Are you looking for information about an online banking account and want to know if NBC is the online bank for you? In this guide, you will learn all about National Bank online:
- The best NBC chequing account offers
- Our review about National Bank Online
- Online services offered by the NBC
- Frequently Asked Questions about National Bank Online
And until October 31, 2022, you can earn $300 cash back when you open your first National Bank chequing account!
The best chequing account offers from the NBC
National Bank offers 4 levels of NBC chequing accounts with fixed monthly fees ranging from $3.95 to $25.95:
- The Minimalist
- The Modest
- The Connected
- The Total
In addition, specific NBC chequing account offers are available for newcomers and certain professionals:
From July 1 to October 31, 2022, you can earn $300 cash back on your first National Bank chequing account.
This is in conjunction with our exclusive offer for the National Bank’s World Elite Mastercard® and the National Bank Platinum Mastercard (35,000 points and first-year free)!

NBC The Total Chequing Account
With the NBC The Total Chequing Account, you get:
- Unlimited access on all digital and branches transactions
- Access to ABMs in THE EXCHANGE® network at no additional cost
- 100 personalized cheques per year
- Foreign currency bank draft
- CAD bank drafts included
- Special rates for online trading
- Mobile cheque deposit
- Interac e‑Transfers unlimited and free
And until October 31, 2022, you can earn $300 cash back by opening a National Bank The Total Chequing Account through this link.

There are two requirements for the $300 cash back:
- Make at least one bill payment from your new bank account, for a minimum amount of $50, from your online bank or via your National Bank app.
- Set up a recurring, automatic direct deposit of your monthly pay or pension.
The monthly fee for the National Bank The Total Chequing Account vary depending on your age:
Age | Monthly fees |
0 to 17 years old | $18 |
18 to 24 years old | $13 |
25 to 59 years old | $28.95 |
60 years and over | $23,95 |
NBC The Connected Chequing Account
With the NBC The Connected Chequing Account, you get:
- Unlimited access on all digital transactions
- Access to ABMs in THE EXCHANGE® network at no additional cost
- Special rates for online trading
- Mobile cheque deposit
- Interac e‑Transfers unlimited and free
And until October 31, 2022, you can earn $300 cash back by opening a National Bank The Connected Account through this link.

There are two requirements for the $300 cash back:
- Make at least one bill payment from your new bank account, for a minimum amount of $50, from your online bank or via your National Bank app.
- Set up a recurring, automatic direct deposit of your monthly pay or pension.
The monthly fee for the National Bank’s Connected Chequing Account vary depending on your age:
Age | Monthly fees |
0 to 17 years old | $5 |
18 to 24 years old | $0 |
25 to 59 years old | $15.95 |
60 years and over | $10.95 |
NBC Chequing Account for Newcomers to Canada
The NBC Chequing Account for Newcomers to Canada offers:
- Unlimited access on all digital transactions
- Access to ABMs in THE EXCHANGE® network at no additional cost
- Mobile cheque deposit
- Interac e‑Transfers unlimited and free

The monthly fee for the NBC Chequing Account for newcomers to Canada is $0 for the first 3 years.
You can open the NBC Chequing Account for newcomers to Canada:
- from your home country
- or up to 5 years after your arrival in Canada!
And until October 31, 2022, you can earn $300 cash back by opening an NBC Chequing Account for newcomers to Canada through this link.
NBC Chequing Account for Professionals in Administration
The NBC Chequing Account for professionals in administration offers:
- Unlimited access on all digital transactions
- Access to ABMs in THE EXCHANGE® network at no additional cost
- Special rates for online trading
- Mobile cheque deposit
- Interac e‑Transfers unlimited and free
And through October 31, 2022, you can earn $300 cash back by opening an NBC Chequing Account for Administrative Professionals via this link.

