Welcome offer
Earn up to 30,000 Asia Miles and a 10% booking discount on flights
Features of the Cathay World Elite® Mastercard® – powered by Neo:
2 Asia Miles for every $1 spent on purchases made in foreign currencies
2 Asia Miles for every $1 spent on Cathay Pacific flights
5 Asia Miles for every $1 spent at thousands of Neo partners nationwide
1 Asia Miles for every $1 spent on purchases in Canada
Get exclusive member benefits: priority online check-in, extra baggage allowance and redeemable access to Cathay Pacific’s business class lounge.
Travel with peace of mind thanks to insurance covering emergencies, cancellations, lost luggage and much more.
Access to over 1,300 airport lounges worldwide
Book professional, punctual airport transportation with Mastercard’s airport transfer option
Bypass security lines with Mastercard’s Fast Track airport security service
Read More Read Less
Annual Fee
Primary card $180 Additional card
Annual Income Required
Individual $80,000 Household $150,000
Interest Rates
Purchase Rates
19.99 %
Cash Advance Rates
22.99 %
Balance Transfer Rates
22.99 %
Earning Rate
All Spending 1 miles Groceries 1 miles Gas 1 miles
Advantages
Annual Credit VIP Lounges
Travel Insurance
Travel medical insurance up to 54 years old
$1,000,000
14 day(s)
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,000
Trip Interruption Insurance
$1,000
Common Carrier Travel Accident Insurance
$100,000
Flight Delay Insurance
$250
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000
Read More Read Less
Close
{"main":{"value":null,"welcome_bonus":"Up to 30,000 miles","estimated_value":0,"mc_welcome_bonus_amount":"30000","minimum_spending":"$3,000","minimum_spending_timeframe_months":"3 month(s)","best_for":[{"term_id":782,"name":"Travel","slug":"travel","term_group":0,"term_taxonomy_id":782,"taxonomy":"mc_best_for","description":"","parent":0,"count":39,"filter":"raw","term_order":"0"}],"annual_fee":"180","first_year_fee":false,"loyalty_slug":"asia-miles-en","card_slug":"cathay-world-elite-mastercard-powered-by-neo"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":740,"name":"Travel Rewards","slug":"travel-points-en","term_group":0,"term_taxonomy_id":740,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":65,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":750,"name":"Asia Miles","slug":"asia-miles-en","term_group":0,"term_taxonomy_id":750,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":11,"filter":"raw","term_order":"0"},"rewards_groceries":"1","rewards_gas_stations":"1","rewards_restaurants":"1","rewards_travel":"1","rewards_recurring_payments":"1","rewards_allspending":"1","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"","mc_foreign_fee":"2.5%","mc_purchase_rates":"19.99%","mc_cash_advance_rates":"22.99%","mc_balance_transfer_rates":"22.99%","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":true,"mc_trip_cancellation_insurance":true,"mc_trip_interruption_insurance":true,"mc_medical_travel_insurance":true,"mc_flight_delay_insurance":true,"mc_delayed_baggage_insurance":true,"mc_lost_baggage_insurance":true,"mc_auto_rental_loss":true,"mc_hotel_burglary_insurance":true,"mc_mobile_device_insurance":false,"mc_purchase_protection":true,"mc_extended_warranty":true}}
Get $25 cash back when you sign up for the Neo Credit card.
Read More Read Less
Annual Fee
Primary card $0 Additional card $0
Annual Income Required
Individual $0 Household $0
Interest Rates
Purchase Rates
19.99 %
Cash Advance Rates
21.99 %
Balance Transfer Rates
—
Earning Rate
All Spending 0.5 % Groceries 0.5 % Gas 0.5 %
Advantages
Annual Credit VIP Lounges
Travel Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Read More Read Less
Close
{"main":{"value":"","welcome_bonus":"$25 cash back","estimated_value":0,"mc_welcome_bonus_amount":"25","minimum_spending":"","minimum_spending_timeframe_months":"","best_for":[],"annual_fee":"0.00","first_year_fee":false,"loyalty_slug":"cashback","card_slug":"neo-mastercard"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":694,"name":"Cash back","slug":"cash-back","term_group":0,"term_taxonomy_id":694,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":77,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":4250,"name":"Cash back","slug":"cashback","term_group":0,"term_taxonomy_id":4250,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":62,"filter":"raw","term_order":"0"},"rewards_groceries":"0.5","rewards_gas_stations":"0.5","rewards_restaurants":"0.5","rewards_travel":"0.5","rewards_recurring_payments":"0.5","rewards_allspending":"0.5","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$0","mc_foreign_fee":"2.5%","mc_purchase_rates":"19.99%","mc_cash_advance_rates":"21.99%","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":false,"mc_trip_cancellation_insurance":false,"mc_trip_interruption_insurance":false,"mc_medical_travel_insurance":false,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":false,"mc_lost_baggage_insurance":false,"mc_auto_rental_loss":false,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":false,"mc_purchase_protection":false,"mc_extended_warranty":false}}
Everyday cashback
1% on gas and grocery
0.5% monthly minimum cashback
Exclusive cashback offers at Neo partners
5% average cashback at restaurants, bars and cafes
3% on popular streaming services
3% on ride sharing services
3% on food delivery services
2%+ at retail partners (online and in-store)
Features and benefits
Personalized insights powered by generative chat AI (coming soon)
Digital card available to use immediately
Get cashback at thousands of local and national partners
Read More Read Less
Annual Fee
Primary card $0 Additional card $0
