TD: How to get started with the TD Aeroplan Visa Infinite Privilege Card
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TD® Aeroplan® Visa Infinite Privilege* Credit Card
With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 100,000 Aeroplan points† through a multi-tier welcome offer.
This card also offers premium travel benefits, including:
- A NEXUS application fee rebate (up to CA$100) every 48 months†
- Unlimited access to Air Canada Maple Leaf Lounges†, with free access for one guest
- 6 free visits per year to select international airport lounges through the Visa Airport Companion Program†, operated by DragonPass International Ltd.
- First checked bag free for you and up to 8 travel companions on the same booking when travel begins on an Air Canada flight†
With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn:
- 2 points† per dollar on eligible purchases made directly with Air Canada® (including Air Canada Vacations®)
- 1.5 points† per dollar on eligible gas, electric vehicle charging, grocery, travel, public transit and dining purchases
- 1.25 points† per dollar on all other eligible purchases
- Annual fee
- $599
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $2,000
- Welcome offerAfter $24,000 in 12 months
- Up to 100,000 points
Apply Now
on TD's website
Discover your TD Aeroplan Visa Infinite Privilege Card
Just after approval
A few minutes after approval, an email is sent.
Customers who are already registered for EasyWeb banking will see their card in their account immediately. It will show the TD® Aeroplan® Visa Infinite Privilege* Credit Card number and its expiry date.
This TD Bank email will invite you to add your new TD® Aeroplan® Visa Infinite Privilege* Credit Card in Apple Pay or Samsung Pay.
Thus, you will already be able to make contactless purchases with the virtual card from now on at a retail terminal.
From the TD Canada mobile app (via Apple Store or Google Play):
- Tap on the navigation icon (upper left corner)
- Select “Apple Pay” (iOS) or “TD Mobile Payment” (Android).
- Log in with your EasyWeb credentials.
- Follow the instructions on the screen to add your new card.
Furthermore, the only thing that will be missing is the CVV number. You will receive it only with the physical metal card. Customer service agents will not be able to give it to you over the phone.
However, if you do not have a profile or did not link your EasyWeb profile during your application, you will have to wait until the credit card is received.
Then you will have to register with EasyWeb by following these steps.
Delivery and Card Activation
Right now, if you are from the greater Montreal area like me, you will receive your Card in a week. The shipment is made by Canada Post via Xpresspost.
The card is inside a refined box in a black velvet case.
You must activate the card by calling 1-800-367-9617.
Browse your insurance coverage guide
In your welcome box, take the time to read the extensive black booklet. It contains a wealth of information, but more specifically on insurance:
| Trip Cancellation Insurance | Up to $2,500 |
| Trip Interruption Insurance | Up to $5,000 |
| Out-of-Province/Country Emergency Medical Insurance | Up to $5,000,000 31 days |
| Flight delay insurance | Up to $1,000 after 4 hours |
| Misdirected Baggage Insurance | Up to $1,000 after 4 hours |
| Lost or stolen luggage insurance | Up to $2,500 |
| Hotel burglary insurance | Up to $2,500 |
| Car Rental Theft and Damage Insurance | Up to $85,000 |
| Travel accident insurance | $500,000 |
| Buyer’s Assurance® Protection Plan | 2 additional years |
| Purchase Protection® Plan | Up to $1,000 120 days |
The coverage guide for these insurances is also available on the TD Bank page.
Benefits Enrollment
Air Canada Benefits
You entered your Aeroplan card number when you signed up for this TD® Aeroplan® Visa Infinite Privilege* Credit Card.
In your Aeroplan file, make sure it is in the My Profile section, under Payment Details.
If you didn’t have one, TD created one for you. To find out, call them at the phone number on the back of your credit card.
Thanks to this simple but very important link between the Aeroplan number and the new TD® Aeroplan® Visa Infinite Privilege* Credit Card, you’ll have full travel benefits on Air Canada flights.
This is also valid for Supplementary Cardholders, who will need to link their own Aeroplan number to your card.
