Reward Type: Travel Rewards

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American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Refer to RBC page for up to date offer terms and conditions.

¹ To benefit from this offer and receive 5,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”), your application must be approved by Royal Bank of Canada (“Royal Bank”). This offer only applies to new applications for a WestJet RBC Mastercard.

The Welcome WestJet points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC Mastercard credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

To receive the additional 5,000 WestJet points (“Additional WestJet Points”), (i) a total of $1,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first three (3) months of your Credit Card Account opening date (“Period”), and (ii) your Credit Card Account must remain open and in good standing at the time the Additional WestJet Points are awarded to your WestJet Rewards account, approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card account during the Period will reduce the amount of your Qualifying Transactions.

The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.

Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC Mastercard, are not eligible for this offer.

If you close your credit card account, including replacing it with another type of RBC Royal Bank credit card, before WestJet Membership Rewards points and additional WestJet points have been allocated to your WestJet Rewards account, you may not receive them. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

Refer to RBC page for up to date offer terms and conditions

¹ To benefit from this offer, your application must be received and approved by Royal Bank of Canada (“Royal Bank”) between May 1 and July 8, 2025 (“Offer Period”). This offer only applies to new applications for a WestJet RBC World Elite Mastercard.
You will receive up to 30,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”) distributed as follows:
(i) 25,000 Welcome WestJet Points up to six (6) weeks after your first purchase transaction date; and
(ii) 5,000 Welcome WestJet Points up to twelve (12) weeks after your first purchase transaction date, provided your first purchase gets posted to your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) within the first three (3) months of your Credit Card Account opening date (“Period”).

You will receive an additional 30,000 WestJet points (“Additional WestJet Points”) provided a total of $5,000 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transaction(s)”) are posted to your Credit Card Account within the Period. The Additional WestJet Points will be awarded approximately six (6) weeks after the date you reach the Qualifying Transaction Amount. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card account during the Period will reduce the amount of your Qualifying Transactions.

The transaction posting date of each Qualifying Transaction, not the transaction date, will determine whether the transaction will count towards the Qualifying Transaction Amount. This means that Qualifying Transactions that take place prior to the last day of the Period will not count towards the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the Period.
You will receive an additional 10,000 WestJet points (“Anniversary WestJet Points”) up to sixteen (16) weeks after your Credit Card Account has been open for one (1) year.
Welcome WestJet Points, Additional WestJet Points and Anniversary WestJet Points will be awarded to your WestJet Rewards account, accessible at westjet.com/account, and appear on your monthly credit card statement, provided your Credit Card Account is open and in good standing at the time they are awarded to your WestJet Rewards account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
Only the primary cardholder on the Credit Card Account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer.
If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet Points, Additional Welcome WestJet Points or the Anniversary WestJet points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.

Once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks after the first purchase transaction date for the welcome round-trip companion voucher (the “World Elite Companion Voucher”) to appear on your WestJet Rewards account, accessible at westjet.com/account. The World Elite Companion Voucher is offered to new WestJet RBC World Elite Mastercard cardholders only, and annually thereafter 4-6 weeks after the annual fee is charged. Primary cardholder may use the World Elite Companion Voucher only once for one of these options of A) round-trip flight for travel in Canada and the continental U.S. for $119 for UltraBasic, Econo and EconoFlex fares (“Economy Fares”) or for $219 for Premium and PremiumFlex fares (“Premium Fares”); or B) round-trip flight to/from the rest of the WestJet network from $399 for Economy Fares or from $499 for Premium Fares. Applicable taxes, fees, charges and other ATC (Air Transportation Charges) on the World Elite Companion Voucher must be paid at time of booking. Unless otherwise stated, companion voucher fees are quoted in Canadian dollars (CAD) and are quoted for flights originating in Canada. World Elite Companion Voucher bookings originating outside of Canada will be in the currency of the departure country. Visit westjet.com/creditcard-companion-voucher for complete details. Additional fees may apply for bookings made via the Contact Centre.

