cibc new logo

New CIBC Credit Card Offers – Summer 2024

To the point Here are the new CIBC Aventura, Dividend, and Balance Transfer credit card offers effective July 4, 2024.

CIBC Credit Card Offers - Summary

CIBC Aventura Credit Cards (Travel Rewards)

Here are the digital offers for CIBC Aventura credit cards:

View details of the current digital offer for these two CIBC Aventura credit cards.

And CIBC Aventura No-Fee Credit Card offers:

See our article on how to redeem 50% fewer Aventura points for any trip.

CIBC Dividend Credit Cards (Cash Back)

Here are the CIBC Dividend digital exclusive offers for Milesopedia readers:

And CIBC no-fee cash back credit card offers:

CIBC Credit Cards for Balance Transfer

Finally, here’s the new welcome offer for the CIBC Select Visa* Card, a low-interest CIBC credit card:

  • Get 0% interest on balance transfers for up to 10 months
  • And a two-year annual fee rebate.

Read the details of this offer here.

CIBC Credit Card Offers - Travel Rewards

CIBC Aventura® Visa Infinite* Card

The CIBC Aventura® Visa Infinite* Card is one of the best Visa credit cards with travel rewards.

CIBC has an offer with which you can earn up to 45,000 Aventura points:

  • 15,000 Aventura Points when you make your first purchase
  • 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods

In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).

With this CIBC Aventura Credit Card, you get:

  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases

The CIBC Aventura® Visa Infinite* Card also offers:

  • Airport lounges access: Visa Airport Companion Program membership with 4 complimentary visits per year
  • Refund of NEXUS application fees ($67 value)

The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

CIBC Aventura® Gold Visa* Card

If you don’t meet the income requirements for the CIBC Aventura® Visa Infinite* Card, you can apply for the CIBC Aventura® Gold Visa* Card. The minimum annual income required for this card is $15,000 (household).

CIBC has a digital offer with which you can earn up to 45,000 Aventura points :

  • 15,000 Aventura Points when you make your first purchase
  • 30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods

In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).

With this CIBC Aventura Credit Card, you get:

  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases

The CIBC Aventura® Gold Visa* Card also offers:

  • Access to airport lounges: one Visa Airport Companion Program membership and 4 free visits per year
  • Refund of NEXUS application fees ($67 value)

CIBC Aventura® Visa* Card

The CIBC Aventura® Visa* Card is one of the best no-fee Visa credit cards with travel rewards in Canada.

Get up to 10,000 Aventura Points (up to $100 in travel value)

  • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.
  • 7,500 Aventura Points after you make your first purchase within first 4 months.

With this no annual fee CIBC Aventura Credit Card, you get:

  • 1 point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1 point for every $2 spent on all other purchases

And this no-annual-fee CIBC Credit Card offers some insurance coverage:

  • Auto Rental Collision and Loss Damage Insurance
  • $100,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

CIBC Aventura® Visa* Card for Students

The CIBC Aventura® Visa* Card for Students is one of the best travel rewards Visa credit cards for students in Canada.

Get up to 10,000 Aventura Points (up to $100 in travel value):

  • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.
  • 7,500 Aventura Points after you make your first purchase within first 4 months.

With this CIBC Aventura Student Credit Card, you get:

  • 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1 point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $2 spent on all other purchases

What’s more, with this CIBC Student Credit Card, eligible student clients can get a free SPC+ membership, and receive over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways.

Also, this CIBC Student Credit Card offers some insurance coverage:

  • Auto Rental Collision and Loss Damage Insurance
  • $100,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

CIBC Credit Card Offers - Cash Back

CIBC Dividend® Visa Infinite* Card

The CIBC Dividend® Visa Infinite* Card is one of the best Visa credit cards with cash back in Canada.

Right now, with this welcome offer, get a 10% welcome bonus in the form of up to $250 cash back (period covered by your first 4 statements) and an annual fee rebate for the first year!

