TD Best Credit Cards – November 2024

TD Travel Rewards Credit Cards

TD First Class Travel^® Visa Infinite* Card

With the TD First Class Travel® Visa Infinite* Card, you can get up to 135,000 TD Rewards points^† and a rebate on the annual fee for the first year:

• 20,000 TD Rewards points for the first purchase made with your Card^†
• 115,000 TD Rewards points if you spend $5,000 within 180 days of opening^†
• A birthday bonus equal to 10% of the TD Rewards points you’ve earned in the past year, up to a maximum of 10,000 TD Rewards points^†.

Get an Annual Fee Rebate for the first year^†

With the TD First Class Travel® Visa Infinite* Card, you get:

• 8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia® For TD
• 6 TD Rewards Points^† for every $1 you spend on Groceries and Restaurants
• 4 TD Rewards Points^† for every $1 you spend on regularly recurring bill payments set up on your Account
• 2 TD Rewards Points^† For every $1 you spend on other Purchases

This TD credit card is one of the best TD travel rewards cards.

TD Platinum Travel Visa* Card

With this new welcome offer for the TD Platinum Travel Visa* Card, you can get up to 50,000 TD points and a first-year annual fee rebate:

• Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card^†.
• 35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening^†.

Get an Annual Fee Rebate for the first year^†.

There is no minimum income requirement for this TD credit card.

TD Aeroplan Credit Cards

TD^® Aeroplan^® Visa Infinite* Card

Thanks to this enhanced welcome offer for the TD® Aeroplan® Visa Infinite* Card, reserved for those who apply via this Milesopedia link, you can earn 10,000 more Aeroplan points than the current public offer!

With this offer for the TD® Aeroplan® Visa Infinite* Card, you can earn up to 50,000 Aeroplan points^† and a first-year annual fee rebate:

• Get a Welcome Bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†.
• Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of account opening^†
• Plus, earn a one-time Anniversary Bonus of 25,000 Aeroplan Points when you spend $12,000 within 12 months of account opening^†.
• Join NEXUS and get a rebate on membership fees every 48 months^†
• Plus, share free first checked bags with up to 8 travel companions^†
• Get an annual fee rebate for the first year^†. To get the rebate, you must make a purchase within the first three months and add your authorized cardholders before January 6, 2025.

It’s the best TD credit card for occasional Air Canada travellers.

With the TD Aeroplan Visa Infinite* Card, you earn 1.5 points^† per dollar of eligible purchase for:

• Grocery stores
• Gas stations
• Air Canada purchases, including Air Canada Vacations

TD^® Aeroplan^® Visa Infinite Privilege* Credit Card

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 80,000 Aeroplan points^†:

• 20,000 Aeroplan points when you make your first purchase with your new card^†
• 30,000 additional Aeroplan points when you spend $12,000 within 180 days of account opening^†
• Plus, earn a one-time Anniversary Bonus of 30,000 Aeroplan Bonus Points when you spend $24,000 within 12 months of account opening^†
• $100 NEXUS fee rebate^†
• Access to Air Canada Maple Leaf lounges^†
• 6 annual visits to airport lounge members of the Visa Airport Companion^† Program hosted by Dragonpass International Ltd.
• Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best TD credit card for Air Canada frequent flyers.

With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn 1.5 points^† per dollar of eligible purchase for:

• Grocery stores
• Gas stations
• Travel
• Restaurants

And 2 points^† per dollar for Air Canada, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points^† per dollar.

TD^® Aeroplan^® Visa Platinum* Card

With the TD® Aeroplan® Visa Platinum* Credit Card, you can earn up to 20,000 Aeroplan points and a first-year annual fee rebate:

• A welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†
• an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening^†
• An annual fee rebate for the primary cardholder (instead of $89)^†

With the TD® Aeroplan® Visa Platinum* Card, you earn 1 point per dollar of eligible purchases for:

• Grocery stores
• Gas stations
• Air Canada purchases, including Air Canada Vacations

There is no minimum income requirement for this TD Aeroplan credit card.

TD Cash Back Credit Cards

TD Cash Back Visa Infinite* Card

With the TD Cash Back Visa Infinite* Card, you earn 3% cash back on:

• Grocery stores
• Gas stations
• Recurring bill payments

And 1% cash back on all other purchases.

It’s the best TD cash back credit card, especially for gas purchases.

With this new welcome offer, you could earn 10% cash back on gas and grocery purchases and pre-authorized payments for the first three months (up to $3,500 in purchases). So you can earn up to $350 cash back!

Plus, a first-year annual fee rebate for the Primary and Additional Cardholders.

Finally, you have good insurance coverage, such as travel medical insurance, delayed or lost baggage insurance, collision/loss damage insurance for car rentals and mobile device insurance.

No-Fee TD Credit Cards

TD Rewards Visa* Card

You can earn 15,152 TD Rewards points with the TD Rewards Visa* Card for a limited time. It’s worth about $50 on Amazon.ca.

With the TD Rewards Visa* Card, you earn:

• 4 TD Rewards Points for every $1 you spend when you book travel through Expedia® For TD^†
• 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†.
• 2 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†
• 1 TD Rewards Point per dollar on other purcases^†

The TD Rewards Visa* Card has no annual fee and comes with Purchase Security and Extended Warranty Protection.

TD Cash Back Visa* Card

With the TD Cash Back Visa* Card, you get :

• 1% cash back for every dollar spent on groceries, gas and recurring payments
• 0.5% cash back per dollar on all other purchases

The TD Cash Back Visa* Card has no annual fee and comes with Purchase Security and Extended Warranty Protection. There is no minimum income requirement for this TD credit card.

TD Low-Interest Credit Card

TD Low Rate Visa* Credit Card

With the TD Low Rate Visa* Credit Card, you can save on interest with a low annual interest rate of 12.90%^† (13.90%^† in Quebec) for Purchases and Cash Advance transactions. It’s one of the best low-interest credit cards in Canada.

For a limited time, you can get an 8.99% promotional interest rate on Purchases for the first 6 months^† from Account opening.

As a TD Low Rate Visa* Credit Cardholder, you have the option of purchasing Travel Medical Insurance^† and Trip Cancellation/Trip Interruption Insurance^†. You can also earn 50% more Stars at Starbucks^® locations.

Finally, you can use your TD Low Rate Visa* Credit Card with Apple Pay^† or Samsung Pay^†.

Awards won in 2024

Best Travel Rewards Credit Card

The TD First Class Travel^® Visa Infinite* Card is the Best Travel Rewards Credit Card in 2024 in Canada for these reasons:

• 8 points per dollar for travel purchases via Expedia for TD
• $100 TD Annual Travel Credit
• Travel and purchase insurance
• Accepted at almost every retailer worldwide

Best Aeroplan Credit Card

The TD^® Aeroplan^® Visa Infinite* Card is the Best Aeroplan Credit Card in 2024 in Canada for these reasons:

• Air Canada Benefits for Cardmembers
• Rewards earned with everyday purchases
• Travel Insurance when redeeming Aeroplan Points
• Accepted at almost every retailer

Previous awards

Best Aeroplan Credit Card

The TD^® Aeroplan^® Visa Infinite* Card is the best Aeroplan credit card in 2023 in Canada according to Milesopedia for these reasons:

• Air Canada Benefits for Cardmembers
• Rewards earned with everyday purchases
• Travel Insurance when redeeming Aeroplan Points
• Accepted at almost every retailer