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Best no-fee cash back credit card in 2023
  • Apply for the Tangerine Money-Back Credit Card and receive an additional10% rebate cash back*(up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.
  • Benefit from a promotional interest rate of 1.95% on balance transfers for 6 months.
  • Earn 2% cash back on purchases in 2 categories of your choice and 0.5% cash back on all other regular purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • There’s no limit to the cash back you can earn on your regular purchases.
  • Purchase protection and Extended Warranty
Legal

Terms and conditions apply.

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $12,000
  • Household $12,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.95 %
  • Cash Advance Rates 22.95 %
  • Balance Transfer Rates 22.95 %
Earning Rate
  • All Spending0.5%
  • Groceries0.5%
  • Gas0.5%
Value
  • Year 1 $220
  • Year 2+ $120
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Get an extra 15% back* on everyday purchases.
  • Apply for the Tangerine World Mastercard and receive an additional 10% cash back*(up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.
  • Benefit from a promotional interest rate of 1.95% on balance transfers for 6 months
  • Earn 2% cash back on purchases in 2 categories of your choice and 0.50% cash back on all other regular purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • There’s no limit to the cash back you can earn on your regular purchases.
  • Purchase protection and Extended Warranty
  • Rental Car Collision/Loss Damage Insurance
  • Mobile Device Insurance
Legal

Terms and conditions apply.

Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $50,000
  • Household $80,000
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates 20.95 %
  • Cash Advance Rates 22.95 %
  • Balance Transfer Rates 22.95 %
Earning Rate
  • All Spending0.5%
  • Groceries0.5%
  • Gas0.5%
Value
  • Year 1 $220
  • Year 2+ $120
Best For
Transfer Partners
  • Cash Back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
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