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Discover our selection of the best TD credit cards designed to meet your financial needs. Enjoy exclusive benefits, attractive rewards programs such as TD Rewards and Aeroplan, and options to suit your lifestyle.
Below are the best credit card offers from TD Canada Trust:
Here is a table summarizing the different offers.
For more details, read on or click on the name of a card.
Here are the best TD credit cards from TD Rewards:
With the TD First Class Travel® Visa Infinite* Card, you can get up to 165,000 TD Rewards points† and a rebate on the annual fee for the first year:
Plus, get an Annual Fee Rebate for the first year.† This is the highest offer we have ever seen!
With the TD First Class Travel® Visa Infinite* Card, you earn:
This TD credit card is one of the best TD travel rewards cards. As of April 30, 2025, it now offers access to airport lounges with 4 free visits per year.
With this new welcome offer for TD Platinum Travel Visa* Card, you can earn up to 50,000 TD points and get an annual fee Rebate for the first year†:
Get an Annual Fee Rebate for the first year†.
There is no minimum income requirement for this TD credit card.
Here are the best TD Aeroplan credit cards:
With this offer for the TD Aeroplan Visa Infinite* Card, you can earn up to 45,000 Aeroplan points† and no annual fee for the first year :
It’s the best TD credit card for occasional Air Canada travellers. With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points† per dollar of eligible purchases for:
With TD® Aeroplan® Visa Infinite Privilege* Credit Card, you can earn up to 85,000 Aeroplan points†:
It’s the best TD credit card for Air Canada frequent flyers.
With the TD® Aeroplan® Visa Infinite Privilege* Credit Card, you earn 1.5 points† for every $1 spent on:
And 2 points† per dollar for Air Canada, including Air Canada Vacations. Everywhere else, you’ll get 1.25 points† per dollar.
With the TD Aeroplan Visa Platinum* Credit Card, you can earn up to 15,000 Aeroplan points and a rebate on annual fees in the first year:
With TD® Aeroplan® Visa Platinum* Credit Card, you earn 1 point per dollar of eligible purchases for :
This TD Aeroplan credit card requires no minimum income.
Here are the best TD credit cards for cash back:
With the TD Cash Back Visa Infinite* Card, you earn 3% in Cash Back Dollars on:
And 1% cash back on all other purchases.
It’s the best TD cash back credit card, especially for gas purchases.
With this new welcome offer, you could earn 10% cash back on gas and grocery purchases and pre-authorized payments for the first three months (up to $3,500 in purchases). So you can earn up to $350 cash back!
Plus, a first-year annual fee rebate for the Primary and Additional Cardholders.
Finally, you have good insurance coverage, such as travel medical insurance, delayed or lost baggage insurance, collision/loss damage insurance for car rentals and mobile device insurance.
Here are the best TD credit cards with no annual fee:
For a limited time, you can earn 15,152 TD TD Rewards with the TD Rewards Visa* Card. It’s worth about $50 on Amazon.ca.
With the TD Rewards Visa* Card, you earn:
What’s more, the TD Rewards Visa* Card has no annual fee and offers purchase insurance and extended warranty protection.
Earn up to $50 in Cash Back Dollars† when you sign up for the TD Cash Back Visa* Card. Here’s how to take advantage of this offer:
Cash Back Dollars can be used to pay down your credit card balance.
In addition, with the TD Cash Back Visa* Card, you earn :
What’s more, TD Cash Back Visa* Card has no annual fee and offers purchase insurance and extended warranty protection. This TD credit card requires no minimum income.
The TD Low Rate Visa* Card helps you save with a competitive annual interest rate of 12.90%† (13.90%† in Quebec) on purchases and cash advances.
Take advantage of the current promotional offer with a 0% interest rate on purchases for the first six months† after account opening — making it one of the top low-rate credit cards in Canada.
As a cardholder, you have access to optional travel medical insurance† and trip cancellation/interruption insurance†, plus you can earn 50% more Stars at Starbucks®.
The card is also compatible with Apple Pay† and Samsung Pay†.
