You will find below the best credit card offers from HSBC Bank Canada:
Here is a table summarizing the different offers. For more details, read on or click on the name of a card.
The Best HSBC Credit Card with travel points
HSBC World Elite® Mastercard®
The HSBC World Elite® Mastercard® is a great credit card with no foreign transaction fees, especially for travel purchases.
For a limited time, you can get:
- Up to 100,000 points (a $500 value in travel rewards) if you live in Quebec and with no minimum purchase!
- Up to 70,000 points (a $350 value in travel rewards) and a first-year annual fee waiver if you live outside Quebec
With the HSBC World Elite® Mastercard®,you earn:
- 6 points per dollar for travel purchases (flights, hotels, Airbnb, all-inclusive, etc.)
- 3 points per dollar for all other purchases including Costco
It’s a 1% to 3% value depending on your purchases!
You can apply your points on any travel purchase charged to your HSBC World Elite® Mastercard® (flights, hotels, Airbnb, all-inclusive, etc.). But you can also transfer your points to three airline loyalty programs: British Airways Executive Club, Asia Miles and Singapore Airlines Krisflyer.
Finally, with the HSBC World Elite® Mastercard® you get:
- $100 annual travel credit (for airport lounges, for example)
- Unlimited access to Boingo WiFi hotspots around the world
- 10% discount for hotel bookings on Expedia or Agoda
- Premium insurance for your travels and purchases
Finally, the HSBC World Elite® Mastercard® does not charge any conversion fees for foreign exchange transactions: you save 2.5% for each transaction.
And it’s one of the best credit cards for Costco, where you earn 3 points per dollar.
Read the full article on this card here.
The Best Low-Interest HSBC Credit card
HSBC +Rewards™ Mastercard®
The HSBC +Rewards™ Mastercard® is a credit card offering rewards and a low-interest rate (11.9%).
With the HSBC MastercardMD + Rewards Card, you can earn :
- 2 points per dollar on eligible dining or entertainment purchases
- 1 point per dollar for all other purchases
This credit card is one of the only ones in Canada to offer a Price Protection Service: find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item!
For a limited time, you can get:
- 25,000 points (a $125 value in travel rewards) if you live in Quebec
- 20,000 points (a $100 value in travel rewards) and a first-year annual fee waiver if you live outside Quebec
Frequent Asked Questions about credit cards
Here are frequently asked questions in the milesopedia community about credit cards in Canada.
What is the best Mastercard credit card in Canada?
The best credit card offered by HSBC Canada is the HSBC World Elite® Mastercard®. This card has no foreign transaction fee, and you can earn up to 6 points per dollar.
What are the criteria to apply for an HSBC Canada credit card?
No minimum income is required to apply for the HSBC +Rewards™ Mastercard®.
However, an annual personal income of $80,000 or family income of $150,000 is required to apply for the HSBC partners with Equifax to check your credit report.Which credit bureau is verified by HSBC Canada?
What is the type of points offered by HSBC Rewards credit cards?
HSBC Rewards Credit Cards offer points that can be used for:
- travel
- transfer to airline miles
- gift cards and products
- financial rewards
How do I apply for an HSBC Canada credit card?
As with most Canadian credit cards, Milesopedia is a partner with HSBC Canada. Click on the apply now button on the HSBC Canada credit card you are interested in and start your application process!
Tip: please feel free to enter your Social Insurance Number (SIN) through the secure process. This can save you from having to go to a branch to prove your identity.
How do I contact HSBC Mastercard customer service?
You can contact HSBC Mastercard at 1-866-406-4722. If you are an HSBC Premier customer, call 1-866-405-4722.