TD Cash Back Visa Infinite* Card  🇨🇦

Offer

Fees & Conditions

Value

Advantages

Earnings

Per dollar of purchases

Insurance

Travel Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Our review

TD Credit Card

Cash Back

With the TD Cash Back Visa Infinite* Card, you earn 3% cash back on:

• Grocery stores
• Gas stations
• Recurring bill payments

And 1% cash back on all other purchases.

It’s the best TD cash back credit card, especially for gas purchases.

With this new welcome offer, you could earn 10% cash back on gas and grocery purchases and pre-authorized payments for the first three months (up to $3,500 in purchases). So you can earn up to $350 cash back!

Plus, a first-year annual fee rebate for the Primary and Additional Cardholders.

Finally, you have good insurance coverage, such as travel medical insurance, delayed or lost baggage insurance, collision/loss damage insurance for car rentals and mobile device insurance.

Frequently Asked Questions

• How many dollars back can I earn on my gas purchases with the TD Cash Back Visa Infinite* Card?

  With the TD Cash Back Visa Infinite* Card, you can earn up to 3% cash back on all eligible gas purchases.

• Are all gas purchases eligible for cash back?

  Yes, all gas purchases made at participating service stations are eligible for cash back.

• Are there any particular service stations that offer additional cash back with this card?

  No, the cash back is the same for all gas purchases, regardless of the gas station.

• How can I check the balance of my TD Visa Infinite Account?

  You can check the balance of your TD Visa Infinite Account by logging into your account online on the official TD website or via the TD mobile application.

• How can I get details of recent transactions on my card?

  By logging on to your online account, you can view the history of transactions, such as gas purchases, and get details on each operation. You’ll also be able to see your cash back dollars.

• What is the difference between my TD Visa Infinite Account balance and my Cash Back Dollars?

  Your account balance represents the total amount you owe, while cash back dollars represent the amount you’ve earned in cash back through eligible purchases.

• How can I use my cash back dollars to pay my account balance?

  You can use your Cash Back Dollars to pay off all or part of your balance by logging into your online account and following the Cash Back instructions. You must have a minimum of $25 cash back available to be credited to your TD Cash Back Visa Infinite* Card account (there is no minimum if you choose to use your cash back annually).

• How can I contact TD Credit Card customer service?

  You can contact TD Credit Card customer service by phone at the number on the back of your card.

• Are there any fees associated with cash advances with the TD Cash Back Visa Infinite* Card?

  Yes, fees may apply for cash advances. We recommend that you read the program terms and conditions for details.

• What are the benefits of the TD Cash Back Visa Infinite* Card for those who spend a lot on recurring bills, groceries and gas?

  The TD Cash Back Visa Infinite* Card offers big rewards for high spenders in these categories, including high cash back on these purchases.

• What are the cash back earning rates with the TD Cash Back Visa Infinite* Card after the promotional period?

  You’ll earn 3% cash back on eligible recurring bill payments, grocery and gas purchases, and 1% cash back on all other purchases.

• Are there spending limits for these categories with the TD Cash Back Visa Infinite* Card?

  Yes, these three categories each have an independent spending limit of $15,000 per year. Beyond this limit, you’ll earn 1% cash back.

• What are the additional benefits of travelling with the TD Cash Back Visa Infinite* Card?

  The TD Cash Back Visa Infinite* Card offers travel medical insurance coverage, delayed or lost baggage coverage, and collision/loss insurance coverage for car rentals.

• Are there any benefits to driving with the TD Cash Back Visa Infinite* Card?

  Yes, the card includes emergency roadside assistance with TD Auto Club Deluxe membership. This coverage is comparable to a CAA plus membership.

• What are the other benefits of the TD Cash Back Visa Infinite* Card?

  You benefit from the 24/7 Visa concierge service, the Visa Infinite luxury hotel collection and the Visa Infinite gourmet series.

• What are the income requirements to qualify for the TD Cash Back Visa Infinite* Card?

  To be eligible for the TD Cash Back Visa Infinite* Card, you must have a personal annual income of at least $60,000.

• Why is The TD Cash Back Visa Infinite* Card considered one of the best cash back cards in Canada?

  With easy-to-redeem high cash rewards, roadside assistance, additional insurance and other benefits, it’s easy to see why The TD Cash Back Visa Infinite* Card is one of Canada’s best in its class.

• How much revenue for an Infinite Card?

  To be eligible for the TD Cash Back Visa Infinite* Card, you must have a personal annual income of at least $60,000.

