To the point
Get 35,000 points and the first-year free with National Bank's exclusive welcome offers for Milesopedia!
Summary of National Bank Credit Card Welcome Offers
In partnership with the National Bank, Milesopedia presents 2 exclusive offers:
- National Bank Platinum Mastercard: 35,000 Points and First-Year Free (main cardholder and first authorized user)
- National Bank World Elite Mastercard: 35,000 Points and First-Year Free (main cardholder and first authorized user)
You can redeem those 35,000 Points to treat yourself for:
- Travel: Redeem your points for a travel expense or book a trip with your points with NBC’s À la carte Travel Agency (best value)
- Items or gift cards from the NBC À la carte Rewards Program catalogue
- Some financial products held at National Bank and its subsidiaries
35,000 points are worth up to $350 towards travel expenses.
In addition, there is the annual fee reimbursement and other travel benefits with these cards (insurance and even an annual travel credit of up to $250 with the National Bank World Elite Mastercard).
National Bank's World Elite Mastercard®
The National Bank’s World Elite Mastercard® is the best NBC credit card.
With this exclusive welcome offer for Milesopedia readers, you can earn 35,000 points after $3,000 in purchases and the first year annual fee is waived for the primary and first additional cardholder.
You can earn up to 2 points per dollar in Card purchases, including at Costco. Besides, you get up to $250 in travel credits per calendar year:
- Airport parking: $100
- Baggage fees: $100
- Seat selection: $50
In addition, you can enjoy access to DragonPass airport lounges and free Wi-Fi with Boingo.
The National Bank’s World Elite Mastercard®is a credit card to keep, year after year, for several reasons:
- it has one of the best travel and purchases credit card insurance on the market
- up to $250 travel credit per year
- Unlimited access to the National Bank Lounge at Montreal-Trudeau airport
National Bank Platinum Mastercard
Unlike the other two travel rewards cards, the National Bank Platinum Mastercard does not require a minimum income.
With this exclusive welcome offer for Milesopedia readers, you can earn 35,000 points after $3,000 in Card purchases, and the first-year annual fee is waived for the primary and first additional cardholder.
You can earn 1 point per dollar on purchases, including at Costco.
In addition, you get premium insurance usually dedicated for high-end credit cards:
- 180-day Purchase protection in the event of theft or damage
- Possibility of tripling the manufacturer’s warranty (up to 2 additional years)
- Trip Cancellation Insurance
- Trip Interruption Insurance
- Out-of-province hospital insurance
- Flight delay insurance
- Baggage insurance in case of delay, theft or loss
- Car rental insurance
Unique benefits of the NBC World Elite Mastercard
$250 refund on travel expenses per calendar year
With the Smart Traveller program, each calendar year, as a cardholder of the National Bank’s World Elite Mastercard®, you can get a refund of up to $250 on selected travel expenses.
- Airport parking: $100
- Baggage fees: $100
- Seat selection: $50
This is a great perk for those who use an airport parking lot (note that Park & Fly also works with this benefit) or who have to pay baggage or seat selection fees.
These credits are valid per calendar year. This means that if you sign up for the National Bank’s World Elite Mastercard® in 2022, you’ll have these credits until December 31, 2022, and then you’ll get new ones on January 1, 2023.
However, if you don’t use the 2022 ones, they will be lost.
Unlimited access to the National Bank Lounge at Montreal-Trudeau
With the National Bank World Elite Mastercard, you can get unlimited and complimentary access to the National Bank Lounge at Montreal-Trudeau (YUL).
This benefit is valid for the main cardholder as well as an additional traveller. And up to two children.
Benefits common to both the World and World Elite Mastercard NBC cards
Airport lounges access
The National Bank World Mastercard and National Bank World Elite Mastercard offer access to over 1,000 airport lounges around the world part of the LoungeKey network.
For each visit, you will have to pay an entrance fee of 32 US$ per person.
Free Wi-Fi with Boingo
The National Bank World Mastercard and the National Bank World Elite Mastercard offer free unlimited access to over 1 million Wi-Fi hotspots via Boingo worldwide.
This is particularly useful with some airlines such as WestJet, Lufthansa, Swiss, Austrian, Singapore Airlines, Etihad, etc.
National Bank Credit Cards insurance
For most of the insurance included, the National Bank’s World Elite Mastercard® is one of Canada’s only credit cards to cover you even if you only charge a part of the cost of the trip on it.
The following expenses will be reimbursed, provided that a portion (…) of the trip was charged to the account.
Banque Nationale du Canada
For travel insurance, only baggage insurance in case of delay and vehicle rental insurance requires that the entire cost was charged to the card.
| Insurance | Coverage |
| Medical/hospital insurance Out-of-province-of-residence |
up to $5,000,000 per person (see details below on age and duration) |
| Trip Cancellation Insurance (before departure) |
up to $2,500 per insured person |
| Trip Interruption Insurance (after departure) |
up to $5,000 per insured person |
| Departure flight delay insurance (over 4 hours) |
$250 per day (up to $500 per person) |
| Baggage insurance in case of delay (over 6 hours) |
up to $500 per person |
| Lost or Stolen Baggage Insurance | up to $1,000 per person |
| Vehicle rental insurance |
Vehicle valued up to $65,000 theft of personal effects up to $2,000 |
| Purchase protection in the event of theft or damage (180 days) |
up to $60,000 |
| Possibility of tripling the manufacturer’s warranty | up to 2 additional years |
| Insurance booklet |
The National Bank’s World Elite Mastercard® offers different coverage for emergency medical care while travelling depending on:
- the person’s age
- the length of the trip
| Age | Maximum trip time frame |
| 54 and under | 60 days |
| 55 to 64 | 31 days |
| 65 to 74 | 15 days |
| 75 years or older | no coverage |
Redeeming points
À la carte Rewards
To redeem your NBC Rewards points, you need to log in to the NBC À la carte Rewards portal.
You can book your vacation with your points (plus monetary supplement if required) through the À la carte Travel Agency: 10,000 points for every $100.
This is simply the best use you will make of your NBC Rewards points!
Statement credit
You can use your NBC points as an account credit for all travel expenses charged to your credit card (you have to redeem your points within 60 days after the travel expense).
Eligible purchases are:
- Flights
- Vacation packages
- Car rentals
- Hotel nights
- Cruises
- Condominium or cottage bookings for tourism purposes
- Airbnb
- Excursions
- Camping
- And more!
However, for this type of redemption, the rate is different (see table below).
You can also redeem your points for a product in the À La Carte Rewards catalogue.
NBC Rewards Chart
You can book your vacation with your points (plus monetary supplement if required) through the À la carte Travel Agency: 10,000 points for every $100.
| Rewards | Points for $100 |
| A La Carte Travel Agency Redemptions | 10 000 |
| Flexible travel discounts (from 55,000 points redeemed) |
11 000 |
| Flexible travel discounts | 12 000 |
| Extras À La Carte RRSP or TFSA contribution Reimbursement of your all-in-one line of credit or mortgage loan |
12 000 |
| Gift-card | 12 000 – 13 500 |
| Statement credit | 25 000 |
In addition, the A la carte Rewards store also allows you to redeem your points for merchandise and gift cards.
If you have a promotional code, you can use it at checkout.
Conclusion
Now is the best time to apply for the National Bank World Elite Mastercard to get 35,000 points and the first-year free while having the Best Credit Card for Travel Insurance in 2022!
If you don’t have the minimum income requirement of $80,000, you may be able to earn a similar welcome bonus with the National Bank Platinum Mastercard. This card does not require a minimum income.
Come to discuss that topic in our Facebook Group!
