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The Cathay World Elite Mastercard – powered by Neo is not available in Quebec.

Welcome Offer

• Earn up to 40,000 Asia Miles as a welcome bonus: 20,000 Asia Miles on approval and 20,000 Asia Miles after $5,000 in purchases within 3 months
• 15% discount on Cathay Pacific flights with promotional code

Features of the Cathay World Elite Mastercard – powered by Neo:

• 2 Asia Miles for every $1 spent on purchases made in foreign currencies
• 2 Asia Miles for every $1 spent on Cathay Pacific flights
• 5 Asia Miles per dollar on average at thousands of Neo partners across the country
• 1 Asia Mile per dollar on purchases made in Canada
• Enjoy exclusive member benefits: priority check-in, free extra baggage and access to Cathay Pacific lounges
• Benefit from comprehensive insurance covering medical emergencies, cancellations and lost baggage
• Access over 1,300 airport lounges worldwide with DragonPass
• Avoid queues with Mastercard’s Fast Track service at security checkpoints

Everyday cashback

• 6% on average on restaurants, bars and cafés
• 4% on your favorite apps (Netflix, Disney+, Crave, Apple, Uber, Lyft, SkipTheDishes, DoorDash and UberEats)
• Up to 3% on gas and groceries

Features and benefits

• Personalized insights powered by generative chat AI (coming soon)
• Digital card available to use immediately
• Get cashback at thousands of local and national partners

A game-changer card for teens

A card designed for teens and great for all. The JA Money card—powered by Neo gives you the tools to manage your money, save smarter, and get rewarded.

Exclusive cashback offers at Neo partners

• Restaurants & Food Delivery: Enjoy 5% average cashback at awesome restaurants and Uber Eats.
• Clothing & Footwear: Shop the latest styles and score 2% cashback at stores like Dynamite, JD Sports, and Simons.
• Books & eBooks: Catch up on reading with 2% cashback at places like Chapters, Indigo, and Kobo.
• Games & Entertainment: Level up with 2% cashback at spots like PlayStation, Xbox, Nintendo, and Steam.
• Health & Fitness: Stay active with 2% cashback at places like GoodLife Fitness and YMCA.
• And more: Use the Neo app to discover over 10,000 places to earn rewards— it’s like the Google Maps of cashback.

Features and benefits

• Get notified in real time: Know what’s happening with your money at all times. Get notified anytime money goes in or out of your account, freeze and unfreeze your card instantly.
• Safe, secure deposits: Deposits are eligible for CDIC protection², and payments are protected by a world-class security infrastructure.
• Advanced app security: Protect your account with Face ID, fingerprint lock, and two-factor authentication.

• Get $25 cash back when you sign up for the Neo Mastercard.

• Guaranteed approval without credit check
• International IDs accepted
• $5 monthly fee
• Up to 5% cash back at partner restaurants and bars

• Up to 5% cash back on groceries, 3% cash back on gas and 1% cash back everywhere else
• Receive bonus cash back based on your Neo Everyday account balance: up to 7% back at the grocery store
• Mastercard World Elite^® travel benefits including collision coverage for car rentals and comprehensive travel insurances
• Instant credit limit up to $30,000
• Earn additional cash back at over 10,000 Neo network partners
• Annual fee of $125
• Secured option to build credit history

• Up to 2% cash back on grocery, gas and recurring payments. And 0.5% on everything else.
• Receive bonus cash back based on your Neo Everyday account balance: up to 4% back at the grocery store
• Earn additional cash back at over 10,000 Neo network partners
• No annual fee
• Secured option to build credit history