Loyalty Program: BMO Rewards

Welcome offer: Get up to $1,600 in value including up to 100,000 points, Mastercard Travel Pass Program & 4 Complimentary Lounge Passes, NEXUS Statement Credit and the annual fee waived in the first year for both the primary cardholder and authorized users.*

Additionally, enjoy a 0% introductory interest rate on balance transfers for 12 months as well as a 2% balance transfer fee.*

• 5x the points for every $1 spent on eligible travel purchases,*
• 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments,*
• 1 point for every $1 spent everywhere else.*
• Free membership to the Mastercard Travel Pass app provided by DragonPass*, with 4 complimentary passes per year*
• Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
• Extended Warranty*
• Purchase Protection*
• BMO Ascend World Elite Total Travel and Medical Protection:
  Get Collision Damage Waiver benefits on rental cars, 21 days of Out-of-Province/Out-of-Country Emergency Medical coverage of up to $5 million, and more.*