Offer
Offer
- Earn up to 2 points per dollar spent
- Benefit from a complete travel insurance
- Out-of-Province Hospital Medical Insurance, Trip Interruption Insurance, Trip Cancellation Insurance, Flight Delay Insurance, Baggage Delay Insurance, Stolen or Lost Baggage Insurance
- Medical, general and legal assistance
- Purchase insurance against theft or damage
- Extended warranty
Fees & Conditions
Personal Income
$60,000
Household Income
$100,000
Annual Fee
$115
First Additional Card
$35
Other Additional Card
$35
Foreign Transaction Fee
2.5%
Purchase Rates
20.99%
Cash Advance Rates
22.49%
Balance Transfer Rates
22.49%
Value
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Accumulated rewards
Annual fee
Net value
Advantages
Wifi Access
Costco
Earnings
Per dollar of purchases
All Spending
1.25 Points
Groceries
1.25 Points
Gas
1.25 Points
Dining and Food delivery
1.25 Points
Convenience Stores
1.25 Points
Drugstores
1.25 Points
Local Transport
1.25 Points
Travel
1.25 Points
Entertainment
1.25 Points
Recurring Payments
1.25 Points
Telecom/Internet
1.25 Points
Streaming services
1.25 Points
Online transactions
1.25 Points
Office Supplies
1.25 Points
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$5,000,000
60 day(s)
Travel medical insurance up to 64 years old
$5,000,000
31 day(s)
Travel medical insurance 65+
$5,000,000
15 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$5,000
Common Carrier Travel Accident Insurance
Flight Delay Insurance
$500
Delayed Baggage Insurance
$500
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
2 year(s)
Purchase Protection
180 day(s)
Mobile Device Insurance
Price Protection