Offer
Offer
- Earn up to 2 points per dollar
- Comprehensive travel insurance
- Out-of-province-of-residence medical/hospital insurance
- Trip interruption / cancellation insurance
- Flight / Baggage insurance in case of delay
- Vehicle rental insurance
- Extended warranty
- Purchase protection against theft or damage
- 24/7 concierge service
Fees & Conditions
Personal Income
$60,000
Household Income
$100,000
Annual Fee
$115
First Additional Card
$35
Other Additional Card
$35
Foreign Transaction Fee
2.5%
Purchase Rates
20.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Advantages
Rewards Type
Travel points
Transfer Partners
BNC Rewards
Loyalty Program
BNC Rewards
All Spending
1.25
Online transactions
1.25
AIR MILES partners
1.25
Air Canada
1.25
Streaming services
1.25
Costco
Insurance
Flight Delay Insurance Amount
$500
Delayed Baggage Amount
$500
Lost/Stolen Baggage Insurance Amount
$1,000
Trip Cancellation Insurance Amount Per Person
$2,500
Travel medical insurance up to 64 years old - Amount
$5,000,000
Travel medical insurance up to 64 years old - Duration
31 day(s)
Travel medical insurance 65+ - Amount
$5,000,000
Travel medical insurance 65+ - Duration
15 day(s)
Auto Rental Loss/Insurance - Amount MSPP
$65,000
Purchase Protection
Purchase Protection - Duration
180 day(s)
Medical Travel Insurance
Extended Warranty
Extended Warranty - Duration
1 year(s)
Insurance Document
Learn More