I don't have enough income to apply for the Tangerine World Mastercard. Does Tangerine offer another credit card?

If you do not have the required income to apply for the Tangerine World Mastercard, you can apply for the Tangerine Money-Back Credit Card.

Tangerine World Mastercard

Offer

Apply for the Tangerine World Mastercard and receive an additional 10% cash back*(up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.
Benefit from a promotional interest rate of 1.95% on balance transfers for 6 months
Earn 2% cash back on purchases in 2 categories of your choice and 0.50% cash back on all other regular purchases.
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
There’s no limit to the cash back you can earn on your regular purchases.
Purchase protection and Extended Warranty
Rental Car Collision/Loss Damage Insurance
Mobile Device Insurance

Fees & Conditions

Personal Income $50,000

Household Income $80,000

Annual Fee $0

First Additional Card $0

Foreign Transaction Fee 2.5%

Purchase Rates 20.95%

Cash Advance Rates 22.95%

Balance Transfer Rates 22.95%

Balance Transfer

Balance Transfer Intro Duration 6 month(s)

Balance Transfer - Promotional Rate 1.95%

Balance Transfer Fees 1%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

Offer ends on Aug 31, 2025

Welcome Bonus amount Up to $100 cash back

Minimum Spending Required $1,000

Minimum Spending Timeframe (Months) 2 month(s)

Costco

Earnings

Per dollar of purchases

All Spending 0.5 %

Groceries 0.5 %

Gas 0.5 %

Dining and Food delivery 0.5 %

Convenience Stores 0.5 %

Drugstores 0.5 %

Local Transport 0.5 %

Travel 0.5 %

Entertainment 0.5 %

Recurring Payments 0.5 %

Telecom/Internet 0.5 %

Streaming services 0.5 %

Online transactions 0.5 %

Office Supplies 0.5 %

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

1 year

Purchase Protection

90 day(s)

Mobile Device Insurance

Price Protection

Our review

If you have an individual income of $60,000 or a family income of $100,000, you may want to consider the World Mastercard Tangerine.

This credit card has no annual fee and offers cashback. With this limited-time welcome offer, you can earn an additional 10% cash back (up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.

You can choose two to three purchase categories that interest you (groceries, gas, home furnishings, renovation, recurring bills, pharmacy, etc.) to earn 2% cash back! And there’s no annual cash-back limit.

In addition, the Tangerine World Mastercard comes with several insurance coverages for your purchases and travel :

90 days purchase insurance
One year extended warranty
Mobile Device Insurance
Rental Car Collision/Loss Damage Insurance

Finally, during the first 30 days you hold the card, transfer credit card balances and pay only 1.95% interest on these balances for the first 6 months.

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