American Express Business Edge™ Card

American Express Business Edge™ Card

The Best American Express Credit Card for small businesses. Earn up to 3x the points for gas, office supplies, electronics, dining and transit purchases.

Take advantage of this limited-time welcome offer!

Welcome Bonus

up to 57,000 points



Best For

Annual Fee


Purchase Rates

19.99 %

Cash Advance Rates

21.99 %

Balance Transfer Rates


  • Earn up to 57,000 bonus Membership Rewardsᴹᴰ bonus points in your first year of Cardmembership
  • Earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership
  • You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year.
  • You can earn 3 times the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks. Caps and other conditions may apply
  • You can earn 1 times the points on all other purchases charged to the Card
  • Get choice and flexibility by using points for purchases or redeeming them for a wide range of travel, dining, entertainment and retail rewards options
  • Make the most of a suite of business management tools that give you more control over your business anytime and anywhere
  • Leverage your cash flow with the option of carrying a balance or paying in full each month

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $99
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 21.99%


Welcome Bonus up to 57,000 points
Minimum Spending Required $5,000
Minimum Spending Timeframe 90 day(s)
Rewards Type Travel points
Transferable Points
Transfer Partners American Express Membership Rewards, Marriott Bonvoy, Hilton Honors
Loyalty Program American Express Membership Rewards
All Spending 1
Travel 1
Local Transport 3
Dining and Food delivery 3
Groceries 1
Convenience Stores 1
Gas 3
Drugstores 1
Office Supplies 3
Telecom/Internet 1
Entertainment 1
Online transactions 1
AIR MILES partners 1
Air Canada 1
Streaming services 1
Recurring Payments 1


We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)


Calculation of the offer’s value in the first year
Value per point 1.7 ¢
Welcome bonus ≈ $765
Monthly bonus points ≈ $204
Annual fee – $99
Value ≈ $870



Auto Rental Loss/Insurance - Amount MSPP $85,000
Purchase Protection - Amount $1,000
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year(s)
Insurance Document Learn More


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