Network: Visa

Welcome Offer: Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $300!^†

After that, get 3% cash back on eligible gas, EV charging, and grocery purchases.^†

• 2% cash back on eligible transportation, dining purchases and recurring payments^†
• 1% cash back on all other purchases^†
• Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend Platinum Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Welcome Offer: Get 5% cash back for the first 4 statements on net purchases of up to $2,000 (up to $100 cash back).^†

Plus, get 2% cash back on eligible grocery purchases!^†

• 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments^†
• 0.5% cash back on all other purchases^†
• Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®

Save on gas with CIBC and Journie Rewards:

Link and use your CIBC Dividend Platinum Visa Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Welcome Offer: Get $50 cash back after you make your first purchase within the first 4 months^†.

Plus, get 2% cash back on eligible grocery purchases!^†

• 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments^†
• 0.5% cash back on all other purchases^†
• Get cash back on demand – redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®^†

Get all the student-life essentials on a budget

Eligible student clients can get a free SPC+ card membership, and receive over 450 deals on everyday purchases, bigger discounts, special experiences and exclusive giveaways. Start banking with CIBC and make student life more rewarding.^†

Get 6,000 Avion points upon approval*- that’s $40 of value in gift cards⁺! Apply by November 4, 2024.

Earn 1.5X Avion points on:

• Grocery – Satisfy your taste buds by earning points on groceries
• Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.
• Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.

Earn one Avion point for every $1 spent on all other qualifying purchases.

Pay With Points

• Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer. Minimum redemption is only $10, so you can use your points where you need them most.

Exclusive savings and rewards

• Automatically become an Avion Rewards Premium member when you get the RBC ION Visa. Download the Avion Rewards app to access points, cash back deals, and savings all in one program.
• Plus, download the Avion Rewards ShopPlus browser extension to save with cash back deals right where you shop online from 1,900+ retailers.

Save at Petro-Canada

• Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.

Earn more Be Well points at Rexall

• Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.

Save Big on Delivery with DoorDash

• Get a 3-month complimentary DashPass subscription – a value of almost $30
• Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card. See how to save with DoorDash.

Purchase Security and Extended Warranty Insurance

• Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.

Get 12,000 Avion points upon approval* – that’s $80 of value in gift cards+! Apply by November 4, 2024.

Earn 3X Avion points for every $1 spent1 on:

• Grocery, Dining & Food Delivery – Satisfy your taste buds by earning points on groceries, dining out, food delivery.
• Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.
• Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.

Earn 1 Avion point for every $1 spent on all other qualifying purchases

Annual Fee $48 ($4 charged monthly)

Pay With Points

• Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer. Minimum redemption is only $10, so you can use your points where you need them most.

Save at Petro-Canada

• Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.

Earn more Be Well points at Rexall

• Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.

Save Big on Delivery with DoorDash

• Get a 3-month complimentary DashPass subscription – a value of almost $30
• Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card. See how to save with DoorDash.

Enjoy a Monthly Fee Rebate

• Get a $4 rebate10 each month ($48/year) on the monthly fee of your credit card when you have an RBC Signature No Limit Banking or RBC Advantage Banking for students account.

Mobile Device Insurance Included

• Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.

Purchase Security and Extended Warranty Insurance

• Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.

• Welcome Offer : Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)
  Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (2% fee per cash advance, 22.99% after that; annual fee $0). Offer ends June 30, 2025.
• 1% cash back on all eligible purchases at gas stations, grocery stores, drugstores and on recurring payments.

Enhanced welcome offer – Apply through Milesopedia to take advantage of it

Earn up to $1,500 in value^†, including up to 50,000 Aeroplan points^†, no Annual Fee for the first year^† and additional travel benefits. Account must be approved by January 6, 2025.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†
• Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of Account opening^†
• Plus, earn a one-time Anniversary Bonus of 25,000 Aeroplan Points when you spend $12,000 within 12 months of account opening^†.
• Enroll for NEXUS and once every 48 months get an application fee rebate^†
• Plus, share free first checked bags with up to 8 travel companions^†
• Get an annual fee rebate for the first year^†.
• To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by January 6, 2025.

• Earn Aeroplan Points on everyday purchases.
• Redeem your points for travel and more.
• Travel with confidence with travel medical insurance.^†

• Earn 1.5 points^† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
• Earn 1 point^† for every $1 spent on all other Purchases made with your Card
• Earn points twice^† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
• Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Infinite* Cardholder in good standing.
• Earn big rewards on the little things: Earn 50% more Aeroplan Points and 50% more Stars at participating Starbucks^® stores. Simply link your TD Aeroplan Visa Infinite Card to your Starbucks^® Rewards account. Conditions apply.
• Travel lightly through the airport and save on baggage fees^†: Primary Cardholders, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lbs) when your travel originates on an Air Canada flight.
• Complimentary Visa Infinite Concierge^† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
• Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.

