You will find below the best credit card offers from HSBC Bank Canada:
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
The Best HSBC Credit Card with travel points
HSBC World Elite® Mastercard®
The HSBC World Elite® Mastercard® is a great credit card with no foreign transaction fees, especially for travel purchases.
With the HSBC World Elite® Mastercard®,you earn:
- 6 points per dollar for travel purchases (flights, hotels, Airbnb, all-inclusive, etc.)
- 3 points per dollar for all other purchases
It’s a 1% to 3% value depending on your purchases!
You can apply your points on any travel purchase charged to your HSBC World Elite® Mastercard® (flights, hotels, Airbnb, all-inclusive, etc.). But you can also transfer your points to three airline loyalty programs: British Airways Executive Club, Asia Miles and Singapore Airlines Krisflyer.

Finally, with the HSBC World Elite® Mastercard® you get:
- $100 annual travel credit (for airport lounges, for example)
- Unlimited access to Boingo WiFi hotspots around the world
- 10% discount for hotel bookings on Expedia or Agoda
- Premium insurance for your travels and purchases
Finally, the HSBC World Elite® Mastercard® does not charge any conversion fees for foreign exchange transactions: you save 2.5% for each transaction.
And it’s one of the best credit cards for Costco, where you earn 3 points per dollar.
The Best Low-Interest HSBC Credit card
HSBC +Rewards™ Mastercard®
The HSBC +Rewards™ Mastercard® is a Rewards credit card with a low-interest rate (11.9%).
With the HSBC MastercardMD + Rewards Card, you can earn :
- 2 points per dollar on eligible dining or entertainment purchases
- 1 point per dollar for all other purchases
This credit card is one of the only ones in Canada to offer a Price Protection Service: find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item!
Frequent Asked Questions about credit cards
Here are frequently asked questions in the milesopedia community about credit cards in Canada.
What is the best credit card in Canada?
There are more than 200 credit cards in Canada. There is no “one best credit card” in Canada.
Several credit cards can match your needs:
What are the criteria to apply for an HSBC Canada credit card?
No minimum income is required to apply for the HSBC +Rewards™ Mastercard®.
However, an annual personal income of $80,000 or family income of $150,000 is required to apply for the HSBC Rewards Credit Cards offer points that can be used for:What is the type of points offered by HSBC Rewards credit cards?
How do I apply for an HSBC Canada credit card?
As with most Canadian credit cards, Milesopedia is a partner with HSBC Canada. Click on the apply now button on the HSBC Canada credit card you are interested in and start your application process!
Tip: please feel free to enter your Social Insurance Number (SIN) through the secure process. This can save you from having to go to a branch to prove your identity.
What is the best Mastercard credit card in Canada?
There are more than 90 Mastercard credit cards in Canada. Check out our Best Mastercard Credit Cards page.