Loyalty Program: BMO Rewards

Earn up to 25,000 bonus points:

• Get 20,000 points when you spend $1,500 in your first 3 months.*
• Plus, earn up to 5,000 bonus points every year:
  • 2,500 bonus points for redeeming at least 12,000 points annually towards your statement balance with Pay with points*
  • 2,500 bonus points for paying your full credit card balance on time for 12 consecutive months*
• Earn 5x the BMO Rewards points for every $2 spent on recurring bill payments, groceries, dining and takeout*
• Then get 1 point for every $2 spent on everything else!*
• Get a 0.99% introductory interest rate on Balance Transfers for 9 months (2% fee applies to balance amounts transferred*)
• Mobile Device Insurance that covers you for up to $1,000*
• Pay with Points by browsing your recent transactions and redeem your Points for as little as $1*
• Receive a discount on car rentals*
• Purchase Protection*
• Extended Warranty*

Welcome offer:

• Earn up to 100,000 BMO Rewards points in the first year – a value of $669.
• In addition, the $149 annual fee is waived in the first year*!
• A welcome interest rate of 0.00% on balance transfers for nine months (3% transfer fee applies)*.

• Earn 4 BMO Reward Points for every dollar you spend on eligible gas, office supplies, cell phone and Internet bill payments.
• Earn 1.5 BMO Rewards points for every $1 you spend*
• Enjoy access to VIP airport lounges at over 400 airports worldwide. You’ll receive two complimentary lounge passes each year*.
• Become A Cardholder & Get Access To Virtual On-Demand Healthcare With Maple*
• You can now use your BMO Mastercard at Costco stores across Canada.
• Get up to 7 cents off per litre on all Shell^®± fuel*
• Get up to 22 additional cards so your employees can easily make purchases in your company’s name and help you earn reward points faster*.
• Our Liability Waiver Program protects your business against employee card abuse*
• 25 payment grace days*

Welcome offer: Get up to 120,000 points worth $800 in travel rewards and a $200 anniversary lifestyle credit when you reach your first anniversary

• Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel*
• Get 1 BMO Reward for every $1 spent on everything else*
• Get a $200 Anniversary Lifestyle Credit to spend however you want*
• Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.*
• Earn 25% more points when you add an authorized user to your account*
• Mobile Device Insurance that covers you for up to $1,000*
• Pay with Points by browsing your recent transactions & redeem your points for as little as $1
• Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports*
• Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country*

• Welcome offer: Get up to 100,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.*
• 5x the points for every $1 spent on eligible travel purchases,* 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments,* 1 point for every $1 spent everywhere else.*
• Memorable journeys begin with our premium flexible travel credit card!
• Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes.
• Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
• Points you can use to cover all flight charges & taxes*
• Fly on any airline, with no blackout dates*
• Redeem your points at any time through the BMO Rewards center.
• Best-in-class travel and medical insurance (unlimited trips per year)*