Earn up to $2,900 in value^† including up to 80,000 Aeroplan points (enough for a round trip to Honolulu^†) and additional travel benefits. Conditions apply. Account must be approved by January 6, 2025.

• Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card^†
• Earn an additional 30,000 Aeroplan points when you spend $12,000 within 180 days of Account opening^†
• Plus, earn a one-time Anniversary Bonus of 30,000 Aeroplan Bonus Points when you spend $24,000 within 12 months of account opening^†

Additional Travel Benefits :

• Enroll for NEXUS and once every 48 months get an application fee rebate^†
• Share first free checked bags with up to 8 travel companions^† and get unlimited access to Maple Leaf Lounges^† including complimentary access for one guest.
• Plus, primary cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program.^†
• Earn 2 points^† for every $1 spent on eligible purchases made direct through Air Canada^® purchases (including Air Canada Vacations^®)
• Earn 1.5 points^† for every $1 spent on eligible gas, grocery, travel and dining purchases
• Earn 1.25 points^† for every $1 spent on all other purchases made with your Card
• Earn points twice^† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
• Earn Aeroplan Points on everyday purchases.
• Redeem your points for travel and more.
• Travel with confidence with travel medical insurance.^†
• Access priority airport services^† such as Priority Check-in, Priority Boarding, Priority Baggage Handling, Priority Airport Hold and Priority Airport Upgrades.^†
• Get an annual round-trip companion pass starting at $99 (plus taxes, fees and surcharges).^†
• Complimentary Visa Infinite Concierge^†: On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
• Global Airport Lounge Access^†: Receive a complimentary membership to the Visa Airport Companion^† Program hosted by Dragonpass International Ltd. and take advantage of six lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide. Enroll through the Visa Airport Companion App or through visaairportcompanion.ca
• Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties. Enjoy an additional 8th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.

Get an 8.99% promotional interest rate on Purchases for the first 6 months^† from Account opening. Conditions apply. Account must be approved by January 6, 2025.

With the TD Low Rate Visa* Card you can enjoy great financial flexibility for your everyday purchases.

• Save on interest with a low annual interest rate of 12.90%^† (13.90%^† in QC) for Purchases and Cash Advance transactions.
• Option to purchase Travel Medical Insurance^† and Trip Cancellation/Trip Interruption Insurance^†.
• Earn 50% more Stars at participating Starbucks^® stores. Conditions apply.

Enjoy all of the benefits of your TD Low Rate Visa* Card when using Apple Pay^† or Samsung Pay^†. It’s an easy and secure way to pay.

Earn up to $500 in value^† including up to 20,000 Aeroplan points^† and no annual fee for the first year. Conditions apply. Account must be approved by January 6, 2025.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†
• Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening^†
• Get an annual fee rebate for the first year^†

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by January 6, 2025.

• Earn 1 point^† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
• Earn 1 point^† for every $1.50 spent on all other eligible purchases† made with your Card
• Earn points twice^† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
• Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Platinum* Cardholder
• Earn Aeroplan Points on your everyday purchases
• Redeem your points for travel and more.
• Take advantage of an extensive suite of travel insurance^†.

Earn up to $1,000 in value^†, including up to 135,000 TD Rewards Points, no Annual Fee for the first year^† and additional travel benefits. Conditions apply. Account must be approved by January 6, 2025.

• Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card^†.
• Earn 115,000 TD Rewards points when you spend $5,000 within 180 days of Account opening^†.
• Earn a Birthday Bonus of 10% of the TD Rewards Points you have earned over the past year, up to a maximum of 10,000 TD Rewards points^†.
• Get an annual TD Travel Credit^† of $100 when you book at Expedia® For TD.
• Get an Annual Fee Rebate for the first year^†.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by January 6, 2025.

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

• Earn 8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia® For TD^†
• Earn 6 TD Rewards Points^† for every $1 you spend on Groceries and Restaurants
• Earn 4 TD Rewards Points^† for every $1 you spend on regularly recurring bill payments set up on your Account
• Earn 2 TD Rewards Points for every $1 you spend on other Purchases made using your Card^† plus earn an annual Birthday Bonus^† of up to 10,000 TD Rewards Points

Your Card also allows you to enjoy:

• An extensive suite of travel insurance coverages which helps you travel prepared
• No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.

Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.