World Elite Companion Voucher may only be used: A) for all published and eligible Economy Fares and Premium Fares wholly marketed and operated by WestJet; B) if the companion is travelling with you on the same itinerary; and C) for new bookings made through westjet.com or WestJet’s Contact Centre. World Elite Companion Voucher cannot be: A) used for Business, BusinessFlex or Member Exclusive fares; B) applied to existing reservations; nor C) used for group bookings, WestJet Vacations, WestJet Vacations Quebec or Sunwing Vacations bookings. Other terms and conditions apply. Visit westjet.com/companion-voucher for complete details. The welcome (first) World Elite Companion Voucher is not available to existing or former WestJet RBC World Elite Mastercard primary cardholders applying for or transferring to a WestJet RBC World Elite Mastercard. Additional cardholders (co-applicant and authorized user(s)) are also not eligible for the World Elite Companion Voucher offer. This offer may not be combined or used in conjunction with any other offer. Terms and conditions of the World Elite Companion Voucher are established by WestJet, not Royal Bank of Canada, and WestJet reserves the right to change or withdraw this offer at any time. For complete details, visit westjet.com/companion-voucher

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Applicable to World Elite Companion Vouchers issued on or after June 30, 2024: Once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks after the first purchase transaction date for the welcome round-trip companion voucher (the “World Elite Companion Voucher”) to appear on your WestJet Rewards account, accessible at westjet.com/account. The World Elite Companion Voucher is offered to new WestJet RBC World Elite Mastercard cardholders only, and annually thereafter 4-6 weeks after the annual fee is charged. Primary cardholder may use the World Elite Companion Voucher only once for one of these options of A) round-trip flight for travel in Canada and the continental U.S. for $119 for UltraBasic, Econo and EconoFlex fares (“Economy Fares”) or for $219 for Premium and PremiumFlex fares (“Premium Fares”); or B) round-trip flight to/from the rest of the WestJet network from $399 for Economy Fares or from $499 for Premium Fares. Applicable taxes, fees, charges and other ATC (Air Transportation Charges) on the World Elite Companion Voucher must be paid at time of booking. Unless otherwise stated, companion voucher fees are quoted in Canadian dollars (CAD) and are quoted for flights originating in Canada. World Elite Companion Voucher bookings originating outside of Canada will be in the currency of the departure country. Visit westjet.com/creditcard-companion-voucher Additional fees may apply for bookings made via the Contact Centre.

The World Elite companion voucher A) applies to eligible published Economy and Privilege class fares on flights marketed and operated wholly by WestJet only, B) can only be used if the companion is traveling with you on the same itinerary and C) applies only to new bookings made on westjet.com or through the WestJet call center. The World Elite companion voucher cannot be applied to A) Business, BusinessFlex or Member Exclusive fares, B) existing bookings, or C) group bookings, WestJet Vacations bookings or Sunwing Vacations bookings. Other conditions apply. Go to westjet.com/companion-voucher for details. The first World Elite travel companion voucher is not available to current or former WestJet RBC® World Elite Mastercard primary cardholders. Additional cardholders (co-applicants and authorized users) are also not eligible for the World Elite Companion Travel Voucher offer. This offer may not be combined or used in conjunction with any other offer, except as otherwise set out. The terms and conditions applicable to the World Elite Companion Voucher are established by WestJet, not Royal Bank of Canada, and WestJet reserves the right to change or withdraw this offer at any time. For more information, visit westjet.com/companionvoucher.

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Valid for the primary WestJet RBC® World Elite Mastercard cardholder and up to eight (8) travel companions on the same booking. Not valid for group travel companions (ten or more passengers on the same reservation). Eligible member’s 9-digit WestJet Rewards ID must be added to reservation at time of check-in. Valid on routes marketed and operated entirely by WestJet. Not valid on code-share or interline partner flights. Baggage size and weight must comply with WestJet’s standard checked baggage allowance. Any baggage exceeding the permitted size or weight is subject to applicable restrictions and fees. Further details are available at https://www.westjet.com/fr-ca/vols/frais. This offer must be used as described and has no cash or exchange value.

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Beginning April 30, 2025, WestJet RBC® World Elite Mastercard or WestJet RBC World Elite Mastercard Corporate Primary Cardmembers (“Eligible Cardmembers”) will have access to an enhanced version of Propel to New Levels (an annual benefit that allows Eligible Cardmembers to reach Silver, Gold or Platinum status faster) providing them with a new way to earn eligible expenses for status upgrades.(opens in a new window)

Eligible Cardmembers will earn the equivalent of $200 CAD in eligible Status Upgrade Spending for every $5,000 in Eligible Purchases (as defined below) (“Status Upgrade Spending”) charged to their WestJet RBC World Elite Mastercard or WestJet RBC World Elite Mastercard corporate credit card account (each, an “Eligible RBC World Elite Account”) during a Qualifying Year (as defined below). Status Upgrade Rewards will be added to eligible Status Upgrade spending already earned, bringing Cardmembers closer to the next level of the WestJet Rewards program. If an eligible cardholder has two (2) eligible RBC World Elite accounts, the total amount of eligible purchases (as defined below) made on both accounts will count towards the $5,000 in eligible purchases.

