated, with each adult asking for the other credit cards.
This strategy is based on the fact that you have many purchases to make each year. If you can’t reach these amounts, don’t invent expenses!
Instead, think about stocking up on gift cards for future expenses (for Disney World or other things like Netflix or gas) or paying your municipal taxes, for example. Indeed, many expenses can be done indirectly by credit card for a fee; to unlock a bonus, it can be profitable!
Balance sheet after the second stage: + $2,500 net to put in the Disney savings account on family expenses = $5,000.
The accumulation of points for flights and hotels is delayed because it is effortless to earn them quickly.
Indeed, the following points add up quickly!
You can subscribe to these cards earlier, but you need to take into consideration having the card active to benefit from free baggage or to use the companion passes.
Use Aeroplan Points or Reward Points on flights to Disney World? Calculate the number of points required versus the cost of other options to determine which is best!
Each adult could take the TD® Aeroplan® Visa Infinite* Card. The couple would therefore have approximately:
Each adult could take co-branded Marriott Bonvoy credit cards and then combine the points into a single Marriott Bonvoy account. The couple could therefore earn:
Balance: 80,000 Aeroplan points + 316,000 Marriott Bonvoy points
This strategy is just one of many. It’s up to you to tailor them to your specific situation based on your spending habits, your credit rating and your expectations at Disney World!
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For more Disney tips, read on:
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