BMO eclipse rise Visa* Card  🇨🇦

Welcome Bonus
Up to 25,000 Points
Ends Nov 30, 2024
  • No annual fee
  • Purchase Insurance
  • Mobile Device Insurance
Annual Fee
$0
Interest rates
Purchase Rates
20.99 %
Cash Advance Rates
23.99 %
21.99 % (QC)
Balance Transfer Rates
23.99 %
21.99 % (QC)

Carte BMO eclipse rise Visa
BMO eclipse rise Visa* Card
Up to 25,000 Points
Ends Nov 30, 2024
Apply Now

Offer

Get up to 25,000 bonus points – that’s a $133 value in your first anniversary!*

  • Get 20,000 points when you spend $1,500 in the first 3 months – that’s a $133 value!*
  • Plus, earn up to 5,000 bonus points every year.
    • 2,500 bonus points for redeeming at least 12,000 points annually towards your statement balance with Pay with points
    • 2,500 bonus points for paying your full credit card balance on time for 12 consecutive months
  • Earn 5 points for every $2 spent on recurring bills, groceries, dining, and takeout*
  • Get 1 point for every $2 spent on everything else!*
  • Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
  • Mobile Device Insurance that covers you for up to $1,000*
  • Pay with Points by browsing your recent transactions & redeem your points for as little as $1
  • Receive a discount on car rentals*
  • Purchase Protection*
  • Extended Warranty*

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $0
First Additional Card $0
Other Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 20.99%
Cash Advance Rates 23.99%
Balance Transfer Rates 23.99%
Cash Advance Rate (QC) 21.99%
Balance Transfer Rates (QC) 21.99%
Balance Transfer
Balance Transfer - Promotional Rate 0.99%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Nov 30, 2024
Welcome Bonus amount Up to 25,000 Points
Minimum Spending Required $1,500
Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 0.5 Point
Groceries 2.5 Points
Gas 0.5 Point
Dining and Food delivery 2.5 Points
Convenience Stores 0.5 Point
Drugstores 0.5 Point
Local Transport 0.5 Point
Travel 0.5 Point
Entertainment 0.5 Point
Recurring Payments 2.5 Points
Telecom/Internet 0.5 Point
Streaming services 0.5 Point
Online transactions 0.5 Point
Office Supplies 0.5 Point

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection

Our review

The new BMO eclipse rise Visa* Card is a no-annual-fee travel rewards credit card with no minimum income required.

With this offer, you can earn up to 25,000 points as a welcome bonus:

  • 20,000 points after $1,500 in purchases in the first 3 months
  • 2,500 bonus points for redeeming at least 12,000 points annually towards your statement balance with Pay with points
  • 2,500 bonus points for paying your full credit card balance on time for 12 consecutive months

Moreover, you can get a 0.99% introductory interest rate on Balance Transfers for 9 months (a 2% fee applies to balance amounts transferred).

With the new BMO eclipse rise Visa* Card, you get :

  • 5 points for every two dollars spent on recurring bill payments
  • 5 points for every two dollars spent at the grocery store
  • 5 points for every two dollars in dining and takeout purchases
  • 1 point per two dollars spent on everything else

You can use BMO Rewards points for all travel purchases made through the agency or website of your choice (flights, hotels, car rentals, all-inclusive resorts, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.

The new BMO eclipse rise Visa* Card also offers:

  • Mobile Device Insurance
  • Purchase Protection
  • Extended warranty insurance

Frequently Asked Questions

  • How do I contact BMO Mastercard?

    To reach BMO Mastercard (Bank of Montreal), you can use one of the following options:

    1. Call Customer Service: You can call BMO Customer Service at 1-800-361-3361. They will be able to help you with any questions you may have about your BMO Mastercard.

    2. Use online chat: BMO also offers online chat on its website where you can ask questions and get help in real-time.

    3. Visit a branch: If you prefer in-person assistance, you can visit your nearest BMO branch for assistance with your BMO Mastercard.

  • How do I use BMO Rewards points?

    If you have a BMO Rewards Card, you can use your BMO points to redeem rewards. Here’s how to use your BMO points:

    1. Log in to your account online: Access the BMO website and log in to your account using your credentials.

    2. Go to the Rewards section: Once logged in, go to the Rewards section on your account home page.

    3. Find the rewards you want: Search for the rewards you want based on the number of BMO points you have.

    4. Redeem your points for rewards: Once you’ve found the rewards you want to redeem, follow the instructions on the screen to confirm the redemption and use your BMO points.

    5. Receive your rewards: Once you redeem your BMO points for rewards, they will be sent to the address you provide or added to your online account.

    It is important to note that reward options may vary depending on the type of BMO card you have and the reward program you are enrolled in. You can visit the BMO website or contact customer service for more information on the reward options available for your specific card.

  • How much is 1 BMO Rewards point worth?

    The value of a BMO point depends on the rewards program associated with your BMO credit card. In general, the value of each BMO point will be approximately 0.67 cents according to Milesopedia.

    For example, if the value of a BMO point is 0.67 cents, that means 10,000 BMO points can be redeemed for $67 in rewards.

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