The monthly fee for the NBC Chequing Account for Administrative Professionals is $12.95.
However, you can get three bank accounts with no monthly service fees, including unlimited transactions on most automated services by signing up for an eligible Mastercard:
These privileges are available to
- Graduates of an eligible business school
- MBA
- Bachelor of Administration
- Human Resources Consultants
- Industrial Relations Advisors
NBC chequing account for business professionals
The NBC Chequing Account for business professionals offers:
- Unlimited access on all digital transactions
- Access to ABMs in THE EXCHANGE® network at no additional cost
- Special rates for online trading
- Mobile cheque deposit
- Interac e‑Transfers unlimited and free
And through October 31, 2022, you can earn $300 cash back by opening an NBC Chequing Account for Business Professionals through this link.

The monthly fee for the NBC Chequing Account for Business Professionals is $12.95.
However, you can get three bank accounts with no monthly service fees, including unlimited transactions on most automated services by signing up for an eligible Mastercard:
These privileges are available to
- Lawyers
- Accountants (CPA)
- Notaries
- CFA
- Actuaries
NBC chequing account for engineers and engineering graduates
The NBC Chequing Account for engineers and engineering graduates offers:
- Unlimited access on all digital transactions
- Access to ABMs in THE EXCHANGE® network at no additional cost
- Special rates for online trading
- Mobile cheque deposit
- Interac e‑Transfers unlimited and free
And through October 31, 2022, you can earn $300 cash back by opening an NBC Chequing Account for Engineers and Engineering Graduates via this link.

The monthly fee for the NBC Chequing Account for engineers and engineering graduates is $12.95.
However, you can get three bank accounts with no monthly service fees, including unlimited transactions on most automated services by signing up for an eligible Mastercard:
These privileges are available to
- engineers
- engineering graduates
NBC chequing account for health professionals
The NBC Chequing Account for health care professionals offers:
- Unlimited access on all digital transactions
- Access to ABMs in THE EXCHANGE® network at no additional cost
- Special rates for online trading
- Mobile cheque deposit
- Interac e‑Transfers unlimited and free
And through October 31, 2022, you can earn $300 cash back by opening an NBC Chequing Account for Health Professionals via this link.

The monthly fee for the NBC Chequing Account for Health Care Professionals is $12.95.
However, you can get three bank accounts with no monthly service fees, including unlimited transactions on most automated services by signing up for an eligible Mastercard and the fee will be free!
Here are the three eligible NBC Mastercard credit cards:
These privileges are available to
- Doctors
- Chiropractors
- Dentists
- Optometrists
- Pharmacists
- Podiatrists
- Veterinarians
NBC Chequing Account for Health Professionals
The NBC Chequing Account for Health Care Professionals offers:
- Unlimited access on all digital transactions
- Access to ABMs in THE EXCHANGE® network at no additional cost
- Special rates for online trading
- Mobile cheque deposit
- Interac e‑Transfers unlimited and free
And through October 31, 2022, you can earn $300 cash back by opening anNBC Chequing Account for Health Professionals via this link.

The monthly fee for the NBC Chequing Account for Health Professionals is $12.95.
However, you can get three bank accounts with no monthly service fees, including unlimited transactions on most automated services by signing up for an eligible Mastercard:
These privileges are available to
- ambulance drivers or paramedics
- audiologists
- dental laboratory assistant
- denturists
- dieticians or nutritionists
- occupational therapists
- dental hygienists
- respiratory therapists
- opticians
- speech therapists
- osteopaths
- social workers (including marriage and family therapists)
- pharmacologists
- physiotherapists
- social workers (including marriage and family therapists)
- psychologists
- midwives
- medical technologists
- medical imaging or radiation oncology technologists
- dieticians or nutritionists
- chiropodists (outside Quebec only)
- medical electrophysiology technologist
- psychotherapists
- psychoeducators
- acupuncturists
NBC Chequing Account for Nursing Professionals
The NBC Chequing Account for nursing professionals offers:
- Unlimited access on all digital transactions
- Access to ABMs in THE EXCHANGE® network at no additional cost
- Special rates for online trading
- Mobile cheque deposit
- Interac e‑Transfers unlimited and free
And through October 31, 2022, you can earn $300 cash back by opening an NBC Checking Account for Nursing Professionals via this link.

