How do I contact BMO Mastercard?

To reach BMO Mastercard (Bank of Montreal), you can use one of the following options: Call Customer Service: You can call BMO Customer Service at 1-800-361-3361. They will be able to help you with any questions you may have about your BMO Mastercard. Use online chat: BMO also offers online chat on its website where you can ask questions and get help in real-time. Visit a branch: If you prefer in-person assistance, you can visit your nearest BMO branch for assistance with your BMO Mastercard.

How do I use BMO Rewards points?

If you have a BMO Rewards Card, you can use your BMO points to redeem rewards. Here’s how to use your BMO points: Log in to your account online: Access the BMO website and log in to your account using your credentials. Go to the Rewards section: Once logged in, go to the Rewards section on your account home page. Find the rewards you want: Search for the rewards you want based on the number of BMO points you have. Redeem your points for rewards: Once you’ve found the rewards you want to redeem, follow the instructions on the screen to confirm the redemption and use your BMO points. Receive your rewards: Once you redeem your BMO points for rewards, they will be sent to the address you provide or added to your online account. It’s important to note that rewards options may vary depending on the type of BMO card you have and the rewards program you’re enrolled in. You can visit the BMO website or contact customer service for more information on the reward options available for your specific card.

How much is 1 BMO Rewards point worth?

The value of a BMO point depends on the rewards program associated with your BMO credit card. In general, the value of each BMO point will be approximately 0.67 cents according to Milesopedia. For example, if the value of a BMO point is 0.67 cents, that means 10,000 BMO points can be redeemed for $67 in rewards.

BMO eclipse rise Visa* Card

Offer

Earn up to 25,000 bonus points:

Get 20,000 points when you spend $1,500 in your first 3 months.*
Plus, earn up to 5,000 bonus points every year:
- 2,500 bonus points for redeeming at least 12,000 points annually towards your statement balance with Pay with points*
- 2,500 bonus points for paying your full credit card balance on time for 12 consecutive months*
Earn 5x the BMO Rewards points for every $2 spent on recurring bill payments, groceries, dining and takeout*
Then get 1 point for every $2 spent on everything else!*
Get a 0.99% introductory interest rate on Balance Transfers for 9 months (2% fee applies to balance amounts transferred*)
Mobile Device Insurance that covers you for up to $1,000*
Pay with Points by browsing your recent transactions and redeem your Points for as little as $1*
Receive a discount on car rentals*
Purchase Protection*
Extended Warranty*

Fees & Conditions

Personal Income $0

Household Income $0

Annual Fee $0

First Additional Card $0

Other Additional Card $0

Foreign Transaction Fee 2.5%

Purchase Rates 21.99%

Cash Advance Rates 23.99%

Balance Transfer Rates 23.99%

Cash Advance Rate (QC) 21.99%

Balance Transfer Rates (QC) 21.99%

Balance Transfer

Balance Transfer Intro Duration 9 month(s)

Balance Transfer - Promotional Rate 0.99%

Value

Calculate the rewards

Your Monthly Spending

Groceries

GAS / TRANSPORT

DINING

TRAVEL

BILLS

OTHER

Welcome Bonus

0 $

Annual Credit

Travel benefits

VIP Lounges

First year offer value

Rewards Earned

Annual fee

Net value

How we value points and benefits.

Advantages

Welcome Bonus amount Up to 25,000 Points

Minimum Spending Required $1,500

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 0.5 Point

Groceries 2.5 Points

Gas 0.5 Point

Dining and Food delivery 2.5 Points

Convenience Stores 0.5 Point

Drugstores 0.5 Point

Local Transport 0.5 Point

Travel 0.5 Point

Entertainment 0.5 Point

Recurring Payments 2.5 Points

Telecom/Internet 0.5 Point

Streaming services 0.5 Point

Online transactions 0.5 Point

Office Supplies 0.5 Point

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Extended Warranty

1 year

Purchase Protection

90 day(s)

Mobile Device Insurance

$1,000

1 year

Price Protection

Our review

The new BMO eclipse rise Visa* Card is a no-annual-fee credit card with travel points, requiring no minimum income.

With this offer, you can earn up to 25,000 points as a welcome bonus:

20,000 points after $1,500 in purchases in the first 3 months
2,500 points when you redeem 12,000 points with the Pay with Points option over a 12-month period
2,500 points when you pay the balance on time for 12 months

What’s more, you can benefit from an interest rate of 0.99% on balance transfers for nine months (a 2% balance transfer fee applies).

With the new BMO eclipse rise Visa* Card, you earn :

5 points for every two dollars spent on recurring bill payments
5 points for every two dollars spent at the grocery store
5 points for every two dollars spent at restaurant and for takeaway
1 point per two dollars of purchases for all other purchase categories

You can use BMO Rewards points for all travel purchases made through theagency or website of your choice (airline tickets, hotels, car rentals, all-inclusives, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.

The new BMO eclipse rise Visa* Card also offers:

Mobile Device Insurance
Purchase Protection
Extended warranty insurance

Milesopedia Links

Frequently Asked Questions

How do I contact BMO Mastercard?
To reach BMO Mastercard (Bank of Montreal), you can use one of the following options:
1. Call Customer Service: You can call BMO Customer Service at 1-800-361-3361. They will be able to help you with any questions you may have about your BMO Mastercard.
2. Use online chat: BMO also offers online chat on its website where you can ask questions and get help in real-time.
3. Visit a branch: If you prefer in-person assistance, you can visit your nearest BMO branch for assistance with your BMO Mastercard.
How do I use BMO Rewards points?
If you have a BMO Rewards Card, you can use your BMO points to redeem rewards. Here’s how to use your BMO points:
1. Log in to your account online: Access the BMO website and log in to your account using your credentials.
2. Go to the Rewards section: Once logged in, go to the Rewards section on your account home page.
3. Find the rewards you want: Search for the rewards you want based on the number of BMO points you have.
4. Redeem your points for rewards: Once you’ve found the rewards you want to redeem, follow the instructions on the screen to confirm the redemption and use your BMO points.
5. Receive your rewards: Once you redeem your BMO points for rewards, they will be sent to the address you provide or added to your online account.
It’s important to note that rewards options may vary depending on the type of BMO card you have and the rewards program you’re enrolled in. You can visit the BMO website or contact customer service for more information on the reward options available for your specific card.
How much is 1 BMO Rewards point worth?

The value of a BMO point depends on the rewards program associated with your BMO credit card. In general, the value of each BMO point will be approximately 0.67 cents according to Milesopedia.

For example, if the value of a BMO point is 0.67 cents, that means 10,000 BMO points can be redeemed for $67 in rewards.