For existing eligible Cardmembers prior to April 30, 2025: Eligible purchases (as defined below) on the Cardmember’s January, February, March and April 2025 monthly statements will be counted towards the $5,000 eligible purchase threshold (the new eligible spending threshold for the status upgrade), and WestJet will credit any additional upgrades to their WestJet Rewards account in May 2025.

“Eligible Purchases” means the net total of purchase transactions made by any Cardholder on the Eligible RBC World Elite Account and appearing on a monthly statement for the RBC World Elite Account during an Eligibility Year (as defined below), less returns and other credits, fees, interest charges and cash advances (balance transfers, cash-like transactions, bill payments that are not pre-authorized debits set up with a merchant). “Year of Eligibility” means the period from January 1 to December 31 of each calendar year. For new eligible RBC World Elite accounts, the term means the period from the date of the first monthly statement for the account to December 31. Up to fifty (50) Status Upgrade Awards may be granted per year of eligibility, equivalent to $10,000 CAD in eligible Status Upgrade spending. A Status Upgrade Bonus will be awarded approximately ten (10) business days after the monthly statement date on which the $5,000 threshold of eligible purchases is reached. For each year of eligibility, Status Upgrades are awarded based on the total amount of eligible purchases charged to an eligible RBC World Elite account prior to the December monthly statement date (statement production date). For example, if monthly statements are produced on the 27th day of each month and a purchase is made on December 28, the transaction will appear on the January monthly statement and will not count towards the $5,000 in eligible purchases for the current year of eligibility. Status Upgrade Rewards and eligible purchases will be reset to zero (0) at the beginning of each eligibility year.

In order for an Eligible Cardmember to earn a Status Upgrade Award, the Eligible Cardmember’s RBC World Elite account must be open and in good standing at the time the Status Upgrade Award is awarded. If an Eligible Cardmember closes an eligible RBC World Elite account prior to the end of an Eligibility Year, WestJet reserves the right to cancel any Status Upgrade Awards or Status Upgrades earned under this program. Eligible expenses for status upgrades earned under Propulsion to Other Levels have no cash or exchange value and are not transferable. WestJet and Royal Bank of Canada reserve the right to modify or withdraw the Power to Up benefit at any time.

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Earn 2 WestJet points for every dollar spent on eligible WestJet flights or WestJet vacation packages and 1.5 WestJet points for every dollar spent on everyday purchases when you pay with your WestJet RBC® World Elite Mastercard. The additional 0.5 WestJet points per dollar spent on eligible WestJet flights or WestJet Vacations packages (i) are in addition to the 1.5 WestJet points per dollar spent on all other purchases and are calculated separately, and (ii) will only be awarded if WestJet or WestJet Vacations is listed as the merchant for these purchases on your monthly credit card statement. Therefore, if you book a WestJet flight or WestJet Vacations package through a travel agency or third-party website, you may not be eligible for the additional 0.5 WestJet points per dollar of purchase. WestJet points are awarded on net purchases only; they are not awarded on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized debits set up with a merchant), interest charges or other fees. Credits for returns or adjustments will reduce or cancel the number of points earned on amounts originally charged to the card.

