Walmart Canada offers two credit cards issued by Mastercard and Fairstone Bank of Canada:
Here are the main features of these two Walmart Mastercard credit cards:
Both Walmart Canada credit cards are attractive, with no annual fee. With the World version, you get 3% cash back on your online purchases at Walmart.ca, which is hard to beat.
Note that most credit cards consider Walmart – along with Costco – to be warehouse stores. As a result, the “for all purchases” earning rate will apply – not the accelerated grocery rate for a card like the American Express Cobalt Card, offering 5 points per dollar. At Walmart, it will, therefore, be only 1 point.
However, on the Mastercard side, some credit cards consider Walmart Supercentres like grocery stores. So you get 5 points per dollar with a card like National Bank World Elite Mastercard.
In Canada, several credit cards are interesting for shopping at Walmart, but also elsewhere. Here is our selection of credit cards with no annual fee from 5 issuers:
Rogers Red Mastercard® is one of the best no-annual-fee credit cards in Canada, especially for Rogers, Fido and Shaw customers.
Right now, you can earn $60 cash back by making one purchase with your mobile wallet in the first 90 days AND 6 automatic payments from your Rogers, Fido or Shaw postpaid service in the first 8 months.
With Rogers Red Mastercard®, and having a single eligible service with Rogers, Fido or Shaw, you can earn 2% unlimited cash back on all eligible purchases.
Eligible services include :
This card is therefore also available to Quebec residents who have mobile service with Rogers or Fido!
Plus, you get 1.5 times the cash back every time you use it for eligible purchases at Rogers, Fido or Shaw – that’s 3% cash back!
Moreover, as a Rogers Red Mastercard® cardholder, you’ll get 5 Roam Like Home days at no cost every year for Rogers mobile plans (up to $80 value)
If you’re not a Rogers, Fido or Shaw customer, you’ll earn 2% cash back on eligible U.S. dollar purchases and 1% cash back on all other eligible purchases.
With the Rogers Red Mastercard®, you’ll earn up to 3% on your purchases at Walmart Supercenters if you’re a Rogers or Fido mobile service customer.
Rogers Red World Elite® Mastercard® is one of the best no-annual-fee cash-back credit cards in Canada.
With Rogers Red World Elite® Mastercard®, you get 2% cash back on all eligible purchases (including Costco) if you have an eligible service with Rogers, Fido or Shaw.
Alternatively, earn 1.5% unlimited cash back on all eligible purchases in currencies other than U.S. dollars.
Receive 3% cash back on all eligible purchases in U.S. dollars (making this credit card particularly suitable for snowbirds) and a 50% bonus on the value of your cash back every time you redeem it for Rogers, Fido or Shaw products.
Moreover, Rogers customers get 5 Roam Like Home days at no cost every year for Rogers mobile plans (up to $80 value).
As Rogers Red World Elite® Mastercard® is a World Elite Mastercard, you benefit from a free subscription to Mastercard Travel Pass (offered by DragonPass) giving access to over 1,300 airport lounges worldwide (US$32 per person per visit).
Finally, you’re protected by a wide range of insurance coverages, such as :
With the Rogers Red World Elite® Mastercard®, you’ll earn up to 3% on your purchases at Walmart Supercenters if you’re a Rogers or Fido mobile service customer.
MBNA Smart Cash Platinum Plus® Mastercard® is one of the best no-annual-fee cash-back credit cards in Canada.
With this card, you can get 2% on:
Up to a monthly purchase limit of $500, and 0.5% cash back everywhere else.
For a limited time, you can earn 5% cash back for the first 6 months, a value of $150. It’s the best no-annual-fee MBNA credit card with cash back.
With the MBNA Smart Cash Platinum Plus® Mastercard®you’ll earn 2% on purchases at Walmart Supercenters that qualify in the Grocery category. And you’ll also get 2% cash back on gas purchases!
In other Walmart and online stores, and anywhere else you’ll get 0.5%.
The Tangerine Money-Back Credit Card has no annual fee and offers cash back.
