Loyalty Program: BMO Rewards

Welcome offer:

• Get up to 70,000 BMO Rewards points in your first year.
• Plus, we’ll waive the $149 annual fee for the first year!
• 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*

• Earn 4 BMO Rewards points for every $1 you spend on gas, office supplies and cell phone/internet bill payments*
• Earn 1.5 BMO Rewards points for every $1 you spend*
• Enjoy VIP Airport Lounge Access at more than 400+ airports worldwide. You’ll get two complimentary lounge visits each year.
• Become A Cardholder & Get Access To Virtual On-Demand Healthcare With Maple*
• You can now use your BMO Mastercard at Costco stores across Canada
• Get up to 7 cents off per litre on all Shell^®± fuel*
• Get up to 22 additional cards so employees can easily make purchases on behalf of your business and help you earn points faster* (employee cards have an annual fee of $50)
• Our Liability Waiver Program protects your business against employee card abuse*
• 25 payment grace days*

• Welcome Offer: Get up to 70,000 points worth $467 in travel rewards, a $50 anniversary lifestyle credit and the $120 annual fee waived in the first year – that’s a $637 value achieved by your first anniversary!
• Earn 5x the BMO Rewards points on groceries, dining, gas and transit*
• Get 1 BMO Reward for every $1 spent on everything else*
• Get a $50 Anniversary Lifestyle Credit to spend however you want*
• Earn 10% more points when you add an authorized user to your account*
• Mobile Device Insurance that covers you for up to $1,000*
• Pay with Points by browsing your recent transactions & redeem your points for as little as $1