Offer
Offer
- Limited time offer: earn 15,000 points and a first-year annual fee waiver
- Earn up to 2 points per dollar spent
- Benefit from a complete travel insurance
- Out-of-Province Hospital Medical Insurance, Trip Interruption Insurance, Trip Cancellation Insurance, Flight Delay Insurance, Baggage Delay Insurance, Stolen or Lost Baggage Insurance
- Medical, general and legal assistance
- Purchase insurance against theft or damage
- Extended warranty
Fees & Conditions
Personal Income
$60,000
Household Income
$100,000
Annual Fee
$115
First Year Annual Fee Rebate
First Additional Card
$35
Other Additional Card
$35
Foreign Transaction Fee
2.5%
Purchase Rates
20.99%
Cash Advance Rates
22.49%
Balance Transfer Rates
22.49%
Advantages
Offer ends on
Dec 20, 2021
Welcome Bonus
15,000 points
Rewards Type
Travel points
Transfer Partners
BNC Rewards
Loyalty Program
BNC Rewards
All Spending
1.25
Travel
1.25
Local Transport
1.25
Dining and Food delivery
1.25
Groceries
1.25
Convenience Stores
1.25
Gas
1.25
Drugstores
1.25
Office Supplies
1.25
Telecom/Internet
1.25
Entertainment
1.25
Online transactions
1.25
AIR MILES partners
1.25
Air Canada
1.25
Streaming services
1.25
Recurring Payments
1.25
Wifi Access
Costco
Value
Value
We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:
- The value of cash back or points earned
- The value of the benefits or credits earned with the Card
- The annual fee value (offered or not)
| Calculation of the offer value in the first year |
|
| Value per point | 0.9 ¢ |
| Welcome bonus | ≈ $135 |
| Annual fee | $0 |
| Value | ≈ $135 |
Insurance
Flight Delay Insurance Amount
$500
Delayed Baggage Amount
$500
Lost/Stolen Baggage Insurance Amount
$1,000
Trip Cancellation Insurance Amount Per Person
$2,500
Travel medical insurance up to 64 years old - Amount
$5,000,000
Travel medical insurance up to 64 years old - Duration
31 day(s)
Travel medical insurance 65+ - Amount
$5,000,000
Travel medical insurance 65+ - Duration
15 day(s)
Auto Rental Loss/Insurance - Amount MSPP
$65,000
Purchase Protection
Purchase Protection - Duration
180 day(s)
Medical Travel Insurance
Extended Warranty
Extended Warranty - Duration
1 year(s)
Insurance Document
Learn More
Legal
Legal