With this limited-time welcome offer, you can earn an additional 10% cash back (up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.
You can choose two to three purchase categories that interest you (groceries, gas, home furnishings, renovations, recurring bills, pharmacy, etc.) to earn 2% cash back ! And there’s no annual cash-back limit. It is one of the best credit cards for renovations.
In addition, the Tangerine Mastercard offers several insurance coverages for your purchases :
Finally, during the first 30 days you hold the card, transfer credit card balances and pay only 1.95% interest on these balances for the first 6 months.
With the Tangerine Money-Back Credit Card, you’ll earn 2% on purchases at Walmart Supercenters that qualify in the Grocery category.
In other Walmart stores and online, you earn 0.5%. You can also choose up to 2 additional spending categories (like gas and recurring bill payments) to get 2% as well.
If you have an individual income of $60,000 or a family income of $100,000, you may want to consider the World Mastercard Tangerine.
This credit card has no annual fee and offers cashback. With this limited-time welcome offer, you can earn an additional 10% cash back (up to $100) when you spend up to $1,000 on everyday purchases during the first 2 months.
You can choose two to three purchase categories that interest you (groceries, gas, home furnishings, renovation, recurring bills, pharmacy, etc.) to earn 2% cash back! And there’s no annual cash-back limit.
In addition, the Tangerine World Mastercard comes with several insurance coverages for your purchases and travel :
The BMO CashBack Mastercard is a no-annual-fee, cash-back credit card. With the BMO CashBack Mastercard, you can earn 5% cash back for the first three months. This represents a maximum welcome bonus of $125 :
Then you get a cash back rate of:
Finally, you can also get a welcome interest rate of 0.99% on balance transfers for nine months.
With the BMO® CashBack® Mastercard®*, you earn 3% on your purchases at Walmart Supercentres, which qualify in the Grocery spending category. And you’ll also get 1% on recurring bill payments!
Do you want a cash back credit card with no annual fee and a great earning rate for everyday purchases? Here’s an option for you: the SimplyCash® Card from American Express.
With this no-annual-fee credit card, you earn:
And with this welcome offer, you can earn 5% cash back on all purchases (up to $2,000 in purchases) for the first 3 months (up to $100 in Statement credit).
You benefit from several types of insurance : $100,000 travel accident, Purchase Protection, Purchase Security.
Like all American Express Canada Cards, there is no minimum income requirement.
With the SimplyCash® Card from American Express, you’ll earn 1.25% on your purchases at Walmart (in-store and online), as well as on your gasoline purchases and everywhere else!
And this credit card doesn’t require any minimum income, unlike Walmart’s World Mastercard version.
The MBNA Rewards Platinum Plus® Mastercard® is one of Canada’s best no-annual-fee credit cards.
With this card, you can earn 2 points per dollar on:
And 1 point per dollar everywhere else. This is the best MBNA credit card with no annual fee.
For a limited time, you can get 10,000 welcome bonus points, a $100 value on travel purchases charged to your Card.
With the MBNA Rewards Platinum Plus® Mastercard®, you earn 2 points per dollar on your purchases in Walmart Supercentres, which qualify in the Grocery spending category. And you also earn 2 points per dollar on gas and restaurants purchases!
In other Walmart stores and online, you earn 1 point per dollar like anywhere else.
As you can see, you’re not limited to the two Walmart Canada credit cards issued by Fairstone Bank. There are other, even more attractive Mastercard options available to you in Canada!
Check out our other credit card rankings :
There’s the Walmart Mastercard Rewards Card and the Walmart World Mastercard Rewards Card. Click on the link here to compare these two almost identical cards to see which one is best for you.
Log in to your Walmart Rewards profile to view your Walmart Mastercard balance. You can also call Customer Service at 1 888 331-6133.
Log in to your Walmart Rewards profile to get your monthly Walmart Mastercard statement. If you have any problems, you can also call Customer Service at 1-888-331-6133 if you’d like to receive it by mail.
Savings are here (if you don’t see the sign-up form, please click here):
