To the point
Earn 15,000 points and a first-year annual fee rebate with the new National Bank NBC Rewards credit cards offers.
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Summary of National Bank Credit Card Welcome Offers
The new welcome offers for NBC Travel Rewards credit cards are out! They are identical for all three and are available until December 20, 2021:
- National Bank Platinum Mastercard: 15,000 reward points and $89 annual fee rebate for the first year
- National Bank World Mastercard: 15,000 reward points and $115 annual fee rebate for the first year
- National Bank World Elite Mastercard: 15,000 reward points and $150 annual fee rebate for the first year
You can use these 15,000 Points to treat yourself for :
- Travel: Redeem your points for a travel expense or book a trip with your points with NBC’s À la carte Travel Agency (best value)
- Items or gift cards from the NBC À la carte Rewards Program catalogue
- Some financial products held at National Bank and its subsidiaries
15,000 points are worth up to $150 towards travel expenses. In addition, there is the annual fee reimbursement and other travel benefits with these cards (insurance and even an annual travel credit of up to $250 with the National Bank World Elite Mastercard).
How to get this welcome offer?
Savings on annual fees for the first year:
To receive the annual fee refund for the first year, you must make your first purchase on the account within the first 45 days of opening the account. They will appear as a charge and credit on the second or third statement after your account is opened.
Bonus Rewards points
The bonus rewards points under this promotion will be credited to the credit card account in a single paymentno later than the 5th statement following the account opening.
NBC Platinum Mastercard
The National Bank Platinum Mastercard is a good credit card from NBC.
Take advantage of this welcome offer to :
- Earn 15,000 Reward Points after a net purchase of $3,000 or more in the first three months
- get a first-year annual fee rebate
You earn 1 point per dollar on all your purchases. Several complete travel insurances are available for up to 10 days with this card.
There is no minimum income requirement.
NBC World Mastercard
The National Bank World Mastercard is an excellent credit card from NBC.
Take advantage of this welcome offer to :
- Earn 15,000 Reward Points after a net purchase of $3,000 or more in the first three months
- get a first-year annual fee rebate
With this card, you can earn up to 2 points per dollar on all your purchases. And you can take advantage of comprehensive travel insurance for up to 60 days with this card.
Besides, you can enjoy access to the LoungeKey airport lounges as well as free Wi-Fi with Boingo.
NBC World Elite Mastercard
The National Bank World Elite Mastercard® is the best credit card from NBC.
Take advantage of this welcome offer to :
- Earn 15,000 Reward Points after a net purchase of $3,000 or more in the first three months
- get a first-year annual fee rebate
You can earn up to 2 points per dollar in card purchases, including at Costco.
Besides, you get up to $250 in travel credits per calendar year:
- Airport parking: $100
- Baggage fees: $100
- Seat selection: $50
The National Bank’s World Elite Mastercard® is a credit card to keep, year after year, for several reasons:
- it has one of the best travel and purchases credit card insurance on the market
- up to $250 travel credit per year
- Unlimited access to the National Bank Lounge at Montreal-Trudeau airport
Minimum income required: $80,000
Unique benefits of the NBC World Elite Mastercard
$250 refund on travel expenses per calendar year
With the Smart Traveller program, each calendar year, as a cardholder of the National Bank’s World Elite Mastercard®, you can get a refund of up to $250 on selected travel expenses.
- Airport parking: $100
- Baggage fees: $100
- Seat selection: $50
This is a great perk for those who use an airport parking lot (note that Park & Fly also works with this benefit) or who have to pay baggage or seat selection fees.
These credits are valid per calendar year. So if you apply for the National Bank’s World Elite Mastercard® in 2021, you can use those credits on travel expenses occurring before December 31, 2021, and you will get new credits on January 01, 2022.
However, if you do not use the 2021 ones, they will be lost.
Unlimited access to the National Bank Lounge at Montreal-Trudeau
With the National Bank’s World Elite Mastercard®, you can get unlimited and complimentary access to the National Bank Lounge at Montreal-Trudeau (YUL).
This benefit is valid for the main cardholder as well as an additional traveller. And up to two children.