Find below the travel benefits that will make life easier for cardholders:
- First checked bag free for you and up to 8 people on the same booking
- Priority check-in for you and up to 8 people on the same booking
- Priority boarding (Zone 2) for you and up to 8 people on the same booking
- Priority Baggage Handling for you and up to 8 people on the same booking, to be first on the carousel
- Priority standby at the airport when a seat becomes available while waiting at the airport
- Priority Airport Upgrades that gives higher priority if you are waiting for an upgrade
- Each $5,000 of net purchases charged to the account earns the primary cardholder 1,000 Status Qualifying Credits (SQC), up to 25,000 SQC per calendar year across all Aeroplan credit cards
- Starting in 2027, a 10% head start toward status qualification for primary cardholders who hold Aeroplan Elite Status, based on the SQC earned the year before.
- Roll over up to 50 unused eUpgrades credits each year
And there’s the most popular benefit:
- Free unlimited access to Maple Leaf and Air Canada Café lounges in Canada and the U.S. for cardholder and guest. This applies to both the main and the additional holder.
Visa Infinite Privilege Benefits
Thanks to the benefits linked to your TD® Aeroplan® Visa Infinite Privilege* Credit Card, you’ll have access to exclusive Visa Infinite Privilege offers. Registration is required on this Visa Infinite Privilege page.
This gives:
- 6 complimentary visits to Dragonpass airport lounges, the Visa Airport Companion Program. Register on this page to get your 6 free visits). This is valid only for the main holder. The additional cardholder has none.
- Numerous benefits at over 900 Visa Infinite Luxury Collection hotels (upgrade, complimentary breakfast, late checkout, etc.)
- Exclusive culinary experiences in Canada’s finest restaurants
- Free experiences and tastings at selected wineries in Canada
- Complimentary Visa Infinite Concierge
- Receive elevated Troon Rewards® Gold Status at over 95 courses and 15% off on green fees, merchandise and lessons at participating Troon Rewards golf courses
Priority Security Lanes
As mentioned in one of our previous articles on endless airport queues, the trick is to use the TD® Aeroplan® Visa Infinite Privilege* Credit Card.
This lets you cut through the line and quickly pass the security checkpoints.
At the airports of :
- Montreal-Trudeau
- Toronto
- Ottawa
- and Vancouver
Whether it’s in your mobile wallet or the metal one, get your TD® Aeroplan® Visa Infinite Privilege* Credit Card ready and look out for this special poster.
TD Auto Club Membership
In addition, the TD® Aeroplan® Visa Infinite Privilege* Credit Card entitles you to Deluxe TD Auto Club Membership.
Since it is optional, you must call to enroll at 1-800-265-1289.
You will then have 24/7 roadside assistance such as:
- Battery overvoltage
- Changing a flat tire
- Gas delivery or towing in case of breakdown
- Winching Services
Link your card to your Starbucks account
Then, TD® Aeroplan® Visa Infinite Privilege* Credit Card holders earn more Aeroplan points and 50% more Stars at Starbucks!
Check out our article to register and link your Aeroplan and Starbucks accounts.
RSVP Rewards registration for Diamond status
TD Aeroplan Visa Infinite Privilege cardholders will automatically receive the Diamond level of the RSVP Rewards program at Sandman, Sandman Signature and Sutton Place Hotels.
Diamond members:
- accumulate points much more quickly
- have a free upgrade based on availability
- Late check-out
- access to the hotel’s VIP lounge
- and discounts at the on-site restaurant
This is valid for the 60 hotels of the hotel chain in Canada, the United States, England and Scotland. Typically, such status is achieved with annual expenditures of $4,000 or more at these facilities.
Register on their registration page.
Fine-tune your strategy for future travel with your Aeroplan points
Currently, the TD® Aeroplan® Visa Infinite Privilege* Credit Card welcome offer allows you to earn up to 100,000 points in the first year:
- 20,000 Aeroplan points on first purchase
- 30,000 additional Aeroplan points when you spend $12,000 within 180 days of account opening†
- 50,000 additional Aeroplan points when you spend $24,000 within 12 months of account opening†
With all those points, have fun figuring out where your next city to visit will be! Aeroplan has a calculator to show how many Aeroplan points are needed for a specific destination.
Bottom Line
This TD® Aeroplan® Visa Infinite Privilege* Credit Card, known as the Aeroplan Premium or Black Card, allows its holders to be looked after in every aspect of their travels.
