The Best Credit Cards from HSBC Bank Canada

Travel rewards

HSBC World Elite^® Mastercard^®

The HSBC World Elite® Mastercard® is a great credit card with no foreign transaction fees, especially for travel purchases.

For a limited time, you can get:

• Up to 110,000 points ($550 value in travel rewards) if you live in Quebec and with no minimum purchase!
• Up to 80,000 points ($400 value in travel rewards) and waiver of the annual fee for the first year if you live outside Quebec

With the HSBC World Elite® Mastercard®, you can earn:

• 6 points per dollar for travel purchases (flights, hotels, Airbnb, all-inclusive, etc.)
• 3 points per dollar for all other purchases including Costco

This means a return of 1.5% to 3% depending on your purchases!

You can apply your points on any travel purchase charged to your HSBC World Elite® Mastercard® (flights, hotels, Airbnb, all-inclusive, etc.). But you can also transfer your points to three airline loyalty programs: British Airways Executive Club, Asia Miles and Singapore Airlines Krisflyer.

Finally, with the HSBC World Elite® Mastercard® you get:

• $100 annual travel credit (for airport lounges, for example)
• Unlimited access to Boingo WiFi hotspots around the world
• 10% discount for hotel bookings on Expedia or Agoda
• Premium insurance for your travels and purchases

Finally, the HSBC World Elite® Mastercard® does not charge any conversion fees for foreign exchange transactions: you save 2.5% for each transaction.

HSBC Travel Rewards Mastercard

With the HSBC Travel Rewards Mastercard®, you can earn 25,000 points as a welcome bonus with no minimum spending (for Quebec).

With this no annual fee credit card, you get:

• 3 points per dollar on travel purchases
• 2 points per dollar on gas and everyday transportation purchases
• 1 point per dollar on all other purchases

You can use your points to pay for travel or to get many other rewards.

In addition, you will get Trip Interruption Insurance, Baggage Delay Insurance, Hotel/Motel Burglary Insurance, Extended Warranty Insurance and Purchase Insurance.

Cash back

HSBC Cash Rewards Mastercard^®

With the HSBC Cash Rewards Mastercard®, you can earn $125 cash back as a welcome bonus with no minimum spending (for Quebec).

With this no annual fee credit card, you get:

• 1.5% cash back per dollar on online purchases
• 1% cash back per dollar on gas, grocery and drugstore purchases
• 0.5% cash back per dollar on all other everyday purchases

Plus, you get Mobile Device Insurance, Purchase Insurance and Extended Warranty Insurance.

Low Interest

HSBC +Rewards™ Mastercard^®

The HSBC +Rewards™ Mastercard® is a credit card offering rewards and a low-interest rate (11.9%). With the HSBC +Rewards™ Mastercard®, you can earn:

• 2 points per dollar on eligible dining or entertainment purchases
• 1 point per dollar for all other purchases

This credit card is one of the only ones in Canada to offer a Price Protection Service: find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item!

For a limited time, you can get:

• 40,000 points ($200 value in travel rewards) if you live in Quebec
• 35,000 points ($175 value in travel rewards) and First year annual fee rebate if you live outside Quebec

No minimum income is required to get this credit card.

Rewards earned

Best Mastercard Travel Card

The HSBC World Elite^® Mastercard^® is the Best Mastercard Travel Credit Card in 2022 in Canada for these reasons:

• Earning rate on travel purchases (6 points per dollar or 3%)
• No Foreign Transaction Fee
• $100 Annual Travel Credit
• Flexible Rewards
• Accepted at almost every retailer worldwide

Best No Foreign Transaction Fee Credit Card

The HSBC World Elite^® Mastercard^® is the Best No Foreign Transaction Fee Credit Card in 2022 in Canada for these reasons:

• Earning rate on travel purchases (6 points per dollar or 3%)
• No Foreign Transaction Fee
• $100 Annual Travel Credit
• Flexible Rewards
• Accepted at almost every retailer worldwide

Best Low-Interest Credit Card

The HSBC +Rewards™ Mastercard^® is the Best Low Interest Credit Card in 2022 in Canada for these reasons:

• Low annual interest rate on purchases, cash advances and balance transfers of 11.9%
• 1 to 2 points per dollar of purchases (= 0.5 to 1% in travel rewards)
• Accepted at almost every retailer worldwide