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WestJet RBC® World Elite Mastercard primary cardholders may redeem each valid annual round-trip World Elite companion voucher for four (4) single-use lounge vouchers (” lounge vouchers”) at WestJet partner airport lounges. These vouchers will be identified as follows RBC Lounge Access. Applicable to WestJet RBC® World Elite Mastercard primary cardholders who hold a valid round-trip annual World Elite companion voucher (“World Elite travel companion voucher”) deposited to their account four to six weeks after the date of their first purchase, and 30 days after their credit card renewal date each year thereafter. Additional cardholders (co-applicants and authorized users) on the WestJet RBC® World Elite Mastercard credit card account are not eligible for vouchers from lounge. All requests to redeem World Elite Travel Companion Vouchers for lounge vouchers must be submitted to www.westjet.com/fr-ca/recompenses/cartes-credit/mastercard-rbc/echange-lounge at least four days prior to the cardholder’s scheduled travel date and prior to the expiration of the World Elite Travel Companion Voucher. Cardholders can view lounge vouchers and their expiry dates in the Vouchers section of their WestJet Rewards account. Vouchers from lounge will have the same expiry date as the World Elite companion travel voucher used for redemption. Vouchers from lounge must be redeemed before their expiry date. If you have more than one World Elite travel companion voucher, the first one to expire will be redeemed first. Log on to westjet.com to view available vouchers. There is no limit to the number of lounge World Elite vouchers that can be redeemed. If a lounge voucher expires after a cardholder has redeemed a World Elite companion voucher, but before the lounge voucher has been redeemed, the lounge voucher(s) will not be valid. Once a cardholder has requested to redeem a World Elite companion travel voucher for four (4) vouchers from lounge, the redemption will be considered final and cannot be cancelled or refunded.

lounge voucher terms and conditions: lounge vouchers may be used by the primary WestJet RBC® World Elite Mastercard cardholder and accompanying guests. Guests and travelling companions may only use the lounge voucher if they are accompanied by the primary cardholder and are travelling on the same day on a WestJet flight departing from the same airport. If the primary cardholder already has access to the lounges as a Platinum, Gold or Silver cardholder, vouchers from lounge can be used for other guests or companions accompanying the primary cardholder. lounge vouchers are valid only in WestJet partner airport lounges, up to three hours before flight departure. Visit westjet.com/lounges for a current list of lounges. The primary cardholder must present a valid boarding pass showing their WestJet Rewards ID and a WestJet flight number for an outbound flight when entering lounge: a printed voucher is not required for redemption. Vouchers from lounge are valid only for flights marketed by WestJet (identified by a WS carrier code preceding the flight number); they are not valid for itineraries marketed by a partner.

lounge vouchers must be used as described. They have no cash value and are not transferable. Unused lounge vouchers and World Elite companion vouchers will be automatically cancelled upon closure of your WestJet RBC World Elite Mastercard account. Royal Bank of Canada and WestJet reserve the right to change, cancel or withdraw this offer at any time, even after you have accepted it. The terms and conditions applicable to lounge vouchers are established by WestJet, and WestJet reserves the right to modify or withdraw this offer at any time. For more information on lounge vouchers, visit https://www.westjet.com/fr-ca/recompenses/cartes-credit/mastercard-rbc/echange-lounge. The terms and conditions of this benefit are subject to the terms and conditions of the WestJet Rewards program at the time of redemption. WestJet, not Royal Bank of Canada, is solely responsible for the terms and conditions of the WestJet Rewards program.

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WestJet points can be used to pay for: (1) base fares marketed by WestJet; (2) certain related WestJet services, such as checked baggage, upgrades and seat reservations; (3) all applicable taxes, fees, fares and other air transportation charges on flights marketed by WestJet; (4) eligible WestJet Vacation Packages, Sunwing Vacation Packages or WestJet Vacation Packages Quebec; (5) purchases from designated participating partners; and (6) purchases made in the WestJet Online Store. Retroactive redemption of WestJet points will not be permitted. The minimum redemption of 2,500 WestJet points applies to UltraBase, Econo, Privilege and Business fare purchases; the full base fare and other airfare charges must be paid with WestJet points when paying a Member Exclusive fare. A minimum of 5,000 WestJet points per booking applies to reservations for WestJet Vacations, Sunwing Vacations or WestJet Vacations packages Quebec. Other restrictions may apply and may change at any time. For full details, visit westjet.com/change

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To take advantage of this offer, you must have an RBC debit or credit card issued by Royal Bank of Canada (excluding RBC business credit cards) (“RBC Card”). RBC business clients will be able to link up to two (2) RBC business credit cards and one (1) RBC business debit card to a Petro-Points card. You must be registered with RBC Online Banking or have downloaded the RBC Mobile App to link an RBC card to your Petro-Points card. It may take up to two (2) business days for savings and bonus points to be applied to your purchases due to card linkage processing. Linked RBC card” means an RBC card linked to a Petro-Points account. Your linked RBC card acts as your Petro-Points card. You automatically collect Petro-Points, without having to swipe your Petro-Points card, when you pay for eligible purchases with your linked RBC card at a Petro-Canada location. You can redeem your Petro-Points at Petro-Canada using your linked RBC card. Every time you use your linked RBC card to purchase any grade of fuel or diesel at a Petro-Canada location, you save three cents (3¢) per liter at the time of the transaction.

