Offer
Offer
- Get up to 55,000 bonus points (a value of up to $1,100), that’s enough to fly anywhere in North America or the Caribbean! (Taxes and Fees extra)
- You’ll get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. Apply by September 16, 2022
- Earn 1.25 RBC Rewards points for every dollar you spend
- Enjoy luxury travel benefits and exclusive privileges
Fees & Conditions
Personal Income
$200,000
Household Income
$200,000
Annual Fee
$399
First Additional Card
$99
Other Additional Card
$99
Foreign Transaction Fee
2.5%
Purchase Rates
19.99%
Cash Advance Rates
22.99%
Cash Advance Rate (QC)
21.99%
Value
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Accumulated rewards
Annual fee
Net value
Advantages
Offer ends on
Sep 16, 2022
Welcome Bonus amount
Up to 55,000 Points
Minimum Spending Required
$5,000
Minimum Spending Timeframe (Months)
6 month(s)
Transferable Points
Rewards Type
Travel Rewards
Transfer Partners
RBC Avion, RBC Rewards
Loyalty Program
RBC Avion
VIP Lounges
$240
Concierge
Earnings
Per dollar of purchases
All Spending
1.25 Points
Groceries
1.25 Points
Gas
1.25 Points
Dining and Food delivery
1.25 Points
Convenience Stores
1.25 Points
Drugstores
1.25 Points
Local Transport
1.25 Points
Travel
1.25 Points
Entertainment
1.25 Points
Recurring Payments
1.25 Points
Telecom/Internet
1.25 Points
Streaming services
1.25 Points
Online transactions
1.25 Points
Office Supplies
1.25 Points
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
31 day(s)
Travel medical insurance up to 64 years old
31 day(s)
Travel medical insurance 65+
7 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$2,500
Auto Rental Loss/Insurance
$85,000
48 day(s)
Hotel/Motel Burglary Insurance
$3,000
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
2 year(s)
Purchase Protection
120 day(s)
Mobile Device Insurance
$1,500
1 year
Price Protection