The TD First Class Travel® Visa Infinite* Card is the Best Travel Rewards Credit Card in 2025 in Canada for these reasons:
The TD® Aeroplan® Visa Infinite* Card is the Best Airline Credit Card in 2025 in Canada for these reasons:
The TD First Class Travel® Visa Infinite* Card is the best credit card for travel rewards in 2024 in Canada for these reasons:
The TD® Aeroplan® Visa Infinite* Card is the best Aeroplan credit card in 2024 in Canada for these reasons:
The TD® Aeroplan® Visa Infinite* Card is the best credit card Aeroplan in 2023 in Canada according to Milesopedia for these reasons:
Here are some frequently asked questions in the milesopedia community about TD Visa credit cards.
TD Bank offers several TD Visa credit cards such as:
The best-known TD Visa credit card is the TD® Aeroplan® Visa Infinite* Card. Every TD Visa credit cards offer sign-up bonuses. And most have a first-year annual fee rebate.
TD Bank surveys Equifax for all new TD Visa credit card applications.
The best TD Visa credit card Aeroplan is the TD® Aeroplan® Visa Infinite* Card. Especially since it generally offers a rebate on annual fees in the first year.
If you’re looking for a TD credit card Aeroplan offering premium benefits with Air Canada, you could choose the TD® Aeroplan® Visa Infinite Privilege* Credit Card. You’ll enjoy benefits such as priority check-in and priority boarding on your Air Canada flights. You’ll also have access to Air Canada’s Maple Leaf lounges.
Finally, the TD® Aeroplan® Visa Platinum* Credit Card requires no minimum income.
You can use your points on Aeroplan, Air Canada’s frequent flyer program, to book flights with Air Canada or other Star Alliance partners.
The best TD Visa credit card with travel rewards is the TD First Class Travel® Visa Infinite* Card.
Alternatively, the TD Platinum Travel Visa* Card is also a great TD credit card with travel rewards and no minimum income requirement. You can redeem points with Expedia for TD or for any purchase charged to your TD credit card.
The TD Cash Back Visa Infinite* Card is the best TD cash back credit card. And if you want a no-annual-fee TD credit card with cash back, you could get the TD Cash Back Visa* Card.
TD offers Visa credit cards linked to several rewards programs:
Most TD credit cards offer a first-year annual fee rebate.
Of course! You can apply for any of the TD credit card offers on this page without being a TD Bank chequing customer! In addition, most of these credit card offers have a first-year annual fee rebate.
And with the TD app, you can easily check your TD credit card balance at any time. It can also be convenient to quickly pay off your credit card if you have made cash advances from your TD Credit Card.
If you wish to increase the limit on your TD Credit Card, please contact TD Customer Service directly. Often, a review of your financial record and a good payment history can work in your favour.
To pay with your TD credit card, you can use the online payment option via the TD website or mobile app, set up automatic payments, or make a payment directly at a branch. Always be sure to check details and due dates to avoid additional charges.
Some TD credit card customers can access their credit rating free of charge via TD’s online services. Log in to your account to check if this option is available to you.
Expedia for TD is a partnership between TD and Expedia, offering holders of certain TD credit cards the opportunity to redeem their reward points for travel booked on Expedia. This gives you the flexibility to plan trips while enjoying your rewards.
TD credit cards offer a wide range of benefits, depending on the type of card you have. Some benefits include reward points for purchases, cash back, travel benefits such as insurance, and competitive interest rates. Each card has its own particularities, so it’s important to choose the one that best suits your needs.
Choosing a TD Credit Card means choosing a recognized financial institution with a solid reputation. TD offers a wide range of cards adapted to the different needs of consumers, whether for travel, business or everyday expenses. What’s more, TD offers excellent customer service and efficient online tools to manage your account with ease.
Most TD Visa credit cards have the following interest rates at Quebec:
Apart from Quebec, interest rates are as follows:
The TD Rewards Visa* Card has an interest rate for purchases of 19.99%.
We recommend that you pay your TD credit card balance in full with each monthly statement, and avoid making cash advances on your TD credit card.
If you take cash advances from your TD Credit Card, you may be subject to high fees.
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