The monthly fee for the NBC Chequing Account for Nursing Professionals is $12.95.
However, you can get three bank accounts with no monthly service fees, including unlimited transactions on most automated services by signing up for an eligible Mastercard:
These privileges are available to
- nurses
- nursing assistants
The best NBC credit card offers
National Bank of Canada offers many NBC Mastercard credit cards to meet your needs:
Our review about National Bank Online
In Quebec and elsewhere in Canada, National Bank Online offers many banking services for its customers. By holding a debit card from NBC, you can access National Bank’s online banking services.
Several online services are offered by the NBC:
- Check your National Bank chequing or savings accounts online
- Manage online your NBC loans and mortgages
- National Bank Online Smartphone application to manage your accounts from any location
- Sending money from your National Bank account online with Interac
- And more!
National Bank’s online banking services are complete, particularly in Quebec, with numerous NBC branches. The National Bank is thus an excellent choice.

Online services offered by the NBC
By being a National Bank Online client, you can benefit from many advantages:
- 24/7 access to NBC online Banking services
- Online payments of your transactions and bills
- Send money quickly to the person of your choice with an Interac e-Transfer
- Receive government deposit in the NBC account of your choice with CRA direct deposit
- Deposit your cheques anywhere with the National Bank mobile application
- Download a sample cheque via National Bank online
- Take advantage of a National Bank virtual assistant available 24/7.
- In the event of loss or theft, block, unblock or replace your credit card with National Bank online.
Also, be aware that National Bank offers discounts and benefits for newcomers, students, entrepreneurs, health professionals, engineering professionals and business professionals.

Frequently Asked Questions about National Bank Online
What is the difference between a chequing and a savings account?
You can use your chequing account for day-to-day transactions like making bill payments and transferring money to other people or accounts. With a National Bank chequing account, you can get a debit card, a chequebook and access to your online banking and customer service by phone or in a branch.
An NBC savings account is an account that earns interest. It’s a great way to save up for a specific goal, like a vacation or a new car, or to ensure you have an emergency fund available when you need it. A savings account offers an interest rate on the money you put in it.
How do I get my debit card?
You will receive a debit card when you open a chequing account. You’ll be able to set your personal Identification number (PIN) at the branch ABM. If there is no ABM at your branch, you will receive your card and PIN by mail.
I've lost my debit card: what do I do?
If your card is lost, stolen, misused or retained by an ATM, contact the National Bank online without delay.
Within Canada and the U.S.
By phone:
514-394-1427 (Montreal area)
National Bank’s online toll-free number: 1 888 835-6281
These numbers are accessible 24 hours a day, 7 days a week.c
Elsewhere:
There are two ways you can contact us:
- By dialing an international number free of charge
- Making a collect call
Dial an international number free of charge
Depending on the country you are in, dial one of these international numbers at no cost. They are accessible from 50 countries.
Make a collect call:
If you are calling from a country that is not on the list of international toll-free numbers, dial an operator and place a collect call to the National Bank: 514-281-3159.
How do I get a sample cheque from National Bank?
You can get a free cheque sample with National Bank online in two ways:
By logging in to your online bank:
- First of all, Click Overview in the left menu
- Then Select the account for which you want to obtain a specimen cheque
- Then click on the Options tab.
- Finally, click on the link Download a sample cheque (under the cheque image)
Or with the National Bank app:
- First, select the appropriate account
- Then click on the blue banner at the top
- Finally, click on Get a sample check
Otherwise, you can go to a National Bank branch to get your NBC specimen cheque.
How do I contact National Bank online?
You can reach out to the NBC in several ways:
- With the secure messaging of your National Bank online account
- By going to one of the NBC branches
- By calling 1 888 835-6281
What are the best NBC credit cards?
The National Bank issues many Mastercard credit cards. See our page dedicated to the best National Bank credit card offers.