• How to increase your TD limit?

  To increase your TD Cash Back Visa Infinite* Card limit, you should contact TD customer service or visit a branch. They will evaluate your application based on your credit history, income and other factors.

• How to use TD Cash Back Dollars?

  With the TD Cash Back Visa Infinite* Card, you can redeem your cash back dollars by logging into your TD online account. Once logged in, follow the instructions for redemption. Generally, you can use your cash back dollars to pay off part or all of your balance or for other available rewards. Note that there is usually a minimum amount for using Cash Back Dollars, e.g. $25.

Alternative Cards

Featured

TD First Class Travel^® Visa Infinite* Card  🇨🇦

Up to 100,000 TD Rewards Points ^†

Ends Jun 3, 2024

First year value : $1,149

Best of April 2024

• 2X points on all purchases
• Premium Insurance
• Visa Infinite Benefits

Apply Now

Learn More

• Offer
• Card Details
• Rewards
• Advantages

Best Travel Rewards Credit Card In 2024

Earn up to $800 in value^†, including up to 100,000 TD Rewards Points, no Annual Fee for the first year^† and additional travel benefits. Conditions Apply. Account must be approved by June 3, 2024.

• Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card^†
• Earn 80,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening^†.
• Earn a Birthday Bonus of up to 10,000 TD Rewards Points^†
• Get an annual TD Travel Credit^† of $100 when you book at Expedia® For TD.
• Get an annual fee rebate for the first year^†

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder by June 4, 2024.

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

• Earn 8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia® For TD^†
• Earn 6 TD Rewards Points^† for every $1 you spend on Groceries and Restaurants
• Earn 4 TD Rewards Points^† for every $1 you spend on regularly recurring bill payments set up on your Account
• Earn 2 TD Rewards Points for every $1 you spend on other Purchases made using your Card^† plus earn an annual Birthday Bonus^† of up to 10,000 TD Rewards Points

Your Card also allows you to enjoy:

• An extensive suite of travel insurance coverages which helps you travel prepared
• No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.

Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

Legal

^†Terms and conditions apply.

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Annual Fee

• Primary card $139
• Additional card $50

Annual Income Required

• Individual $60,000
• Household $100,000

Conversion fees

• 2.5 %

Interest Rates

• Purchase Rates 20.99 %
  20.99 % (QC)
• Cash Advance Rates 22.99 %
  20.99 % (QC)
• Balance Transfer Rates 22.99 %
  20.99 % (QC)

Milesopedia Links

• TD Best Credit Cards - April 2024
• Best Travel Credit Cards - April 2024
• Best Visa Credit Cards - April 2024
• Canada's Best Credit Card Offers - April 2024
• Expedia For TD: How To Redeem TD Rewards Points?

Earning Rate

• Groceries6TD Rewards Points
• Dining and Food delivery6TD Rewards Points
• Recurring Payments4TD Rewards Points

Value

• Year 1 $1,149
• Year 2+ $371

Best For

Transfer Partners

• TD Rewards

Advantages

• Annual Credit
• VIP Lounges

• Concierge
• Wifi

• Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

$2,000,000

21 day(s)

Travel medical insurance up to 64 years old

$2,000,000

21 day(s)

Travel medical insurance 65+

$2,000,000

4 day(s)

Trip Cancellation Insurance

$1,500

Trip Interruption Insurance

$5,000

Common Carrier Travel Accident Insurance

$500,000

Flight Delay Insurance

$500

Delayed Baggage Insurance

$1,000

Lost/Stolen Baggage Insurance

$1,000

Auto Rental Loss/Insurance

$65,000

48 day(s)

Hotel/Motel Burglary Insurance

$2,500

Read MoreRead Less

Close

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Featured

TD^® Aeroplan^® Visa Infinite* Card  🇨🇦

Up to 50,000 Aeroplan Points ^†

Ends Jun 3, 2024

First year value : $1,425

Best of April 2024

• Great Welcome Offer
• Air Canada Benefits
• NEXUS Credit

Apply Now

Learn More

• Offer
• Card Details
• Rewards
• Advantages

Best Aeroplan Credit Card In 2024

Earn up to $1,200 in value^†, including up to 50,000 Aeroplan points^† (enough for a round trip to New York City^†) and additional travel benefits. Account must be approved by June 3, 2024.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†
• Earn 20,000 Aeroplan points when you spend $6,000 within 180 days of Account opening^†
• Plus, earn a one-time anniversary bonus of 20,000 Aeroplan points when you spend $10,000 within 12 months of Account opening^†
• Enroll for NEXUS and once every 48 months get an application fee rebate^†
• Plus, share free first checked bags with up to 8 travel companions^†

