Reward Type: Travel Rewards

Welcome Offer

Receive up to 7,500 bonus Scene+ points in the first year (up to $75 in rewards). See offer details.

• Earn Scene+ points at Home Hardware and redeem with any Scene+ rewards partner.
• Earn 1 Scene+ point for every $1 spent on your card for eligible business purchases at Home Hardware.
• Redeem your Scene+ points on what you want for your business – business travel, office improvements, entertainment, groceries, gift cards from 60+ brands, tech, and even account credits.
• Use at any retailer where Visa is accepted.
• Manage your cash flow with a 21-Day interest free grace period on new purchases.

Visa* SavingsEdge

One great program – two paths to savings on your everyday business purchases with Visa SavingsEdge:

• Everyday Savings Offers: automatically available after you enroll, requiring no coupons or codes and are applied as statement credits on enrolled Visa Business cardholder’s future account statements.
• Instant Savings Offers: savings applied to your cart using a promotion code prior to making a qualifying purchase on a participating merchant’s website.

It’s free to join. Visit Visa SavingsEdge to enroll your eligible business and learn more.

Save on car rentals

• As a Scotia Home Hardware PRO Visa Business cardholder, you can save up to 25% off base rates at participating AVIS locations Worldwide and at participating Budget locations in Canada and the U.S. when you pay with your Scotia Home Hardware PRO Visa Business card.

Save time at the checkout

• Tap your Scotia Home Hardware PRO Visa Business Card or your mobile wallet for quick easy payments.
• Visa payWave* – Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!
• Click to Pay – Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.
• Also, use your phone to make on-the-go payments with: Google Pay, Samsung Pay, Apple Pay.

Insurance Coverage

• Purchase Security & Extended Warranty Protection
• Optional Scotia Business Loan Protection Insurance

• Earn up to 2 points per dollar spent
• Benefit from a complete travel insurance
• Out-of-Province Hospital Medical Insurance, Trip Interruption Insurance, Trip Cancellation Insurance, Flight Delay Insurance, Baggage Delay Insurance, Stolen or Lost Baggage Insurance
• Medical, general and legal assistance
• Purchase insurance against theft or damage
• Extended warranty

Welcome offer: Get up to 120,000 points worth $800 in travel rewards and a $200 anniversary lifestyle credit when you reach your first anniversary

• Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel*
• Get 1 BMO Reward for every $1 spent on everything else*
• Get a $200 Anniversary Lifestyle Credit to spend however you want*
• Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.*
• Earn 25% more points when you add an authorized user to your account*
• Mobile Device Insurance that covers you for up to $1,000*
• Pay with Points by browsing your recent transactions & redeem your points for as little as $1
• Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports*
• Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country*

• Welcome offer: Get up to 100,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.*
• 5x the points for every $1 spent on eligible travel purchases,* 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments,* 1 point for every $1 spent everywhere else.*
• Memorable journeys begin with our premium flexible travel credit card!
• Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes.
• Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
• Points you can use to cover all flight charges & taxes*
• Fly on any airline, with no blackout dates*
• Redeem your points at any time through the BMO Rewards center.
• Best-in-class travel and medical insurance (unlimited trips per year)*

Welcome Offer: Join and get up to $100 in value^† for no annual fee.^†

• Get up to 10,000 Aventura points (up to $100 in travel value^†):
  • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.^†
  • 7,500 Aventura Points after you make your first purchase within first 4 months.^†

• Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features^†
• Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1 point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $2 spent on all other purchases^†

Save on gas with CIBC and Journie Rewards

Link your CIBC Aventura® Visa* Card to Journie Rewards and use it to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations^†.

This is a digital-exclusive offer.^† To be eligible for this offer: 1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^†

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

Welcome Offer: Join and get up to $100 in value^† for no annual fee.^†

• Get up to 10,000 Aventura points (up to $100 in travel value^†):
  • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.^†
  • 7,500 Aventura Points after you make your first purchase within first 4 months.^†

• Travel when it’s right for you – your Aventura points don’t expire^†
• Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features
• Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
• 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre^†
• 1 point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
• 1 point for every $2 spent on all other purchases^†

Get all the essentials for student life on a budget Qualifying students can get a free SPC+ card subscription, plus 450 deals on everyday purchases, deeper discounts, special experiences and exclusive gifts. Start banking with CIBC and make student life more rewarding.^†

This is a digital-exclusive offer.^† To be eligible for this offer: 1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^†

This offer is reserved for you. Please do not forward it to anyone else. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

Get up to 25,000 bonus points – that’s a $133 value in your first anniversary!*

• Get 20,000 points when you spend $1,500 in the first 3 months – that’s a $133 value!*
• Plus, earn up to 5,000 bonus points every year.
  • 2,500 bonus points for redeeming at least 12,000 points annually towards your statement balance with Pay with points
  • 2,500 bonus points for paying your full credit card balance on time for 12 consecutive months
• Earn 5 points for every $2 spent on recurring bills, groceries, dining, and takeout*
• Get 1 point for every $2 spent on everything else!*
• Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
• Mobile Device Insurance that covers you for up to $1,000*
• Pay with Points by browsing your recent transactions & redeem your points for as little as $1
• Receive a discount on car rentals*
• Purchase Protection*
• Extended Warranty*

• Welcome Offer: Get 3,000 AIR MILES Bonus Miles when you spend a minimum of $5,000 in the first three months.
• Plus, we’ll waive the $149 annual fee for a year.*
• Get 4x the Miles when you use your card at participating AIR MILES partners
• Get 1 Mile for every $12 you spend*
• Get up to 7 cents off per litre on all Shell^®± fuel*
• You can now use your BMO Mastercard at Costco stores across Canada
• Become A Cardholder & Get Access To Virtual On-Demand Healthcare With Maple*
• 25 payment grace days*
• Get up to 22 additional cards so employees can easily make purchases on behalf of your business and help you earn points faster* (employee cards have an annual fee of $50)

• Welcome Offer: Get 1,000 AIR MILES Bonus Miles – That’s enough for over $100 towards your purchases with AIR MILES Cash!*
• Use any BMO AIR MILES credit card with your AIR MILES Collector Card when you pay for gas or shop in store.*
• Earn 1 AIR MILES Reward Mile on every $20 you spend*
• Plus – earn 1.25X the Miles for every $20 you spend at participating Shell stations*
• Get up to 7 cents off per litre on all Shell^®± fuel*
• You can now use your BMO Mastercard at Costco stores across Canada

Card features:

• 60 XP welcome bonus for new cardholder + 30XP on your card anniversary renewal
• First-year annual fee rebate (instead of $132)
• Up to 30 Miles per $1 spent at Merchant Partners
• 2 Miles per $1 spent on food and drinks (restaurants, bars)
• 1 Mile per $1 spent everywhere else

• Earn up to $2,100* in value in the first 14 months, including up to 60,000 bonus Scene+ points.
• Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions
• Earn 2X Scene+ points for every $1 CDN in eligible gas and public transit purchases. Includes rideshare, buses, taxis, subway, and more.
• Earn 2X Scene+ points for every $1 spent on all your other purchases.
• You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
• Enjoy 10 complimentary airport lounge passes per year