Offer
Special Offer:
- Enter the code MILESOPEDIA when you apply for your card
- Earn a $20 cash bonus when you sign up for a KOHO account with our link and make your first purchase within 30 days of registration
The features of the KOHO Extra Mastercard® Prepaid Card are as follows:
- Earn 1% cash back on on groceries, eating & drinking, and transportation Plus, up to 50% extra cashback from select merchants.
- Accepted at Costco
- Earn 5% interest on both your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice.
- Choose from one of four exciting card colours. Receive both a physical and virtual card.
- Start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases. Just use your virtual card!
- Card Security – KOHO provides a different card number to help protect your physical card number when you’re shopping or booking services online
- Add your KOHO card to Apple, Samsung or Google Pay
- Automate your savings with Goals and RoundUps. Rounding up every purchase lets you stash away some savings, while Goals make it easier to save for whatever it is that makes you happy
- Lock in savings with Vault that keeps the funds you don’t want to spend separate from your spendable balance
- Create custom budgets and track your spending habits. Know where you’re at in real time with instant notifications every time you spend.
- Build your credit history with a 6-month Credit Builder program at only $10/month and earn cashback with KOHO’s Credit Building & Pre-Paid Credit Cards
- Get access to a cash advance of up to $250 at 0% interest with KOHO Cover
Card Awards
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$48
First Additional Card
$48
Foreign Transaction Fee
1.5%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Welcome Bonus amount
$20 cash back
Costco
Earnings
Per dollar of purchases
All Spending
0.00
Groceries
1 %
Gas
0.00
Dining and Food delivery
0.00
Convenience Stores
0.00
Drugstores
0.00
Local Transport
1 %
Travel
0.00
Entertainment
0.00
Recurring Payments
0.00
Telecom/Internet
0.00
Streaming services
0.00
Online transactions
0.00
Office Supplies
0.00
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection
Our review
Special Offer:
- Enter the code MILESOPEDIA when you apply for your card
- Earn a $20 cash bonus when you sign up for a KOHO account with our link and make your first purchase within 30 days of registration
The features of the KOHO Extra Mastercard® Prepaid Card are as follows:
- Earn 1% cash back on on groceries, eating & drinking, and transportation Plus, up to 50% extra cashback from select merchants.
- Accepted at Costco
- Earn 5% interest on both your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice.
- Choose from one of four exciting card colours. Receive both a physical and virtual card.
- Start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases. Just use your virtual card!
- Card Security – KOHO provides a different card number to help protect your physical card number when you’re shopping or booking services online
- Add your KOHO card to Apple, Samsung or Google Pay
- Automate your savings with Goals and RoundUps. Rounding up every purchase lets you stash away some savings, while Goals make it easier to save for whatever it is that makes you happy
- Lock in savings with Vault that keeps the funds you don’t want to spend separate from your spendable balance
- Create custom budgets and track your spending habits. Know where you’re at in real time with instant notifications every time you spend.
- Build your credit history with a 6-month Credit Builder program at only $10/month and earn cashback with KOHO’s Credit Building & Pre-Paid Credit Cards
- Get access to a cash advance of up to $250 at 0% interest with KOHO Cover
Milesopedia Links
Alternative Cards
-
Prepaid card
-
No Foreign Transaction Fee
-
Accepted at Costco
Legal
Only the users who successfully register a new KOHO account with the correct link and make their first purchase using their KOHO card within 30 days of registration are eligible for the offer and may claim the one-time $20 bonus in their KOHO account. This offer is non-transferable and may only be used once per person. Offer is not applicable in conjunction with other KOHO offers or promotions. KOHO may, at its sole discretion, suspend, terminate or change the terms and requirements of the offer.