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Current welcome offers:
American Express Canada offers two cards designed for frequent travellers:
Let’s analyze the major differences between these credit and charge cards.
The welcome bonus offered by each of these cards varies according to the promotions.
Here is how the current offer is structured:
With this welcome offer for the American Express Platinum Card®, you can earn up to 100,000 Membership Rewards points.
Here’s how:
Based on our valuation of Membership Rewards points (1.7 cents per point), this welcome bonus corresponds to a value of $2,890.
With this welcome offer for the Aeroplan®* American Express® Prestige Card, you can earn up to 85,000 Aeroplan points. This is the best offer in a long time!
Based on our valuation of Aeroplan points (2 cents per point), this welcome bonus corresponds to an approximate value of $3,000.
The American Express Platinum Card® requires no minimum income.
The American Express® Aeroplan®* Reserve Card requires no minimum income.
The American Express Platinum Card® has an annual fee of $799.
The American Express® Aeroplan®* Reserve Card has an annual fee of $599.
The American Express Platinum Card® and the American Express® Aeroplan®* Reserve Card each offer 3 levels of point accumulation.
With the American Express Platinum Card®, you can earn 3 points per dollar on purchases for:
With the American Express® Aeroplan®* Reserve Card, you can earn 3 points per dollar on purchases for:
With the American Express Platinum Card®, you can earn 2 points per dollar on purchases for:
With the American Express® Aeroplan®* Reserve Card, you can earn 2 points per dollar on purchases in:
With the American Express Platinum Card®, you can earn 1 point per dollar on all other purchases.
With the American Express® Aeroplan®* Reserve Card, you can earn 1.25 points per dollar on all other purchases.
Both cards are made for travellers.
However, their loyalty programs are completely different:
This means that the ways you can redeem your points are different.
With the American Express Platinum Card®, you can apply its Membership Rewards points to travel purchases charged to the card (flights, hotels, Airbnb, car rentals, etc.).
The usage rate is 1,000 points = $10.
You can also use the American Express fixed rate chart for specific flights.
The usage rate is 1,000 points = $20.
With the American Express® Aeroplan®* Reserve Card, you can use your points to get flights with Air Canada, Star Alliance airlines, or partner airlines.
Here, you will need to refer to the Aeroplan flight reward charts.
1,000 points could be worth as little as $5 for economy travel or as much as $40 for business or first class travel (or for certain specific flights).
You can also use your Aeroplan points for hotel bookings, car rentals, or vacation packages. Generally, you can get a value of 1,000 points = $10.
With the American Express Platinum Card®, you can apply Membership Rewards points to everyday purchases charged to the card.
A minimum of 1,000 points (minimum $10) must be applied.
No option is available for everyday purchases with the American Express® Aeroplan®* Reserve Card (except for purchasing gift cards with your Aeroplan points).
With the American Express Platinum Card® you can transfer your points to other rewards programs:
With the American Express® Aeroplan®* Reserve Card, you cannot transfer your points to other programs.
Once Aeroplan points are in your Aeroplan account, you have no exit route: you must use them within the Aeroplan program.
The only other possibility is to have Aeroplan Elite Status, in order to transfer Aeroplan points to the Marriott Bonvoy program.
With the American Express Platinum Card®, you and a guest can access numerous airport lounges worldwide for free:
With the American Express® Aeroplan®* Reserve Card, you can access Air Canada Maple Leaf lounges in North America for free.
You receive a complimentary Priority Pass membership. However, you will have to pay for each access.
With the American Express Platinum Card®, you enjoy the following benefits:
With the American Express® Aeroplan®* Reserve Card, you benefit from the following advantages:
So? Which Card is the winner?
The American Express Platinum Card® has an edge, especially due to the flexibility of points and the benefits it provides for someone who travels frequently. However, if you travel often with Air Canada, the American Express® Aeroplan®* Reserve Card would probably be better for you.
These welcome bonuses change regularly. Review the current welcome offer for Aeroplan American Express cards before applying.
For all the details of the current welcome offer for the Platinum Card, see our full American Express Platinum Card review.
The American Express Platinum Card® stands out thanks to:
The American Express® Aeroplan®* Reserve Card stands out for:
Here are frequently asked questions in the milesopedia community about this card.
Savings are this way:
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