American Express Business Edge™ Card

American Express Business Edge™ Card

The Best American Express Credit Card for small businesses. Earn up to 3x the points for gas, office supplies, electronics, dining and transit purchases.

Take advantage of this limited-time welcome offer!

Welcome Bonus

up to 57,000 points



Best For

Annual Fee


Purchase Rates

19.99 %

Cash Advance Rates

21.99 %

Balance Transfer Rates

Our Review

This Card is one of the Best Business Cards in Canada.

For a limited time, you can earn up to 57,000 points as a welcome bonus:

  • up to 45,000 points (an estimated $450 minimum value)
  • up to 12,000 additional points (an estimated $120 value)

With this Card you can earn:

  • 3 points per dollar on office supplies and electronics
  • 3 points per dollar on transit, gas and meal purchases
  • 1 point per dollar for all other purchases

You can then use your points in many ways:

  • Statement credit for travel purchases
  • Statement credit for all purchases
  • Transfer to partner programs (Marriott Bonvoy, Hilton Honors)
  • Book flights with American Express Travel at a preferential rate

Finally, you are covered with reliable insurance for your travels and purchases.

Like most American Express Credit Cards, there is no minimum income required to apply for this Card.


  • Earn up to 57,000 bonus Membership Rewardsᴹᴰ bonus points in your first year of Cardmembership
  • Earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
  • You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year.
  • You can earn 3 times the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks. Caps and other conditions may apply
  • You can earn 1 times the points on all other purchases charged to the Card
  • Get choice and flexibility by using points for purchases or redeeming them for a wide range of travel, dining, entertainment and retail rewards options
  • Make the most of a suite of business management tools that give you more control over your business anytime and anywhere
  • Leverage your cash flow with the option of carrying a balance or paying in full each month

Fees & Conditions

Annual Fee $99
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 21.99%


Welcome Bonus up to 57,000 points
Minimum Spending Required $5,000
Rewards Type Travel points
Transferable Points
Transfer Partners American Express Membership Rewards
Loyalty Program American Express Membership Rewards
All Spending 1
Travel 1
Local Transport 3
Dining and Food delivery 3
Groceries 1
Convenience Stores 1
Gas 3
Drugstores 1
Office Supplies 3
Telecom/Internet 1
Entertainment 1
Online transactions 1
AIR MILES partners 1
Air Canada 1
Streaming services 1
Recurring Payments 1



We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)


Calculation of the offer’s value in the first year
Value per point 1.0 ¢
Welcome bonus ≈ $450
Monthly bonus points ≈ $120
Annual fee – $99
Value ≈ $471



Auto Rental Loss/Insurance - Amount MSPP $85,000
Purchase Protection - Amount $1,000
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year(s)
Insurance Document Learn More


4.5 Milesopedia Rating