Every time you use your linked RBC card to make eligible purchases at a Petro-Canada location, you’ll earn twenty percent (20%) more Petro-Points than you normally would, according to the Petro-Points program terms and conditions available at www.petro-canada.ca/fr/personnel/conditions. Petro-Points are not awarded on the purchase of tobacco products, vaping products, gift cards, public transit tickets or taxes on non-petroleum purchases.

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For people under 65, 15 days’ coverage. For people age 65 and over, 3 days’ coverage. This product is underwritten by RBC Insurance Company of Canada.

Rates, fees and other information are effective as of May 1, 2025. Subject to change.

Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential, foreign transaction fee and airport lounge savings as of December 4, 2024:

$300 in travel rewards (30,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Business Card clients who spend $5,000 within the first 3 months;

$100 in travel rewards (10,000 bonus Scene+ points) when you spend $60,000 on your Scotiabank Passport Visa Infinite Business Card within the first 12 months;

$136 in foreign transaction fee savings based on average first year annual foreign spend per Scotiabank Passport Visa Infinite Business Card account (save the 2.5% foreign transaction fee markup typically charged by card issuers);

$305 in first year point earn potential (30,500 Scene+ points) on eligible business purchases based on average annual first year spend per Scotiabank Passport Visa Infinite Business Card account;

$359 value with a complimentary Visa Airport Companion Program Membership that includes 6 lounge passes (based on “Preferential” membership valued at approx. CAD$359/USD$259). Currency conversion as at October 25, 2024.

Potential First Year Value = up to $1,200

Actual offers, savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply.

Offer Description and Conditions: The 40,000 Bonus Scene+ Points Offer (the “Offer”) applies only to new Scotiabank Passport Visa Infinite Business credit card accounts (“Account”) opened by October 31, 2025 and is subject to the conditions below.

To be eligible for 30,000 bonus Scene+ points (the “30,000 Point Bonus”), you must open a new Account by October 31, 2025, and have at least $5,000 in eligible purchases posted to your new Account in the first 3 months of the Account open date.

To qualify for an additional 10,000 bonus Scene+ points (the “10,000 Point Bonus”), you must have at least $60,000 in eligible purchases posted to your new Account in the first year (12 months) of Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers or cash-like transactions), interest, fees, or other charges.

Point Bonus Fulfilment: The applicable point Bonus(es) will be credited within approximately 8 weeks after the qualifying amount in eligible purchases (i.e., $5,000 or $60,000) has been posted to the Account (within the first 3 months for the 30,000 Point Bonus or within the first 12 months for the 10,000 Point Bonus) provided the Account is open and in good standing. For Joint Accounts with a Primary Borrower and Co-borrower, the applicable point Bonus will be credited as follows: (i) the 30,000 Point Bonus and 10,000 Point Bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the qualifying amount of eligible purchases (i.e., $5,000 or $60,000) in the appropriate time frame (i.e., first 3 months or first 12 months). If a supplementary cardholder completes the last qualifying transaction to meet the qualifying amount of eligible purchases for the 30,000 Point Bonus or the 10,000 Point Bonus, the applicable point Bonus will be credited to the Primary Borrower’s Scene+ account linked to the Account. Points can be transferred between Primary and Co-Borrower or Supplementary Cardholder’s Scene+ accounts by contacting Scene+. The Account is considered in good standing if it is past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. All other terms and conditions of the Scene+ Program continue to apply during the Offer period. Offer may be changed, cancelled, or extended without notice at any time and cannot be combined with any other offers.

Offer Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank business credit card in the past 2 years, including those that switch from an existing Scotiabank business credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank personal credit cardholders are also eligible for the Offer.

Rates and Fees: The current annual fee is $199 for the primary card, $0 for the first additional card and $50 for each additional card thereafter (including those issued to co-borrowers and supplementary cardholders).
The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers and cash-like transactions).
All rates, fees, features, and benefits are outlined in the Welcome Kit you will receive if approved and are subject to change.

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^†Terms and conditions apply.