Now you’re ready to get started with this great Aeroplan Credit Card!
- Annual fee
- $599
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$2,000Total$2,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $2,000
- Welcome offerAfter $24,000 in 12 months
- Up to 100,000 points
Apply Now
on TD's website
Frequently Asked Questions about TD Aeroplan Visa Infinite Privilege Card
Here are frequently asked questions in the milesopedia community about this card.
Who is the TD Aeroplan Visa Infinite Privilege Card actually for?
The TD Aeroplan Visa Infinite Privilege Card is built for frequent Air Canada flyers who fly at least 4–6 times per year and want top-tier benefits. The card is designed around three high-value perks:
- Unlimited Maple Leaf Lounge access in Canada and the U.S. for the cardholder
- Free first checked bag for the cardholder plus up to 8 companions on the same Air Canada reservation
- Priority check-in, boarding (Zone 2), and standby
For an occasional flyer, the lower-tier TD Aeroplan Visa Infinite is more cost-effective. But for a family of 4 taking 2 trips per year, the free checked bags alone can save $700–$1,000 annually.
How does the up to 100,000 Aeroplan welcome bonus work?
The current welcome offer is structured in three layers:
- 20,000 Aeroplan points on first purchase
- 30,000 points after spending $12,000 within 180 days of opening
- 50,000 anniversary bonus points when total spending hits $24,000 within 12 months
Total: up to 100,000 Aeroplan points in year one, valued at $1,500 to $5,000 depending on redemption (premium-cabin awards skew higher). The $24,000 spending requirement works out to $2,000 per month, which makes the card more suitable for households or business owners able to absorb business expenses on the card.
Is the high annual fee justified by the lounge access alone?
The $599 annual fee is steep, but it pays off quickly for active travellers. Just 2 round-trip flights using Maple Leaf Lounge access pay back roughly:
- 4 lounge visits at ~$50 USD per visit = $272 CAD value alone
- 6 free DragonPass lounge visits (worth ~$210 USD)
- Free first checked bag x 4 trips for a family of 4 = $960 in baggage savings
Plus comprehensive travel insurance (emergency medical to $5 million) and Visa Infinite Privilege concierge service. For most TD Aeroplan Privilege cardholders, the card delivers $1,000+ in annual benefits after the first year.
Can I get the welcome bonus if I already hold another Aeroplan card?
Yes. Aeroplan welcome bonuses are issuer-specific, so you can earn the TD Aeroplan Visa Infinite Privilege bonus even if you currently hold:
- An American Express Aeroplan Card (no overlap)
- A CIBC Aeroplan card (no overlap)
However, TD applies its own internal rule: you generally cannot earn the welcome bonus on the TD Aeroplan Privilege if you’ve held the same TD Aeroplan card within 12 months. Downgrading from a lower-tier TD Aeroplan card may also forfeit the welcome bonus on the upgraded card. Check our Aeroplan strategy guide for stacking rules across issuers.
Does TD offer pre-approval before you apply?
As of September 2026, TD's page for the TD® Aeroplan® Visa Infinite Privilege* Credit Card does not offer a pre-qualification check. When you apply, TD asks for your consent to obtain your credit report and credit score. Before applying, you can check your TransUnion credit score in the TD app, which does not affect your score. Also confirm the eligibility requirements: $150,000 in annual personal income or $200,000 in annual household income. If you fall short, TD suggests the TD® Aeroplan® Visa Infinite* Card instead.
Can card spending alone get you to Aeroplan 50K status?
No. Aeroplan 50K status requires 50,000 Status Qualifying Credits (SQC) in a calendar year. With this card, the primary cardholder earns 1,000 SQC for every $5,000 in net purchases, up to 25,000 SQC per calendar year. That cap is shared by all Aeroplan credit cards, whatever the issuer. As of September 2026, card spending therefore covers at most half of the 50K threshold; the rest must come from flights and other eligible activities. A rent or mortgage payment made through a third-party payment service counts only if it posts to the account as a net purchase. Purchases by additional cardholders count toward the primary cardholder's total. See the benefit details on TD's website.