• Earn 1.5 points^† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations^®) made with your card
• Earn 1 point^† for every $1 spent on all other Purchases made with your Card
• Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
• Your Aeroplan Points do not expire as long as you are a TD^® Aeroplan^® Visa Infinite* Cardholder in good standing.
• Earn big rewards on the little things: Earn 50% more Aeroplan Points and 50% more Stars at participating Starbucks^® stores. Simply link your TD Aeroplan Visa Infinite Card to your Starbucks^® Rewards account. Conditions apply.
• Earn Aeroplan Points on your everyday purchases
• Redeem your points for travel and more.
• Take advantage of an extensive suite of travel insurance^†.
• Travel lightly through the airport and save on baggage fees† : Primary Cardholders, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight.
• Complimentary Visa Infinite Concierge^† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
• Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.

Legal

^†Terms and conditions apply.

Read MoreRead Less

Annual Fee

• Primary card $139
• Additional card $75

Annual Income Required

• Individual $60,000
• Household $100,000

Conversion fees

• 2.5 %

Interest Rates

• Purchase Rates 20.99 %
  20.99 % (QC)
• Cash Advance Rates 22.99 %
  20.99 % (QC)
• Balance Transfer Rates 22.99 %
  20.99 % (QC)

Milesopedia Links

• TD Best Credit Cards - April 2024
• Best Aeroplan Credit Cards - April 2024
• Best Visa Credit Cards - April 2024
• Canada's Best Credit Card Offers - April 2024

Earning Rate

• Groceries1.5Aeroplan Points
• Gas1.5Aeroplan Points
• Air Canada1.5Aeroplan Points

Value

• Year 1 $1,425
• Year 2+ $425

Best For

Transfer Partners

• Aeroplan

Advantages

• Annual Credit
• VIP Lounges

• Concierge
• Wifi

• Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

$2,000,000

21 day(s)

Travel medical insurance up to 64 years old

$2,000,000

21 day(s)

Travel medical insurance 65+

$2,000,000

4 day(s)

Trip Cancellation Insurance

$1,500

Trip Interruption Insurance

$5,000

Common Carrier Travel Accident Insurance

$500,000

Flight Delay Insurance

$500

Delayed Baggage Insurance

$1,000

Lost/Stolen Baggage Insurance

$1,000

Auto Rental Loss/Insurance

$65,000

48 day(s)

Hotel/Motel Burglary Insurance

$2,500

Read MoreRead Less

Close

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TD Cash Back Visa* Card  🇨🇦

No Welcome Offer

First year value : $180

• No annual fee
• Purchase Insurance

Apply Now

Learn More

• Offer
• Card Details
• Rewards
• Advantages

• For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
• Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases^† and on regularly recurring bill payments^† set up on your Account.
• Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card^†.
• Earn 50% more Stars at participating Starbucks^® locations. Conditions apply. Learn more.
• Save with Avis Rent A Car and Budget Rent A Car. Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates^† in Canada and the U.S. and at least 5% off the lowest available international rates^† for eligible vehicle rentals at participating Avis and Budget locations.
• Option to purchase TD Auto Club Membership^† and be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road.
• Purchase Security and Extended Warranty Protection^†– You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.

Legal

^†Terms and conditions apply.

Read MoreRead Less

Annual Fee

• Primary card $0
• Additional card $0

Annual Income Required

• Individual $0
• Household $0

Conversion fees

• 2.5 %

Interest Rates

• Purchase Rates 19.99 %
  20.99 % (QC)
• Cash Advance Rates 22.99 %
  20.99 % (QC)
• Balance Transfer Rates 22.99 %
  20.99 % (QC)

Milesopedia Links

• TD Best Credit Cards - April 2024
• Best Cash Back Credit Cards in Canada - April 2024
• Best No-Fee Credit Cards in Canada - April 2024
• Canada's Best Credit Card Offers - April 2024

Earning Rate

• Groceries1%
• Gas1%
• Recurring Payments1%

Value

• Year 1 $180
• Year 2+ $180

Best For

Transfer Partners

• Cash back

Advantages

• Annual Credit
• VIP Lounges

• Concierge
• Wifi

• Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

Read MoreRead Less

Close

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Legal