Business Platinum Card® from American Express

Business Platinum Card® from American Express

The Best Business Charge Card from American Express. Earn 1.25 points on all your purchases, and get unlimited access to airport lounges and reliable insurance.

Take advantage of this limited-time welcome offer!

Welcome Bonus

75,000 points



Best For

Annual Fee


Purchase Rates

Cash Advance Rates

Balance Transfer Rates

Our Review

This Card is one of the Best Business Cards in Canada.

For a limited time, you can earn 75,000 points as a welcome bonus.

With this Card, you can earn 1.25 points per dollar on all purchases with no annual limit.

You can then use your points in many ways:

  • Statement credit for travel purchases
  • Statement credit for all purchases
  • Transfer to partner programs (Aeroplan, British Airways Executive Club, Delta Skymiles, Marriott Bonvoy, Hilton Honors, etc.).
  • Book flights with American Express Travel at a preferential rate

Also, as a Cardmember, you get many benefits such as:

  • Unlimited Complimentary access for 2 people in over 1,200 airport lounges
  • Marriott Bonvoy Gold Elite status
  • Up to 55 interest free days to maximize your cash flow
  • A Dedicated concierge team

Finally, you are covered with reliable insurance for your travels and purchases.

Like most American Express Credit Cards, there is no minimum income required to apply for this Card.


  • Earn a Welcome Bonus of 75,000 points when you charge $7,000 in purchases to your Card in your first three months of Cardmembership
  • You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you’re at it
  • Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses
  • Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
  • Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
  • Platinum Cardmembers can enjoy access to specialty services, preferential treatment and a dedicated Concierge team
  • As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges

Fees & Conditions

Annual Fee $499
First Additional Card $199
Other Additional Card $199
Foreign Transaction Fee 2.5%


Welcome Bonus 75,000 points
Minimum Spending Required $7,000
Minimum Spending Timeframe 90 day(s)
Rewards Type Travel points
Transferable Points
Transfer Partners American Express Membership Rewards, Aeroplan, Marriott Bonvoy, British Airways Executive Club, Asia Miles, Hilton Honors
Loyalty Program American Express Membership Rewards
All Spending 1.25
Travel 1.25
Local Transport 1.25
Dining and Food delivery 1.25
Groceries 1.25
Convenience Stores 1.25
Gas 1.25
Drugstores 1.25
Office Supplies 1.25
Telecom/Internet 1.25
Entertainment 1.25
Online transactions 1.25
AIR MILES partners 1.25
Air Canada 1.25
Streaming services 1.25
Recurring Payments 1.25



We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)


Calculation of the offer’s value in the first year
Value per point 1.7 ¢
Welcome bonus ≈ $1,275
Unlimited access to airport lounges (an estimated $250 value per year) ≈ $250
Annual fee – $499
Value ≈ $1,026



Common Carrier Travel Accident Insurance Amount $500,000
Flight Delay Insurance Amount $1,000
Delayed Baggage Amount $1,000
Lost/Stolen Baggage Insurance Amount $1,000
Trip Cancellation Insurance Amount Per Person $1,500
Trip Interruption Insurance Amount Per Person $1,500
Travel medical insurance up to 64 years old - Amount $5,000,000
Travel medical insurance up to 64 years old - Duration 15 day(s)
Auto Rental Loss/Insurance - Amount MSPP $85,000
Hotel/Motel Burglary Insurance - Amount $1,000
Purchase Protection - Amount $1,000
Purchase Protection - Duration 90 day(s)
Medical Travel Insurance
Extended Warranty
Extended Warranty - Duration 1 year(s)
Insurance Document Learn More


4.70 Milesopedia Rating