Annual Income Required
Individual $0 Household $0
Interest Rates
Purchase Rates
—
Cash Advance Rates
—
Balance Transfer Rates
—
Earning Rate
Dining and Food delivery 3 % Groceries 1 % Gas 1 %
Advantages
Annual Credit VIP Lounges
Travel Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Read More Read Less
Close
{"main":{"value":"","welcome_bonus":"No Welcome Offer","estimated_value":0,"mc_welcome_bonus_amount":"","minimum_spending":"","minimum_spending_timeframe_months":"","best_for":[{"term_id":785,"name":"Grocery stores","slug":"grocery","term_group":0,"term_taxonomy_id":785,"taxonomy":"mc_best_for","description":"","parent":0,"count":69,"filter":"raw","term_order":"0"}],"annual_fee":"0.00","first_year_fee":false,"loyalty_slug":"cashback","card_slug":"neo-money-card"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":46410,"name":"Prepaid","slug":"prepaid","term_group":0,"term_taxonomy_id":46410,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":8,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":4250,"name":"Cash back","slug":"cashback","term_group":0,"term_taxonomy_id":4250,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":62,"filter":"raw","term_order":"0"},"rewards_groceries":"1","rewards_gas_stations":"1","rewards_restaurants":"3","rewards_travel":"0.5","rewards_recurring_payments":"0.5","rewards_allspending":"0.5","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$0","mc_foreign_fee":"2.5%","mc_purchase_rates":"","mc_cash_advance_rates":"","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":false,"mc_trip_cancellation_insurance":false,"mc_trip_interruption_insurance":false,"mc_medical_travel_insurance":false,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":false,"mc_lost_baggage_insurance":false,"mc_auto_rental_loss":false,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":false,"mc_purchase_protection":false,"mc_extended_warranty":false}}
A game-changer card for teens
A card designed for teens and great for all. The JA Money card—powered by Neo gives you the tools to manage your money, save smarter, and get rewarded.
Exclusive cashback offers at Neo partners
Restaurants & Food Delivery : Enjoy 5% average cashback at awesome restaurants and Uber Eats.Clothing & Footwear : Shop the latest styles and score 2% cashback at stores like Dynamite, JD Sports, and Simons.Books & eBooks : Catch up on reading with 2% cashback at places like Chapters, Indigo, and Kobo.Games & Entertainment : Level up with 2% cashback at spots like PlayStation, Xbox, Nintendo, and Steam.Health & Fitness : Stay active with 2% cashback at places like GoodLife Fitness and YMCA.And more : Use the Neo app to discover over 10,000 places to earn rewards— it’s like the Google Maps of cashback.
Features and benefits
Get notified in real time: Know what’s happening with your money at all times. Get notified anytime money goes in or out of your account, freeze and unfreeze your card instantly.
Safe, secure deposits: Deposits are eligible for CDIC protection², and payments are protected by a world-class security infrastructure.
Advanced app security: Protect your account with Face ID, fingerprint lock, and two-factor authentication.
Read More Read Less
Annual Fee
Primary card $0 Additional card $0
Annual Income Required
Individual $0 Household $0
Interest Rates
Purchase Rates
—
Cash Advance Rates
—
Balance Transfer Rates
—
Earning Rate
Dining and Food delivery 5 % Entertainment 2 % All Spending 0.5 %
Advantages
Annual Credit VIP Lounges
Travel Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Read More Read Less
Close
{"main":{"value":null,"welcome_bonus":"No Welcome Offer","estimated_value":0,"mc_welcome_bonus_amount":"","minimum_spending":"","minimum_spending_timeframe_months":"","best_for":[{"term_id":791,"name":"Entertainment","slug":"entertainment","term_group":0,"term_taxonomy_id":791,"taxonomy":"mc_best_for","description":"","parent":0,"count":13,"filter":"raw","term_order":"0"},{"term_id":784,"name":"Dining","slug":"dining","term_group":0,"term_taxonomy_id":784,"taxonomy":"mc_best_for","description":"","parent":0,"count":37,"filter":"raw","term_order":"0"}],"annual_fee":"0","first_year_fee":false,"loyalty_slug":"cashback","card_slug":"ja-money-card-powered-by-neo"},"advantages":{"has_lounge_access":false,"rewards_type":[{"term_id":46410,"name":"Prepaid","slug":"prepaid","term_group":0,"term_taxonomy_id":46410,"taxonomy":"mc_rewards_type","description":"","parent":0,"count":8,"filter":"raw","term_order":"0"}],"loyalty_program":{"term_id":4250,"name":"Cash back","slug":"cashback","term_group":0,"term_taxonomy_id":4250,"taxonomy":"mc_loyalty_program","description":"","parent":0,"count":62,"filter":"raw","term_order":"0"},"rewards_groceries":"0.5","rewards_gas_stations":"0.5","rewards_restaurants":"5","rewards_travel":"0.5","rewards_recurring_payments":"0.5","rewards_allspending":"0.5","annual_credit":"","vip_salon":"","nexus_membership":"","travel_benefits":"","other_advantages":""},"fees":{"mc_first_add_card_fee":"$0","mc_foreign_fee":"2.5%","mc_purchase_rates":"","mc_cash_advance_rates":"","mc_balance_transfer_rates":"","mc_purchase_rate_qc":"","mc_cash_advance_rate_qc":"","mc_balance_transfer_rates_qc":""},"insurance":{"mc_common_travel_accident_insurance":false,"mc_trip_cancellation_insurance":false,"mc_trip_interruption_insurance":false,"mc_medical_travel_insurance":false,"mc_flight_delay_insurance":false,"mc_delayed_baggage_insurance":false,"mc_lost_baggage_insurance":false,"mc_auto_rental_loss":false,"mc_hotel_burglary_insurance":false,"mc_mobile_device_insurance":false,"mc_purchase_protection":false,"mc_extended_warranty":false}}