Benefits common to both the World and World Elite Mastercard NBC cards
Airport lounges access
The National Bank World Mastercard and National Bank World Elite Mastercard offer access to over 1,000 airport lounges around the world part of the LoungeKey network.
For each visit, you will have to pay an entrance fee of 32 US$ per person.
Free Wi-Fi with Boingo
The National Bank World Mastercard and the National Bank World Elite Mastercard offer free unlimited access to over 1 million Wi-Fi hotspots via Boingo worldwide.
This is particularly useful with some airlines such as WestJet, Lufthansa, Swiss, Austrian, Singapore Airlines, Etihad, etc.
National Bank Credit Cards insurance
For most of the insurance included, the National Bank’s World Elite Mastercard® is one of Canada’s only credit cards to cover you even if you only charge a part of the cost of the trip on it.
The following expenses will be reimbursed, provided that a portion (…) of the trip was charged to the account.
Banque Nationale du Canada
For travel insurance, only baggage insurance in case of delay and vehicle rental insurance requires that the entire cost was charged to the card.
| Insurance | Coverage |
| Medical/hospital insurance Out-of-province-of-residence |
up to $5,000,000 per person (see details on age and duration) |
| Trip Cancellation Insurance (before departure) |
up to $2,500 per insured person |
| Trip Interruption Insurance (after departure) |
up to $5,000 per insured person |
| Departure flight delay insurance (over 4 hours) |
$250 per day (up to $500 per person) |
| Baggage insurance in case of delay (over 6 hours) |
up to $500 per person |
| Lost or Stolen Baggage Insurance | up to $1,000 per person |
| Vehicle rental insurance | Vehicle valued up to $65,000
theft of personal effects up to $2,000 |
| Purchase protection in the event of theft or damage (180 days) |
up to $60,000 |
| Possibility of tripling the manufacturer’s warranty | up to 2 additional years |
| Insurance booklet | NBC World Elite Mastercard |
The National Bank’s World Elite Mastercard® offers different coverage for emergency medical care while travelling depending on:
- the person’s age
- the length of the trip
| Age | Maximum trip time frame |
| 54 and under | 60 days |
| 55 to 64 | 31 days |
| 65 to 74 | 15 days |
| 75 years or older | no coverage |
Using points
À la carte Rewards
To redeem your NBC Rewards points, you need to log in to the NBC À la carte Rewards portal.
You can book your vacation with your points (plus monetary supplement if required) through the À la carte Travel Agency: 10,000 points for every $100.
This is simply the best use you will make of your NBC Rewards points!
Statement credit
You can use your NBC points as an account credit for all travel expenses charged to your credit card (you have to redeem your points within 60 days after the travel expense).
Eligible purchases are:
- Flights
- Vacation packages
- Car rentals
- Hotel nights
- Cruises
- Condominium or cottage bookings for tourism purposes
- Airbnb
- Excursions
- Camping
- And more!
However, for this type of redemption, the rate is different (see table below).
You can also redeem your points for a product in the À La Carte Rewards catalogue.
NBC Rewards Chart
You can book your vacation with your points (plus monetary supplement if required) through the À la carte Travel Agency: 10,000 points for every $100.
| Rewards | Points for $100 |
| A La Carte Travel Agency Redemptions | 10 000 |
| Flexible travel discounts (from 55,000 points redeemed) |
11 000 |
| Flexible travel discounts | 12 000 |
| Extras À La Carte RRSP or TFSA contribution Reimbursement of your all-in-one line of credit or mortgage loan |
12 000 |
| Gift-card | 12 000 – 13 500 |
| Statement credit | 25 000 |
In addition, the A la carte Rewards store also allows you to redeem your points for merchandise and gift cards.
If you have a promotional code, you can use it at checkout.
By the way, use our exclusive milesopedia promo code“PED100”, to enjoy 100 points off your redemption total. This code is valid only once, until September 30, 2021.
Conclusion
It’s a great time to apply for the National Bank World Elite Mastercard and get 15,000 points and the first year free while having one of the best credit cards with insurance in Canada!
If you don’t have the minimum income requirement of $80,000, you may be able to earn a similar welcome bonus with the National Bank World Mastercard or National Bank Platinum Mastercard.
