Offer
Special Offer:
- Enter the code MILESOPEDIA when you apply for your card
- Get $20 in your KOHO account after the first purchase within the first 30 days
- 2% cash back on transportation, groceries, and restaurants
- No Foreign Transaction Fees
- Financial coaching
- Accepted at Costco
- 1 free international ATM withdrawal per month
Card Awards


Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$84
First Additional Card
$0
Foreign Transaction Fee
0.00%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Welcome Bonus amount
$20 cash back
Costco
Earnings
Per dollar of purchases
All Spending
0.5 %
Groceries
2 %
Gas
2 %
Dining and Food delivery
0.5 %
Convenience Blinds
0.5 %
Drugstores
0.5 %
Local Transport
2 %
Travel
0.5 %
Entertainment
0.5 %
Recurring Payments
0.5 %
Telecom/Internet
0.5 %
Streaming services
0.5 %
Online transactions
0.5 %
Office Supplies
0.5 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+.
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection
Our review
Special Offer:
- Enter the code MILESOPEDIA when you apply for your card
- Get $20 in your KOHO account after the first purchase within the first 30 days
The features of the KOHO Extra Mastercard Prepaid Card (formerly known as the KOHO Premium Mastercard Prepaid Card) are as follows:
- 2% cash back on groceries (including Costco and Walmart), dining and transportation
- 0.5% cash back on all other purchases†
- Accepted at Costco
- No FX fees
- 1 free international ATM withdrawal per month
- Monthly fee of $9 (or $84 per year) with a 30-day free trial