With this CIBC Cash Back Credit Card, you get:

  • 4% cash back on gas, EV charging, and grocery purchases
  • 2% cash back on eligible transportation, dining purchases and recurring payments
  • 1% cash back on all other purchases

For example, if you spend $1,000 per month on groceries and/or gas and/or electric vehicle charging, you’ll earn $40 cash back per month or $480 cash back per year with this card for this category of purchases!

And that’s not counting the other purchases you’ll make with this card and the advantages it offers (particularly in terms of insurance).

And this CIBC Cash Back Credit Card offers many insurance coverages:

  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Out-of-Province Emergency Travel Medical Insurance
  • Purchase Security and Extended Protection Insurance

CIBC Dividend Platinum® Visa* Card

If you don’t meet the income requirements for the CIBC Dividend® Visa Infinite* Card, you could apply for the CIBC Dividend® Platinum Visa* Card. The minimum annual income required for this card is $15,000 (household).

With this offer, get a 10% welcome bonus in the form of up to $250 cash back (period covered by your first 4 statements) and an annual fee rebate for the first year!

With the CIBC Dividend® Platinum Visa* Card, you get:

  • 3% cash back on eligible gas, EV charging, and grocery purchases.
  • 2% cash back on eligible transportation, dining purchases and recurring payments
  • 1% cash back on all other purchases

And this CIBC Cash Back Credit Card offers some insurance coverage:

  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

CIBC Dividend® Visa* Card for Students

The CIBC Dividend® Visa* Card for Students is one of the best cash back Visa credit cards for students in Canada. For a limited time, earn 10% cash back up to $100 on your first 4 monthly statements.

With this CIBC Student Credit Card, you get:

  • 2% cash back on eligible grocery purchases
  • 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments
  • 0.5% cash back on all other purchases

What’s more, with this CIBC Student Credit Card, you benefit from a free free membership to SPCmembership, for instant savings on over 450 in-store and online transactions.

And this CIBC Student Credit Card offers some insurance coverages:

  • $100,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

CIBC Dividend® Visa* Card

The CIBC Dividend® Visa* Card is one of the best no-fee Visa cashback credit cards in Canada.

For a limited time, earn an annual interest rate of 9.99% on purchases and 20.99% on cash for 10 months.

Plus, get :

  • 2% cash back on eligible grocery purchases
  • 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments
  • 0.5% cash back on all other purchases

This no-annual-fee CIBC credit card offers certain insurance coverages:

  • $100,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

CIBC Credit Card Offers - Low Rates and Balance Transfers

CIBC Select Visa* Card

The CIBC Select Visa* Card is one of the best balance transfer Visa credit cards in Canada.

With this exclusive digital offer for this CIBC balance transfer credit card, you get :

  • 0% interest on balance transfers for up to 10 months
  • a two-year annual fee rebate

You’ll only have to pay a 1% fee when you transfer your balance from another card. Once this promotional period ends, the standard card interest rate of 13.99% will apply to any remaining balance. This interest rate is lower than the rates charged by many other credit cards.

For example, you could pay for major purchases on another credit card (such as renovations, furniture or appliances) and transfer your balance to the CIBC Select Visa* Card to benefit from its 0% interest rate on balance transfers for ten months.

CIBC Select Visa* Card users can also save on gas thanks to the card’s partnership with Journie Rewards, which allows them to save up to 10 cents per litre at participating service stations.

The CIBC Select Visa* Card has an annual fee of $29 (with a two-year annual fee rebate) and requires an annual family income of at least $15,000 to qualify. Despite its lack of additional benefits, the CIBC Select Visa* Card comes with up to $100,000 in Common Carrier Accident Insurance and allows users to add up to three authorized users at no additional cost.

Come to discuss that topic in our Facebook Group!
Jean-Maximilien Voisine
Jean-Maximilien is an expert in Canada and France about Loyalty programs, Credit cards and Travel. He is the Founding President of Milesopedia.

Suggested Reading