HSBC World Elite® Mastercard®

HSBC World Elite® Mastercard®

The Best World Elite Mastercard in Canada. One of the only credit card in Canada with no foreign transaction fees. Enjoy a $100 annual travel enhancement credit.

For a limited time, earn up to 40,000 Points and a full annual fee rebate with this offer!

Value

$300

Welcome Bonus

up to 40,000 points Ends Mar 29, 2021

Best For

Annual Fee

First Year Annual Fee Rebate (terms apply)


Offer

Offer
  • Earn up to 40,000 Points ($200 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year. Must apply by March 29, 2021. Conditions Apply.
  • Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1)
  • Earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1)
  • No foreign transaction fees. Only the exchange rate will apply.
  • $100 annual travel enhancement credit
  • 31-day Worldwide Emergency Travel Medical insurance
  • Primary Cardholder Annual Fee: $149
  • Annual Interest on Purchases: 19.9%
  • Annual Interest on Cash Advances and Balance Transfers: 22.9%
  • Authorized User Annual Fee: $50 Per Card
  • This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Fees & Conditions

Personal Income $80000
Household Income $150000
Annual Fee $149
First Year Annual Fee Rebate
First Additional Card $50
Purchase Rates 19.9%
Cash Advance Rates 22.9%
Balance Transfer Rates 22.9%

Advantages

Offer ends on Mar 29, 2021
Welcome Bonus up to 40,000 points
Rewards Type Travel points
Transferable Points
Transfer Partners Asia Miles, Singapore KrisFlyer, British Airways Executive Club
Loyalty Program HSBC World Elite Rewards Program
Concierge
Travel Credits
Wifi Access
Costco

Value

Value

Offer value

For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)

 

Offer Value calculation
for the first-year
Point Value (according to milesopedia) 0.5 ¢
Welcome Offer Value up to $200
Annual Travel Enhancement Credit $100
Annual fee $0
Estimated Value ≈ $300

Insurance

Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Delayed Baggage Details Did your baggage get damaged during your trip? You are covered to a maximum of $750 per insured person (maximum of $500 per item). It covers loss or damage, theft, burglary and fire or transportation hazards during the trip. You are also covered for up to $200 per trip for the purchase of necessities if your checked baggage is delayed by the carrier for 12 hours or more en route to your destination.
Trip Cancellation Insurance
Trip Cancellation Insurance Details Charge at least 75% of eligible trip expenses to your HSBC World Elite Mastercard and you are covered should you need to cancel your trip before the scheduled departure date due to a covered event (such as death, injury or illness of yourself, or your immediate family); or change or delay your return once you have left on a trip. Under the Trip Cancellation coverage, you will be reimbursed for the prepaid portion of your trip that is non-refundable or non-transferable up to $2,000 per insured person, to a maximum of $5,000 per trip. Under Trip Interruption/Delay, you will be reimbursed up to a maximum of $2,000 per insured person to a maximum $5,000 per trip, for the additional charges incurred for the change of ticketing or the cost of a one-way economy fare by a common carrier to return home early or to delay your scheduled return.
Trip Interruption Insurance
Trip Interruption Insurance Details Charge at least 75% of eligible trip expenses to your HSBC World Elite Mastercard and you are covered should you need to cancel your trip before the scheduled departure date due to a covered event (such as death, injury or illness of yourself, or your immediate family); or change or delay your return once you have left on a trip. Under the Trip Cancellation coverage, you will be reimbursed for the prepaid portion of your trip that is non-refundable or non-transferable up to $2,000 per insured person, to a maximum of $5,000 per trip. Under Trip Interruption/Delay, you will be reimbursed up to a maximum of $2,000 per insured person to a maximum $5,000 per trip, for the additional charges incurred for the change of ticketing or the cost of a one-way economy fare by a common carrier to return home early or to delay your scheduled return.
Travel medical insurance up to 64 years old
Travel medical insurance up to 64 years old - Details Oui
Auto Rental Loss/Insurance
Auto Rental Loss/Insurance - Details Save when you rent a car with your HSBC World Elite Mastercard. You are automatically covered under Car Rental Collision/Loss Damage when you charge at least 75% of the cost of a rental vehicle to your HSBC World Elite Mastercard and decline the rental agency’s collision or loss damage waiver. Car Rental Collision/Loss Damage insurance compensates you, or the rental agency, up to the full value of the damaged or stolen rental vehicle and any reasonable towing or loss of use charges. Benefits are limited to one vehicle rental during any one period, for up to 31 consecutive days. Car Rental insurance also includes Personal Effects and Car Rental Accidental Death and Dismemberment insurance coverage.
Purchase Protection
Purchase Protection - Details When you use your HSBC World Elite Mastercard to purchase eligible items, Purchase Protection provides coverage in the event of loss, damage or theft for 90 days from the purchase date.
Extended Warranty
Extended Warranty - Details Extended Warranty coverage automatically doubles the original manufacturer’s warranty for up to one additional year when you use your HSBC World Elite Mastercard to purchase most items.
Insurance Document Learn More